You may refer to the brochure for AIA Medical Card

https://www.aia.com.my/en/our-products/medi...medbooster.html

As a summary in a picture for you



Some of the other benefits you can enjoy as a card holder will be as followed.

is this a standalone medical card, or a rider for an ILP?

Thanks lifebalance.

The pricing for GE & AIA are quite similar, somehow I think the Prudential pricing is much higher (Prudential don't have standalone med plan).

I have been comparing the med insurance for almost one month plus...still no conclusion yet 

Need to plan all over again, because paying too many policies     
1) GE whole life (own policy) - 1st policy, after start working
2) GE whole life with some hospital/room rider (own policy) - colleague selling, give support
3) GE investment link (own policy) - bought this to pay the outstanding housing loan (in case I 'tapau')
4) Allianz PA (own policy) - cheap with huge coverage
5) Prudential 10 years term with CI/TPD (own policy) - cannot remember why buying this one...I think I 'kiasi' during that time
6) Prudential investment link with PruHealth Med (own policy) - need to get medical card insurance
7) MAA (Zurich) whole life (wife policy) - colleague selling, give support
8) GE whole life with some hospital/room rider (wife policy) - colleague selling, give support
9) Prudential investment link with PruHealth Med (wife policy) - need to get medical card insurance for family member
10) GE education endowment (daughter policy) - old schoolmate selling, give support
11) Prudential investment link with PruHealth Med (daughter policy) - need to get medical card insurance for family member
12) Prudential investment link with PruHealth Med (younger daughter policy) - need to get medical card insurance for family member

Can anyone further explain the benefits for CI?

From what I understand, CI provides lump sum payment for the disease. Will it be per CI, or so long as 1 CI has been paid, the coverage for other CI is no more?

Can anyone further explain the benefits for CI?

From what I understand, CI provides lump sum payment for the disease. Will it be per CI, or so long as 1 CI has been paid, the coverage for other CI is no more?

Can anyone further explain the benefits for CI?

From what I understand, CI provides lump sum payment for the disease. Will it be per CI, or so long as 1 CI has been paid, the coverage for other CI is no more?

Thanks lifebalance.

The pricing for GE & AIA are quite similar, somehow I think the Prudential pricing is much higher (Prudential don't have standalone med plan).

I have been comparing the med insurance for almost one month plus...still no conclusion yet 

Noted, paying those premiums over the past 10-20 years were quite a big sum... still need to pay for another 20-30 years    , really need to sit down and discuss with a financial planner

Hi, would like to seek advise from sifu here.
Etiqa Triple Lifestyle Protector- is this good? pay around RM 5500 annually
Any pro and cons?

http://www.etiqa.com.my/en/triple-lifestyle-protector

Appreciate for the reply.
TQ.

Hi lifebalance  roystevenung,

I've a question about home insurance. My mom's the house owner but home insurance policy is in my name. Will this be an issue if anything happens and there's a need to claim?

Many thanks in advance.

Hi lifebalance  roystevenung,

I've a question about home insurance. My mom's the house owner but home insurance policy is in my name. Will this be an issue if anything happens and there's a need to claim?

Many thanks in advance.

No issue since there is an insurable interest, correct me if I'm wrong though, not that well versed with General Insurance.

Take very good care of your mum then cos she may choose to give the house to someone else...

But seriously if you are the one paying for it then ofc the insurance must be on your life (and nominate to your mum or absolute assignment to the bank) and not your mum.

If God happens to love you more, then the insurance will be paid to either your mum or the bank to settle the loan.

Thank you so much for the speedy reply.

This is stated in the policy -

Risk No. :  0001 Houseowner
Business :  Private Dwelling
Situation: (house add stated)
Construction: Class 1A

Any idea what that means? If policy holder is not houseowner, would that deemed the policy null and void?

Normally if it's fire insurance, it should be under the houseowner name, but in this case, you will have to clarify with the insurance company you bought with, or read within the policy guideline on insurable interest.

Because it doesn't make sense that you don't own the house yet you buy the fire insurance for it which belongs to your mom.

Same example would be

A landlord rent out his unit to a tenant but the tenant buy the fire insurance for the property instead. But in this case it is  make sense because there is no insurable interest as the tenant don't owe the bank any money nor do they own the property itself. It is the landlord responsibility to insure it under his/her name.

Hi, would like to seek advise from sifu here.
Etiqa Triple Lifestyle Protector- is this good? pay around RM 5500 annually
Any pro and cons?

http://www.etiqa.com.my/en/triple-lifestyle-protector

Appreciate for the reply.
TQ.

It's AIA fire insurance and agent said can place the home insurance policy in my name since mom's a senior citizen.

Interest of insured: 1. Building
Insurance Clause - your building
on building excluding foundation and drains

Thank you for the helpful advice life balance  roystevenung,
Agent has agreed to amend home insurance policy holder's name to mom's name.

Thank you so much for the speedy reply.

This is stated in the policy -

Risk No. :  0001 Houseowner
Business :  Private Dwelling
Situation: (house add stated)
Construction: Class 1A

Any idea what that means? If policy holder is not houseowner, would that deemed the policy null and void?
Thanks for the reply but it's a home insurance for the house not on my life. If anything happens to the house, would it be an issue to make a claim since I'm not the houseowner?