Malaysian freshie can earn 3k in sg o ? Then i'm too way underpaid 

What insurance are you referring to? If life, you can even claim the premium when you file IRAS income tax here

well. I've deal with environmental engineer before. Basically they are some sort of advisor for their Co to ensure it stays within Ministry of Environment guidelines or standards.

Are they the one who conduct environmental impact assessment for construction projects? Just wondering

I come from biotechnology background... But difficult to get job at singapore. It is 1.8k job with extensive study and guidance from the senior and onwer. Did you heard chang hk from astar lab at pioneer?

First part is true, but MOM has right to challenge and deny application. Second part is true as well.
Can, sure can.. MYR500k = Approx. SGD160k. I don't have exact figure of IB analyst, but I can roughly guess their total compensation (including bonus) is more than SGD80k p.a. (Any IB banker here can correct me if I am wrong? )
Assuming flat 80k with no increment for next 4 years, that makes an average of 6.6k monthly.
Minus expenses for rental, living cost, statutory deductions and entertainment = 2.6k monthly (I know this may be huge amount for some - But let's assume expense for a Single bach and Ivy league grad).
If he/she has CPF/Pension plan, take home will be lesser, however actual earning is more than 80k p.a. now.
So, his/her saving p.a. is about 48k, and 4 years about 192k. Minus 160k of tuition fees.
That will leave him/her approx. 30k, for his/her vacation, saving, family, partners, etc.

p.a. = per annum.
Above is my personal assumption, definitely doable. Flat 4 years total compensation is unlikely, so gross income is higher over the years.

First part is true, but MOM has right to challenge and deny application. Second part is true as well.
Can, sure can.. MYR500k = Approx. SGD160k. I don't have exact figure of IB analyst, but I can roughly guess their total compensation (including bonus) is more than SGD80k p.a. (Any IB banker here can correct me if I am wrong? )
Assuming flat 80k with no increment for next 4 years, that makes an average of 6.6k monthly.
Minus expenses for rental, living cost, statutory deductions and entertainment = 2.6k monthly (I know this may be huge amount for some - But let's assume expense for a Single bach and Ivy league grad).
If he/she has CPF/Pension plan, take home will be lesser, however actual earning is more than 80k p.a. now.
So, his/her saving p.a. is about 48k, and 4 years about 192k. Minus 160k of tuition fees.
That will leave him/her approx. 30k, for his/her vacation, saving, family, partners, etc.

p.a. = per annum.
Above is my personal assumption, definitely doable. Flat 4 years total compensation is unlikely, so gross income is higher over the years.

total gross compensation is closer to 150-170k for first years, so yeah def not impossible to pay back 500k ringgit in 2-3 years.

but i should add that ivy league undergrad would cost at least 1M ringgit these days

Wow seriously? Freshie getting 80k pa?   

total gross compensation is closer to 150-170k for first years, so yeah def not impossible to pay back 500k ringgit in 2-3 years.

but i should add that ivy league undergrad would cost at least 1M ringgit these days

Thanks to these bunch of people everything is expensive now.

How accurate is the SAT assessment by MOM ? It says I likely eligible for both s or e-pass...

Life insurance and medical insurance

Hi All Taikor, nice to meet you all here. Recently looking for some investment in Singapore as FD is super low in here. Mind sharing any good finance investment in Singapore?

Invest in Sreit

Hi commtrader,how much is the average return for reit?5%?How to buy REIT yup?Have to open an trading account?Thanks in advance.

Hi Sir

Depend on your risk appetite, return can range from 5-9% annually

Can buy thru major brokerage firm in Sg, let me know if you need more info.