Hi all, my current portfolio allocation is:
- KGF 40%
- Ponzi 2.0 60%

I am planning to add two more equity fund. Equity fund I planning is TA Global and emerging market fund (RHB Emerging). The reason I chose RHB emerging over eastsrping is the volatility is lower, and the return is almost the same. Does this complete my portfolio in term of diversification?

After allocation will be.
- KGF 28%
- Ponzi 2.0 44%
- TA Global 14%
- RHB Emerging 14%

Is there a need of adding a bond fund? I have enough emergency fund for 5 months and FD.
Any comment is appreciated!

I think I will going into Affin Hwang Select Bond Funds as it is quite tedious to keep chase after FD when the maturity date reach. Thanks for your recommendation!
Yes, RHB Emerging = RHB Emerging Market Bond Fund. I didn't realize there are two RHB emerging funds.

Can I know your reason on adding Ta Global Tech to a total of 23%?
make it more equal and to have about 16% in US tech sector

Another questions that I would like to ask you that, both KGF and Ponzi 1.0 just acquired a few weeks ago, so the return now is still negative, is it a good practice to change now? And follow the recommendations that you suggest me? Thanks for your reply!
keep it running for a year or 2 then see...historically these are strong funds that would be recommended as anchor funds in the portfolio.....
btw,...do you meant Ponzi 1.0 or 2.0?...anyway both are also ok....

can't get Ponzi 1.0 already bro

.........
Another questions that I would like to ask you that, both KGF and Ponzi 1.0 just acquired a few weeks ago, so the return now is still negative, is it a good practice to change now? And follow the recommendations that you suggest me? Thanks for your reply!

Sorry, I mean Ponzi 2.0.

And the reason I ask is there a need to sell when the fund is in negative is because, @MUM suggest me to change my allocation, and I don't have extra cash to buy the fund to get the allocation MUM suggest, unless I sold some of the KGF and Ponzi 2.0 to the desired allocation and use the money get from selling and my available cash now to buy TA Global, Manulife India and RHB Emerging. I think this is just a misunderstanding, probably caused by you all dont know that I don't have extra fund to get to your suggested allocation without selling existing fund.

So as MUM suggest, my optimum allocation would be:
KGF 20%
Ponzi 2.0 35%
Manulife India 8%
TA Global 23%
RHB Emerging 14%

Then I will top up monthly to reach this allocation, observe and monitor from there.

Good morning sifus,

May i seek some insights to assist my plan to reallocate my excess money in CMF ? I'm thinking of putting most of it to Rhb Asian income and KGF, giving that Fundsupermart is looking good at Asia, and for Msia it seems foreign fund is coming back.

In your opinion should i sell off my ta global tech and cimb global titan ? Giving the geopolitical risks we are having now, election, North Korea, etc. Or wait for everything settle down, but at that time market would have already priced in all the news...

I apologize for the messy typing as I'm posting with my phone now..

My current portfolio allocation.
17%.   Affin Hwang Select Asia ex Japan quantum fund
7%      Amasia Pacific Reits
3.7%.  Cimb principal Asia Pacific dynamic income fund
3.9%   Cimb principal global titan
3.9%.  Eastspring small cap
6.5%   Kenanga growth fund
11.1% RHB Asian income fund
26.4% RHB emerging market bond fund
7.91% TA global tech

12.6% Cash management fund

Thank you very much.

stop worrying abt it
best solution?..log out and leave it
come back in a year time

yea you got a point. Strange though a balance fund can beat so many aggresive fund in terms of yield. Makes me think why should I go for aggresive fund then?  Since I have Ponzi 2.0, may be good to have a balance fund in the sam region for comparison.

I think that depends on whether the equity will perform better or worse than bond funds during my investment horizon. However since no one can predict the future, it is better to diversify 

I think that depends on whether the equity will perform better or worse than bond funds during my investment horizon. However since no one can predict the future, it is better to diversify 

 

may I know your current UT composition?

Currently I'm fully in equity with ponzi 2, APTRF, Global titan and greater china. They are all amost in equal proportion. Thinking to diversiy into india, indonesia and Reits soon.

Sunday morning...as usual nothing much to do...
done a simple quick snapshot ......

if "me", I would,
1) increase more into M'sia, india and Indonesia
2) reduce your China, hk and Taiwan....     >40% of allocation

Algozen is xuzen algorithm of selecting funds use data. It have been wrong in the past before.

Eh why bringing this up to me?  Should be to the creator leh. xuzen

Algozen is xuzen algorithm of selecting funds using data. It have been wrong in the past before.

Don't trust 100%. Can trust maybe 70-80%

Betul what. China, US

After newbie blindly follow algozen and algozen salah, blame UT cheat people's money. Must kasi disclaimer.

How many people read 1st page

Hey how do I check when will the income distributions for Titanic fund be reinvested? Just dislike looking at red number on my portfolio

of course, i dont think war will happen. But human sometimes makes mistakes....

I am waiting for Carl Vinson to leave the area.... then everyone will be happy

Hi guys, just got my FSM account approved just now.
I'm a newbie and currently overwhelmed by the vast amount of fund choices.
My mum wants me to help her invest, she is 60 y/o at the moment.

Under the recommended fund section, I think RHB Bond Fund suits her best, better than her money in FD now.

What I wanna ask is, are there better low risk funds (not listed in recommended fund) compared to what I mentioned above?

Also, I'm 22 y/o now, I have some savings now and wish to invest now too, I'm thinking of:

1. Kenanga Growth Fund
2. EASTSPRING INVESTMENTS GLOBAL EMERGING MARKETS FUND
3. CIMB-PRINCIPAL ASIA PACIFIC DYNAMIC INCOME FUND
4. AFFIN HWANG SELECT ASIA (EX JAPAN) QUANTUM FUND
5. EASTSPRING INVESTMENTS GLOBAL LEADERS MY FUND 

I'm planning to invest my first 5k here

Portfolio at all time high again!

For UT ... I am 95% EQ

But I consider my ASNB as my FI