saw this blogger in the internet.....
he/she is still recommending 20% in it.....
inside the portfolio has all funds that are not commonly mentioned here
a real contrarian or a value buyer?

p/s: changed the original Am Australia EQ to Cimb...cos it is available in FSM

how long you hold for TA and india?

KGF new for you? Mine ad 17% hehe

Conpare and contrast the two algozen™ ver four readings that are two months apart. No much major change. It is still a five member port. Only thing is I am reducing 5% from esther bond and putting it into tech fund.

Safi and KGF, which one to choose: Up to individual taste, allocate 15% max

Manu or Selina? Go with Manu. Ramjade's call is good. See above for my reasoning.

Xuzen

p/s If you prefer more aggressive port recommendation, just ask me or PM me.

xuzen

My current port

Tech
Esther
KapChai
Evergreen
India
RHB total return
Titanic

80 EQ 20 Bond

Is this aggressive port ok? Been doing just merely 7% pa.

Seems below average for an aggressive port.

EISC really cant rely ad? haha

Your tracking is only 1 month, how are you getting  2 months?

Where to compare the sales volume?

Bloomberg data is so fast. Normally afrer 6pm already can saw data of that day for some fund. eg InterPac.

If election happen this year, what will be the probability of Malaysia market direction?
Saw lot of investment news predict crisis is nearby, thinking how to riding on the wave/chance.

After applied online,
stull need to submit paperwork.
1. need to request kwsp 9N form from them, specific fund hoouse
2. Fund house transaction form
3. Fund house Account opening form.
4. IC fotostate

I been tried walk in to submit those form, but FSM office isnt that friendly for walk in Investor, better do appointment first.

Epf investment is bit troublesome. even need to submit form for swtiching and redemption.

Epf investment u will received fund house statement and annual report physically.

http://www.klsescreener.com/v2/news/view/262307

1MDB defaulted the loan as of this noon which they were supposed to pay. My stock remisier just informed me to be wary for the coming days. So how our economy will be impacted by this? I don't know honestly.

There are speculations that Malaysia equity for the rest of the year will be quite bearish, unless the GE factor or further government injection of fund into small cap could over power all these sentiment.

And hence right now,  the heat is seen moving up to north asia ......

http://www.klsescreener.com/v2/news/view/262307

1MDB defaulted the loan as of this noon which they were supposed to pay. My stock remisier just informed me to be wary for the coming days. So how our economy will be impacted by this? I don't know honestly.

Bila market naik, kata nak ditunggu market crash.

Bila market crash, takut pulak masok.

Semua cuma sekadar berpenglipulara aje. Cakap sekadar omong-omong. Nothing concrete, all talk, no action.

Cuma teori aje yang pandai, praktisnya ke mana pergi? Teori pun tak sepandai mana.... teori syiok sendiri aje yang banyak.

Xuzen

Kasi you one super like.
If one believes in buy low sell high, then...
Doom and Gloom are what all budding investors should look for!

Of course, not so nice when you are already at your end game and time to cash out.
But most investors here are young working adults.

Can we get WRAP account too? Whats the requirement?

I dont think the playing field is fair. I think xuzen got more strategic and tactical advantage compare to us normal folk

Hi all! Newbie here in both UT investing and LYN. I am new to FSM as well, i joined in April 2017 after I came across the FSM website on one fine afternoon LOL.
Anyway, I really wish I have found this LYN thread sooner, as I actually did learn a lot by following the discussion on this thread ! Thanks ppl!

Sorry if this might be a noob question =/
I have some concerns which i really need to get out of my chest and would prefer knowing you guys opinion..

I really like the services FSM offers, and can't help but to see it as one of my savings (+ investments of course) vehicle for the long-term.
Since we are all going to be in it for the long run and probably putting most my retirement life savings with a third-party, I would like to know what are the biggest (worst) probable risk which I may need to consider before I continue pumping my savings into FSM? At this point im not so worried about the returns of fund...this is more about the security of our savings and what is the worst case scenario that might happen..

I know of course a "meteor-strike" hitting FSM hq is a risk lollll, but anyone can advise this noob here some kind of more 'probable' risk we should take note of?
E.g. What happen in the case of hack? I am quite worried of this. Or to put it other way, is there any other event which may make me lose all my capital?

Sorry, kiasi investor here as well and sorry if my post came out bad or confusing. This is my first post here lol so dont attack me lahh all sifus

Appreciate you all punya thoughts!
Thanks thanks

Please be advised that FSM is a subsidiary of a company called Ifast corporation, a Singapore financial company that spans from Malaysia, Hong Kong, Singapore and India.

also when you do purchase a fund with fsm, the trust is placed under their name if anything were to happen they have a back up system to aid you. remember you are buying funds FROM FUND HOUSES NOT FSM. FSM is a platform.

you can read more about it here
https://www.fundsupermart.com.my/main/faq/introduction.tpl

ramjade your short reply needs to be improved lah.

I have never timed the market because I don't know how to. I just continue allocating portion of my salary into it every month and so far I am happy with the result. I have shown my portfolio here multiple times as well. Not sure how Ramjade's is doing though.

What will I do if it goes down 5-10%? I stay invested. Because I have a long investment horizon, what comes down will go up. If I have extra during those moment I'll put in more. Currently portfolio is diversified with ponzi 2, Cimb titan, cimb china, Manu India and IDS. I personally don't believe in bond funds to stabilise whatever.

Hello, im new to investment,
I wanna ask is there any Unit Trust / Fund that we can just buy and sell after 1 month and have higher profit than the CMF ? People tell me UT/Funds need to put at least few years for profit

Thanks

Sorry I'm new on this.
Investing is more like passive income that accumulate over time right?
And trading is selling and buying in a short term?

I just move my money from maybank GIA-i to RHB CMF not long ago

speaking as someone who have gia-i before they kamikaze their products and being in FSM at the same time, you cannot have the same mentality with your gia-i here. if you put here, you will get higher than gia-i for sure, but it's over 3 years average to actually see results. if you want a month to month thing, cmf is the only place for you.

however, i know how you are thinking regarding interests and hoping to find something similar to eGIA-i, sadly, you won't find another one like that for awhile. those were good days.

anyone care to explain, what it the different between FSM and also Pub Muctual? 
I know that FSM agent less but Pub Muctual agent base

what is non performing fund?

funds that are not performing aka not generating profits for us investors

meaning to say all public mutual fund won't perform better than the share market?  But they must have advantages also, if not nobody will buy.

Anyone sifu can explain more on the classification on Mixed Asset compared to balanced fund? AH Select Income fund was a bond fund but changed to mixed asset.

Geeee...OMGsss
Luckily i stopped buying stocks by myself since 1990....after i was granted the wisdom to realise that i don't have the skill n emotional quality to pick n hold stocks ☺.
Luckily the moderately aggressive portfolios of unit trust funds that i had, had been performing much better than cash in fd for the past some years (even after minus the sales charges) ☺
But unluckily the value of my CASH that i had are literally being eaten away.....luckily i was again granted the wisdom to realised that before many others.☺
May the Almighty hand above please grant more people this wisdom to realise this.

I started with HK. Small player then. Only bot HSBC because of the Tainan Men square incident. You how much HSBC was then?
HKD4.5 per share. AND HKD:MYR was 3:1 then!

Just curious, the volatility is based on the fund price, how the calculation will be impacted by the distribution?

Hopefully Malaysian stocks can still rally till the election. Right now betting on emerging market?