0% all the way then we talk. this one is opening introduction from eUT and btw cc ramjade bro you in?

anyone wanna guess what's next month's fund choice with discount?

got a feeling it's Ponzi 1.0

switching between both takes time. what happens when your luck is bad and you switch at interval when the funds are down.

there's no such thing as low risk high return. like that everyone is a millionaire in no time.

I think what you are asking is for a stable investment with better returns than say Fix deposits?

Bond funds are the way to go my friend.

mind explaining how you got this deduction?

sometimes I wonder if you guys have forgotten the basic principles of unit trust investment. just keep to your allocation and leave the investing to fund managers. I periodically come in this thread and most of the time I fell like I'm visiting a chicken coop. loads of noise for a minor trigger. my two cents.

Anyways every market is being corrected at the end of the year, this is healthy for everyone involved and most stock traders are locking in their profits for the year end hence the correction.

Stop panicking and enjoy life instead of acting like crazed aunties in the pasar

Yeah I'm more focused on my stocks now and treating my unit trust investment as my foreign investment.works like a charm

they are even chill when their are losing money left and right.

Lol don’t count on it just yet. Stock market still bleeding.

ITU DIA. when everything smooth wah UT is great. very good investment. when lausai tipu one lah!

if you meet my math teacher sure he is gonna knuckle your head. post graph without the title and x and y row and expecting us to acquire information from that.

noobs keep panicking for nothing. you can either do these two things now. shift all your assets to fixed income fund or sell down your allocations that are red.

only two ways about it. leave the work to UT managers and don't keep viewing your ports.

oh wait there's the third move... one that most seasoned vets do is to buy in during a storm. pfft.

I pity the portfolio manager who will bear the brunt of angry 25 to 35 year olds who just want to see green green green.

lol same when you liquidate your stocks and get a hot EQ fund lah this time you paid someone else to do it for you.

for me I treat my entire investment as a portfolio

currently

70% is UT
30% is Stocks

haven't calculate my ultimate emergency reserve which is my property which stands at 700k the lowest to 800k the most st cost price of 500k

meaning if I lose some money in UT or stocks is just 0.5%? so why panic

not when you are from Kuching and your house is located right smack in the middle of a growing area you won't.

like I said if I lose my leg in an accident, I shouldn't worry about money at all as I can actually live comfortably (as a disabled person) hence why I advise people to look at investments as a global picture not just by a a handful of unit trust funds.

risk vs reward rational. simple.

Last top up 1500 for dinasti. No more cmf to play around already and all available funds and pay now go into “marriage”fund

yep means the one to get is

Ponzi 2.0/Dinasti
IDF
TA Global

Current port. not bad. profit still maintain 4 digits

do note it's because I held them for more than a year. the rest are recent investments

please look at the Malaysian stock market and you will know.