QUOTE(Avangelice @ Apr 1 2017, 04:51 PM)
what's with the disclaimers
new trend?basically,...caveat emptor...
don't blame me if it fails....
FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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 Apr 1 2017, 04:55 PM
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#41
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14,891 posts Joined: Mar 2015 
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basically,...caveat emptor... don't blame me if it fails.... |
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Apr 3 2017, 09:04 AM
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#42
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14,891 posts Joined: Mar 2015
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QUOTE(vincabby @ Apr 3 2017, 08:21 AM) funny no one said anything about 1.75% sales charges permanently now. too small an issue? there were some 2 pages of discussion from page 147....31 Mar |
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Apr 3 2017, 09:07 AM
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#43
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14,891 posts Joined: Mar 2015
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QUOTE(more2teayap @ Apr 3 2017, 08:34 AM) CIMB-Principal Global Titans Fund enter now if you wanted the "extra units" 2 : 5; For every 5 units of the fund held, 2 additional units will be issued to unit holder Should I enter this fund now? enter after the EX DATE if you wanted the much lower NAV. |
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Apr 9 2017, 11:32 PM
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#44
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14,891 posts Joined: Mar 2015
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QUOTE(effectz @ Apr 9 2017, 11:27 PM) Where got? it was mentioned "it is recommended to download the "polarzbear's file obtainable in post #1...."I just checked...it was there.... you did not read or see it? This post has been edited by MUM: Apr 9 2017, 11:38 PM |
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Apr 12 2017, 01:51 PM
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#45
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14,891 posts Joined: Mar 2015
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QUOTE(phoenix24 @ Apr 12 2017, 01:01 PM) My manulife India is currently at 7.44% with one month in. Should I be skimming profit or just let it be? How much % did you allocates to tis fund in yr portfoilio?....if it is 10%...how much have tis 7.44% affected yr portfolio?...just 0.74% different.... |
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Apr 17 2017, 08:02 AM
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#46
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14,891 posts Joined: Mar 2015
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QUOTE(hurtedheart @ Apr 16 2017, 09:12 PM) ............... I'm asking DCA 5k, not the minimum amount I can do for DCA. I believe the effect of DCA RM5k & DCA RM100 to a fund will have different results in leveraging the cost ...  interesting,...just interesting....leveraging cost?.....Sales charges and all other charges to be /had been incurred charges are in %...... therefore in % wise, it will be the same,...but in real numeric value......the bigger that value like RM5k will kena more $$$ charged compared to RM 100.... could you please elaborate/enlighten me on your "believe"....? This post has been edited by MUM: Apr 17 2017, 08:04 AM |
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Apr 17 2017, 09:00 AM
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#47
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QUOTE(Ramjade @ Apr 17 2017, 08:55 AM) Amasia Reits. If you asked me, it's a rather useless fund. Useless.??.....so is local focused bond funds or fd to some people....It has a place in a portfolio |
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Apr 17 2017, 10:21 PM
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#48
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QUOTE(thesnake @ Apr 17 2017, 10:10 PM) wew.. Manulife US and TA Global Technology Funds are bleeding these past few days. QUOTE(aoisky @ Apr 17 2017, 10:13 PM) Geopolitical unrest isn't Geopolitical andQUOTE(Ramjade @ Apr 17 2017, 10:17 PM) Normal what. DT fail in the healthcare bill, went and bomb syria, afgan, send a aircraft carrier to korea. All causes uncertainties and those investors start panicking. can affect M'sia SC segment too??? QUOTE(T231H @ Apr 17 2017, 10:18 PM) BUT they are not bleeding as much as RHB & CIMB Small Cap funds.... This post has been edited by MUM: Apr 17 2017, 10:29 PM |
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Apr 18 2017, 08:06 AM
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#49
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QUOTE(aoisky @ Apr 18 2017, 07:55 AM) Masta Xuzen what is your view on United Asian HY Fund ? I did not follow ....was just asking....does a major part of that fund performance caused by the MYR depreciation of the last few years? |
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Apr 19 2017, 03:33 PM
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#50
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QUOTE(kukuray @ Apr 19 2017, 03:27 PM) its all about timing and market performance. for eg. KGF if u enter before feb you already gets 12% now and also advice from sifu here..... QUOTE(tensixteen @ Apr 19 2017, 03:28 PM) Seriously? me too....seriously? can you recall which SIFUS here advise "timing" the mkts...? any idea why February 2017 was the "RIGHT" time to go in?  This post has been edited by MUM: Apr 19 2017, 04:38 PM |
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Apr 19 2017, 03:38 PM
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#51
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QUOTE(kukuray @ Apr 19 2017, 03:36 PM) my sifu told me buy everything when market is bad. remember when our currency drop til 4.5 on feb? thats the best time u buy shares and ut KGF is local focused fund....This post has been edited by MUM: Apr 19 2017, 03:39 PM |
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Apr 19 2017, 04:39 PM
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#52
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QUOTE(xuzen @ Apr 19 2017, 04:36 PM) Timing the market ooops...sorry..i missed out the question mark....should read this way... "can you recall which SIFUS here advise "timing" the mkts...?" |
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Apr 19 2017, 05:03 PM
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#53
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QUOTE(kukuray @ Apr 19 2017, 04:53 PM) lol u all so funny. 1st beg people to review "secret" here then keep bashing. dont take serious on my previous word i m just bluffing LOL. that is not bashing..my friend.....we just wanted to learn new wisdom....HAhahaha your post looks got potential.....thus we enquired more.... we wanted to see if there are other newly explored methods or method unknown to us..... thus we ASK alot of questions, challenge the replies, just to get more indepth knowledge that we wish could enlighten us. |
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Apr 23 2017, 11:09 PM
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#54
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QUOTE(ganaesan @ Apr 23 2017, 10:57 PM) Sometime fund size also need to be factored in when considering a fund, especially funds involving Asia Pacific regions... Why? Please elaborate the concern?Any disagreement to this fact? |
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Apr 24 2017, 08:15 PM
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#55
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QUOTE(ganaesan @ Apr 24 2017, 05:16 PM) This is something that is far more important than people give it credit for. You see there is a trade-off between size and fees. This post has been edited by MUM: Apr 24 2017, 08:16 PMIn most cases, large funds are good for the following reasons: They trade in larger amounts so they get better discounts these "discounts" are in %...of investment amount and will be directed to the fund. Big or small investment amount will still be in % They cost less to manage because more people carry the cost The charges are in %.....Big or small size will still be in % They tend to be more conservative with a longer-term outlook than smaller funds should be depended on the mandate of the fund Smaller funds can also be too small. depended on your terms of small......(minimum 10 mil RM)? First of all, smaller funds can exhibit excellent short-term performance, which can be misleading because a few successful stocks in the portfolio could have a large impact on the fund's performance. Because these funds do not have as long of a track record, some investors could be enticed to purchase a fund managed by an inexperienced manager. Could happens to any sized funds too Secondly, because funds are less diversified, the poor performance of one stock will have a large negative impact on the overall portfolio. they are mandated in % of NAV.....example...max 5% max on a single stock...30% max on a sector/region....thus diversification should be equally the same. Lastly, operating expenses tend to be higher for smaller funds because of the lower opportunity to take advantage of economies of scale. the charges are calculated in % too |
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Apr 24 2017, 09:17 PM
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#56
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QUOTE(puchongite @ Apr 24 2017, 09:12 PM) Maybe bigger fund size will have this disadvantage. If for example, the mandate is to invest in small cap, too big fund size will result in the fund manager unable to invest in the best performing funds because any further investment will insult in becoming the majority shareholder which SC has a control on it ? of course they are reasonable and no nosense....Maybe the smaller fund size will have this disadvantage. The cash pool is small. A few holders sell off their holdings, that will result in the fund manager is forced to sell the equity holding too. In a force sell situation, it results in bigger price fluctuation. Maybe it could even result in the fund be considered to be removed ? Are these reasonable or they are also nonsense ?  because they are "inside" these article.... https://www.fundsupermart.com.my/main/resea...pril-2017--8175 https://www.fundsupermart.com.my/main/resea...pril-2017--8200 |
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Apr 24 2017, 09:33 PM
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#57
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14,891 posts Joined: Mar 2015
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QUOTE(Ramjade @ Apr 24 2017, 09:27 PM) For new PRS application (cimb PRS) are these the only forms I need to give FSM? there are...- CIMB-Principal Private Retirement Scheme (PRS) – Joint Account Opening Form - CIMB-Principal Private Retirement Scheme (PRS) – Contribution Form - IC Nothing else right? New PRS Investor/Existing PRS Investor via Other Banks/Agents Existing PRS Investor via FSM https://www.fundsupermart.com.my/main/prs/prsForms.tpl |
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Apr 24 2017, 09:49 PM
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#58
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14,891 posts Joined: Mar 2015
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QUOTE(Ramjade @ Apr 24 2017, 09:36 PM) I really confuse what other forms are required (I don't have any PPA no/PRS account yet) found this PPA a/c opening forms.....  Which form some more which I must give them? https://www.fundsupermart.com.my/main/buyse...ms/PPA_Form.pdf maybe/looks like they (FHs) have combined and used the word..."Joint Account Opening form" no sure...best is call FSM CS.... btw,..do take note of this.... Q: Can I purchase PRS funds via Personal and Beneficiary account? A: PRS is only applicable to Personal Account only. https://www.fundsupermart.com.my/main/faq/1...eme-PRS--8865#6 This post has been edited by MUM: Apr 24 2017, 09:51 PM |
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Apr 25 2017, 09:51 PM
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#59
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QUOTE(Aurora Boreali @ Apr 25 2017, 09:47 PM) Hi sifus CMF switching to other EQ funds is subjected to Sales Charge...not 0%...I just opened my FSM account and thinking of making initial investments. Risk profiling tells me that I'm a Balanced type. Any comments on following portfolio that I intend to make? 15% each Eastspring Investments Bond Fund Affin Hwang Select Bond Fund - MYR Libra AsnitaBond Fund RHB Emerging Markets Bond Fund 10% each Kenanga Growth Fund CIMB-Principal Asia Pacific Dynamic Income Fund - MYR Manulife Investment U.S. Equity Fund TA Global Technology Fund Also, what's the strategy in using RHB Cash Management Fund 2? Just to park money and switch it out to other funds when one desires to because of the 0 switching fees? CMF is for temporarily or permanently parking and for no lag time in buying of funds.... comparing the ratio of your EQ:Fi composition with FSM recommended portfolio....looks like your portfolio ratio is "conservative' type. no right or wrong..... use the Portfolio Simulator in the Funds Info to simulate the "Past" performance to see if you liked what you planned to hold... This post has been edited by MUM: Apr 25 2017, 09:56 PM |
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Apr 25 2017, 10:51 PM
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#60
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14,891 posts Joined: Mar 2015
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QUOTE(aspartame @ Apr 25 2017, 10:46 PM) Cash management fund is really a fund or it is like trust accoubt in brokerage? according to FSM.....Q: What is RHB Cash Management Fund 2? A: The RHB Cash Management Fund 2 is a fund which invests in deposits distributed exclusively in Fundsupermart only. This means that it invests its entire assets in a number of bank deposits with varying periods of maturity, denominated in Malaysian Ringgit (RM) only. You may use the Cash Management Fund to make direct payments for your cash purchases, without any time lag. When you feel that it is time invest in a particular unit trust, you can switch funds out of your Cash Management Fund at anytime, to conduct such a purchase transaction. In addition to the ease and convenience of transacting, you may also park your money in the Cash Management Fund to earn potentially better returns. This makes the Cash Management Fund an excellent and convenient avenue to park your inactive monies while waiting for the right time to make an investment. To make things even better, parking of monies in the Cash Management Fund involves zero sales charges! Unlike the forward pricing basis applied to most unit trusts, the Cash Management Fund will be priced on the historical pricing basis. This means that the investors who buy into the Cash Management Fund will be able to view the fund’s actual unit price for the preceding trading day, and buy into the fund at that price. Forward pricing, on the other hand, only allows investors to view the price at which they have bought in their units on a particular trading day, one or two trading days after the date of transaction. https://www.fundsupermart.com.my/main/faq/0...ent-Fund-2-9718 CMF product highlight sheet.... https://www.fundsupermart.com.my/main/admin...nceMYOSKCMF.pdf CMF fund factsheet.... https://www.fundsupermart.com.my/main/admin...eetMYOSKCMF.pdf |
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