No....

please exclude me from the "Kita"...
for I was too chickened/cashless to do that during Jan/Feb 2016.....

btw, did you top up 3x during that period?

just asking....
let's say there is a current sort fall of minimum sum.....
(Govt raised the minimum sum requirement)

will this redeemed $50k to EPF be used to top up the EPF minimum sum first, if there is extra then can take out some % of it, ELSE if still not enough can not take out for investment?

post 812 & 813
https://forum.lowyat.net/topic/4105742/+800

Dutch economy struggling to pull out of recession - central bank
.....The Netherlands, the euro zone's fifth-largest economy, is in its third recession since 2009.....
http://uk.reuters.com/article/uk-dutch-eco...E9590EQ20130610

since yklooi is thinking of going in for "fun"
was thinking if he can "test" for "fun" the portfolio just for comparison.....
yklooi is thinking of moderately aggressive......
any other suggestion?

if based on historical ROI results without comparing the portfolio volatility and risk reward etc, etc.....

this one can .....
post 4921
https://forum.lowyat.net/topic/4193169/+4920

sold last week? that is END of May...coming to June already
should have sold in early MAY or before May...much better...

those that are still hesitate, pondering, unable to let go, undecided, too attached, etc, etc......

with the recent high recommendation for TA GTF to be in the portfolio.........

Sunday, 4 June 2017 | MYT 8:52 AM
Can the tech rally continue?
The technology sector of the S&P 500 has risen roughly 20 percent so far in 2017, led by Apple, Alphabet, Facebook and Microsoft.
However, with gains of more than 33 percent for Apple, Facebook and Amazon, near 25 percent for Alphabet and 15 percent in Microsoft, compared to a gain of 8.5 percent for the S&P 500, the room for more upside is declining.

Read more at http://www.thestar.com.my/business/busines...Ki6CBrvpAK8f.99

??, where did you get that? from their corresponded email to you?
FSM recommended ports has only 7

wrap a/c is nothing to considered.....once it has been switched it would last for a few years...and by that time, the % of SC incured would have been diluted....
I believe, the algoxen v4 is more optimised than the other previous because now it takes into consideration of correlation number.....
just tweek to suits personal beliefs

avangelice & zuxen just entered KGF few days ago....
talking about timing.....

Attached thumbnail(s)

Any potential for bright light at the end of the tunnel??
depending on how bright, when and for how short?
if invested 3 yrs ago....it is the "Best' from the list leh.....much better than some well known counterparts


Attached thumbnail(s)

it does not have
India
Quantum
EISC
TA GTF


both Quntum and EISC cannot be bought already.....

This post has been edited by MUM: Jun 12 2017, 11:25 AM

the below post seems challenging is it?
eventhough the lao sia is just < 3% for 2 days...and it slowed/recovered some last nite ....

pales?
isn't it this is a newly launched fund?
without any actual performance record (except from same fh)....
where to get data to determine "pales"
unless you mean the fund size?

i think it depends on whether you need to use / dig into the invested money to fund your retirement expenses.
it depends on whether
you need to touch the invested money to fund your retuirement expenses
you need to use yearly "profit" from the funds to fund your yearly retirement expenses
you need to use yearly "profit" + reduce the size value of your funds to fund your yearly retirement expenses
you want to left the money or any money for your dependents...

thus one need to know how much is enough to sustain your retirement expenses.....

These funds only look good on paper until we really sell it one day....this is true....

see the chart....
Q: WHEN WILL MY BUY ORDERS BE TRANSACTED?
https://www.fundsupermart.com.my/main/faq/0...ying-Funds-1605

the fastest is using $$ from CMF.....
if you do intra/inter switch....need to wait abit longer..sell process have to wait for the fund price, then buy process....

This post has been edited by MUM: Jun 20 2017, 03:02 PM