I become mad when you remind me this. Initially i don't want to disclose my current pay, they ask why and the hiring manager must know,

i told them "i dont want the employer pay me based on my current salary, i want they pay me based on market rate"....

then the recruiter told me "no no no, they wont pay you according to your salary, they will pay to according to market rate, the employer is xxx, MNC, earned billions last year... ",

at the end, i disclosed it to them because i am desperate due to my pay is very very low (no increment since i joined 3 years ago, but i love my current job very very much, i learned a lot, my boss trust me very much, give me a lot of opportunity to travel for project implementation, my dept don't have any politic issue, all trust each others), just try to use that offer letter to show my current employer (i know it is hard because the current oil price).

so after few days, the recruiter tell me that the employer only accept 10% increase salary from candidate for this position....

is the recruiter lied? or employer lied to recruiter? i dunno

at last, there is no interview also from the employer...

1 years ++ ago, I did last time to a well known MNC too, the budget almost x2 to my current pay, then expected salary i put slightly lower than budget. At the end still can't manage to second interview,
maybe i am not good due to only 2 years exp last time,
or maybe got ppl who put lower expected salary than me,
or they definitely better than me/more experienced than me,
or i still holding EP last time (but now PR)

Congrats, you need to submit Medishieldlife form to CPF via mailing. Then you have to wait their ACK letter send to you via mailing. You must have the letter before your formalities, so the appointment date must including the waiting time of this process, don't book too early.

great, during my time there is no online services for this part

Same with you, enjoyed every single stuff from here, Bus/MRT is better than jam in KL, even train fault is better than crazy traffic jam in KL that need 2hrs from cheras to city. Work wise, i found SG is definitely better, if you work in good company and work with good team/boss.

I can afford to buy house with CPF, not like KL, the property price is killing. I dont mind living in small house, since i grow up in spacious house with big gardens/ponds and a lot of animals such as horse, monkey, ducks, gooses, dogs, chickens, lizards..and other wildlife. I found that big house is highly required maid for house cleaning everyday (Imagine you and wife live in a big house, will you clean your house for hours after work?). I found that small flat is very suitable for me since it very easy/fast to clean.

Not to mention of spending power, safety, infrastructure, fast pace culture and multi race culture, which suit me very well because i am the person who like to learn, interact with people over the world, make new friends, travelling because of currency/business trip (MNC).

LOL, surrounding by animals not really be rich, because it is kampong! haha

Please note that UOB UNI$ will expire after 2 years. But still, i will use Priv Miles for travelling, PPV for dining/fairprice (paywave).

I refuse to pay at the deadline... then i force my CPF deduction to 20%, after 2 months the medishield paid by medisave account, then my wife turn to receive the letter for asking pay medishield(because she start with 5%), i still dont want to pay cash for it, i just sign up the "Supporting switch of payment to other family members’ Medisave accounts " ..so yeah, at the end i am avoided to pay cash as cash is important to me now..

For local(Singaporean only) still can survive, first of all they can live in parent house without paying the fucking rental. Second, they have a lot of benefits such as baby bonus, medical, tuition fee cheaper and etc..

For foreigner, 3k is definitely not enough to raise kids in Singapore, unless you put your kids in Malaysia and take care by your parents. I have a lot of friends earning 4k++ still willing to travel from JB daily...and put their parents, babies in JB to sustain the life without "pitful", at the end only one person "pitful" who is the breadwinner.

Correct, i never mention ALL/most of Singaporeans...what i want to express is, first thing first you have to be Singaporean..

If a singaporean small family (household income is 3k), 3 ppl, dad +mom + baby, you teach me, how they can make their life not "pitful"?

Is that true your REP can't renew? My auntie also a full time mummy since 1998 and until now she still able to maintain her PR oh...if that's true then i have to inform her liao..

She is dependent PR, only husband working...

i see i see, my wife also get PR with me under one PR application, so in future my wife can become full time mother liao haha.

I found that no matter you graduate from UTAR, TARC, MMU, and etc... , it is same in career, all my colleague graduate from TARC, still able to do a good job, same salary with MMU graduates, and the most important is - study fee is cheaper than MMU. I am MMU student, and now stuck by PTPTN 40k ++ loan, only afford to pay monthly repayment, all my colleague who graduate from TARC, already settled PTPTN by one shot payment 10k++, i regret that why i choose MMU for my degree study??

Regarding PR, my colleague (TARC) and me (MMU) also get PR, i believe your job and industry matter when come to PR.

Bro, i also planning to apply SC, now i am worrying about PTPTN, do you still own PTPTN money during renouncement of Malaysia citizenship? Will Malaysia allow us to renounce Malaysia citizenship if you still holding PTPTN loan? (i will still paying the LOAN after become SC)

TARC degree cert, only 10k-20k range....

I very very appreciate about your means here! I will follow it once i get my first new job's pay slip.

Timeline:

2014 April - Start my first job in SG, get EP, one year expiry;

2015 Mar - Renew my EP, three year expiry;

2015 Nov - ROM with my love and submit PR application;

2016 June - PR approved;

2016 August - Completed my PR formalities and get my IC;

Yup, one of my colleague did, and one never go to Europe.

Ya, i found that female'salary in SG is extreme high than male, especially those female who study part time degree and join the workforce immediately after high school, 20-22 years old. At the meantime, me, start my first job in SG (although have 3 years experience) with fresh graduate salary, those girls already earning 3.5-5k per month already, and they are same age with me and even younger than me