The 0.5% portfolio management fee is per annum, so if you keep it for 10 years it'll be 5% accumulated, similar to the platform fees of 0.05% per quarter or 0.2% per annum for certain FI funds. Some ppl are allergic to this type of charges 

Anyway, it depends on what type of investor you are in order to decide which type of product suits you. In the past month I think all those who invested in managed portfolio will tell you that the managed portfolio fell in lesser % than their DIY portfolio

10k is just the minimum investment, of course you can put in more than 10k at one go, but it's also a matter of whether doing everything one lumpsum is a good choice. One can do gradual buy in, minimum initial investment of 10k, subsequent investment min of 5k each time

I think you first need to sell your existing holdings before you can purchase the managed portfolio. You may want to ask them to waive sales charge for that so you don't pay twice. Timing of the redemption defers by fund as well

Of course that's the other option. Actually the most important consideration is - what is your IRR on the DIY portfolio and whether that's better or worse than the managed portfolio. But since you don't keep track, I can't help you with that

Out of curiosity, do you keep track of your stock portfolio IRR? How do you know you are better/worse off investing in stock/UT?

Could someone please recommend me a REIT fund? Those listed in FSM page may not as 'real-life'!

All UT are not real-life. If you want real life, the only one is ETF. It's real time. The price changes every second. If you really want,
- Nikko Asia ex Japan REIT ETF
- Phillip SGX APAC Dividend Leaders REIT ETF

These are among ETF reit listed on SGX. But there's a catch. 17% with holding tax.
SG reits but as mentioned previously have properties which are overseas (depending on the reits). A few examples:
1) Frasers logistics - A pure Australian reit but listed in SG in SGD
2) Manulife US reit - A pure US reit but listed in SG in USD
3) Ireit global - A pure EU reit eit but listed in SG in SGD
4) Lippo malls - A pure indon reit but listed in SG in SGD
5) Mapletree Greater China - HK + china region reit but listed in SG in SGD

The above example shows that these reits are more influenced by their respective country rather than SG alone.

These are some examples off the top of my head.

However, majority of manulife holdings are S-reits which own SG property so you are half correct here.   

just saw this.....
Always Wanted To Be Your Own Stock Analyst? Here’s How!
If you are a self-reliant investor who enjoys the process of making stock investments, then you might want to consider being your own stock analyst.
Here’s how you can do it!
https://secure.fundsupermart.com/fsm/articl...s-How-29-Sep-17

MorningStar best YTD funds: http://my.morningstar.com/ap/FundSelect/re...ce&Type=YTDBest

1st 2 pages of all funds... YTD gains... all above +20%

The bull is still charging...

1st trading day of the 4th quarter...
HSI +2.25%
H-shares +3.62%
.... anyway, let's talk about reits in sg.... hahahahha...

Sorry, have no idea what you're talking about! 

When the Greater China and Asia Pacific region is going great and all the fund managers seems to be hero/guru/master of the universe getting high returns on their funds, we don't have to look elsewhere for something more exotic... just continue the ride and buy the dips.

The post before yours just mentioned that Greater China and Asia Pacific region is going great.

What's happening is that, the greater China/north asia funds are oscillating, swing up and swing down, but the average it is up.

That's what the morning star YTD performance revealed :-

1. First half of the year Malaysia was doing great.
2. Second half of the year China/north asia funds are topping over the Malaysia funds.

Likely because you did some top up recently.

Agree, mathematically impossible. Only plausible reason for the drop is top up

That's why ROI is a poor measure of performance.

Beancounter can't help it 

Is it too late to buy stocks?
by Christine Romans  @CNNMoneyInvest
October 4, 2017:

The biggest question in money today: Is it too late to buy stocks?

After all, the stock market has rallied for eight years, notching record high after record high. The S&P 500 has almost quadrupled from the low during the financial crisis to top 2,500 for the first time. The bull market is the second strongest and the second longest in history.

There are plenty of risks, of course. Stocks don't go up forever. There is always the chance of what stock market pros call "an exogenous shock" -- an unpredictable factor that roils markets. And there is a long list of known risks around the world: North Korea, Brexit, a slowdown in the global economy.

History can be a helpful guide. To match the epic market run from 1987 to 2000, stocks would almost have to double from here, and run almost four more years.

So is it too late to buy stocks? It's ........
http://money.cnn.com/2017/10/04/investing/...?iid=H_MKT_News

Caveat Emptor.....    

for those that is still thinking of no go or "0" exposure to India.....

Investment Values in Indian Market
September 29, 2017 .....Author : Fundsupermart.com

http://www.fundsupermart.com.hk/hk/main/re...an-Market-14016

Caveat Emptor ! as usual

I help to manage other people $$ and i dont want their $$ to mess with my own profile

Thanks for the replies dasecret, funnyface. So the consideration is that if we value manage portofolio to give more profit after deducting its extra cost 0.5% vs passively managing ownself. 

0.5%
from 100k is RM500
from 1M is RM5000

It's the same management fee and expenses charged by fund house which is the same if you DIY or buy from UTC or buy managed portfolio

My 1st attempt at DIY Port, 5 months - 2.5% (after deducting sales charges).

Not sure its good or bad.

Dear all,

About managed portofolio, I'm torn between balanced vs moderately agressive.

My profile fits more to mod aggressive, but I saw in previous pages of this thread ( will update if I found it ), back tested, balanced is performing so well compared to mod aggressive. More bang for the bucks.

Any opinion?