Anyone bought aggressive portfolio under FSM managed portfolio? How is the performance so far?

Hmm...u mean like conservative and balanced port in general better for long term?

Maybe it is hard to evaluate because it was newly introduced. I am also wondering if FSM Singapore has introduced earlier and their performance so far. Though will be managed by different team, but I thought it is good to know  

General believe is if we are young, late 20 or early 30's, go for growth funds... If late 40 or 50's better go for conservative funds.. Unsure whether this concept or theory works in portfolio or not..

Just to share, when FSM started managed portfolio back in May, I was tempted too.. So I did some research on FSM Hong Kong and Singapore managed portfolio.. From my memory, it was moderate aggressive and balanced port which yield the most..

In the end I abort my plan

I already slow down, now waiting for econ crisis

hope you managed to save enough to buy in. most people will be scrambling to survive and at the market indices will be the last thing on their minds. never ask for a recession because it's never a good thing.

If you pump in at a big correction (does not need to be a global financial crisis) but at period ie: Feb 2016 of China Meltdown. U make about 50% per annum. When reach that level, can divest back to a regular portfolio (with mixture of top malaysia fund, top asia ex fund, top developed market fund) if there is nothing else to ride on at the moment. As we are looking at global synchronized growth now. The next financial crisis will be a big one. We are looking at several markets across the globe at all time high now. If it go down, it will be the most opportune time in the last 10 years. If u miss it, wait next opportunity. So daily monitoring is necessary for big stake holders.

I also don't recall Warren Buffet, (an idol for all value investor here probably) not taking opportunity, advantage of cheap valuations and seizing opportunistic deals.

Please understand that while WB ask all to buy and hold. He did not become wealthy by investing in unit trust. He became wealthy by buying stocks at cheap valuations (ie: washington post) and HOLD on to it until it reaches its fair value. And reap off the benefits (ie: his bet on petrochina). And he does it by leveraging on insurance money he received interest free from Berkshire. So no.1 leverage, no.2 buy at low and hold to maturity or reaches fair value. He is essentially a value stock picker. In the last financial crisis, he came out to buy at low and took advantage as well.

Damn a lot of other tycoons made their fortune this way including prominent Li Ka Shing (ie: 1997 Hong Kong).

We know by being sharp at defining moments like these is wat makes the most money.

Why do we even accept a 2nd way?

I am the most conservative investor in here. By not taking risk, is the riskiest move in itself.

Those UT consultant here who took FIMM license, you are all fully aware that Msian regulations allow leveraging of unit trust up to 66%. Which means by right we are allowed to borrow up to 66% of our total fund invested in a unit trust. Many banks now do not offer this at all because they had bad experience before. Lend money to customer but unit trust cannot make it, didn't make enuf returns so customer also dont want to pay back. Become bad loans.
Those were the days. So today, everyone is not offered this opportunity. Everyone also believes borrow to invest in Unit Trust is crazy and wrong and bad and confirm fail. In the past we dont have FSM, no internet, dont have free flow of knowledge and fast moving news. Today, its a whole different story but we still live in the past. Hehe.

Are we allowed to leverage in UT? new things for me 

Thanks to our new participants Hahacat, this thread has become so alive and so much new material to discuss / debate about.

Let me chime in:

Many past forumers have came and gave their two cents worth about how doom and gloom the market etc bla bla bla... and this prediction has been going on for years and years. the earliest I can think of is Dreamer101, for he is the granddaddy of doom and gloom (Dr Doom). He had been saying about how bad the economy will be etc bla bla since like ten years ago.

Nowadays we are still here, bunch of kay poh chee toking kok everyday over the forum. Has his prediction come true? My point is, somehow, someday, someone will come into this forum and purvey another doom and gloom scenario.... and he will be one of many yet to come.

With regards to leveraging using UTF, I have been a participant of UTF since 2005 and a holder of FIMM license from 2008 to 2013, I am not aware of the facilities of leveraging 66%. It was never discussed nor talk about. If what is said is true, it should have been made known either formally by the seniors or informally through the grapevine.

On the topic of Bombay fund, the most recent Algozen™ ver four reading which was about a month back said, this fund is only suitable for those in the high risk category and the max allocation should be not more than ten percent.

Xuzen

P/s With regards to Malaysian allocation, I exited completely from KGF in first qtr of 2016, I start to enter it again in June 2017, a hiatus of 18 months. My theme is to ride on the GE - 14 play. Yes, I am betting on this old horse once again.

I beg to differ bro.

Most investors loose tons of "potential return" by just waiting to pump in during the next crisis.

Are you able to predict exactly when the next crisis would be and when stock prices would be bottom low ?

question is what do we buy if things go to shit? unit trust? stocks?

My FSM SG MAPS balance growth portfolio returns to-date is:
ROI 5.05%
IRR 13.21%

This is based on lumpsum in Dec 2016 and subsequently RSP every month since Feb 2017
I'm pretty happy with the results to-date. No individual loss making fund in the portfolio and they've performed 2 portfolio rebalancing exercise to-date
What's the point to talk about leveraging when no banks in the market would lend you based on your unit trust holdings? Just like talking about borrowing more to buy properties when the banks won't approve your loan eventhough it's below DSR 70%

What makes you so sure ? 

Can somebody please explain what does it mean that the Eastspring Investments Small Cap Fund is "soft-closing from 12 April 2017 until further notice."

What does this mean? The fund has been totally removed from the Eastspring website.

some thing may of interest......
seems like Ponzi 2.0 is    vs the zzzzzz Ponzi 1.0 for the past 3 mths
is it due to the soft closing of Ponzi 1.0...FM no more strength? 

As we're approaching the 10 year economic cycle, probably want to play a little bit more defensive next year.
I'm curious to know what funds does well when equities are not doing well.

Any really experienced before ?  Did Amanah Saham indeed deliver the 6% during terribly bad time ?

It is out of the question as there are no available units for people other than Malays/Bumi...?

I think a better way to gauge ASx returns is - 1.5% to 2% above prevailing FD rate

During the 98 crisis, their returns were double digit because the FD rate was double digit

So if in the very unlikely event that FD rate fall below 2%; it won't be 6% la

Is the USD really gaining strength? I've been reading the USD going down for the past week or so.

heheh - he sounds like the same type of salty person that tried to sell LAND BANKING in the US to my friend.

"Mutual funds / UTs cannot do wan. make 2% to 3% only or losses. I know coz i was from MAA"
funny fler, he started squirming when i poked him with details & proof on his own "investments" into land banking, UTs, etc.
Dont even know the tool, simply use and then say stupid hammer cannot screw in the dang thing 

Recently all the nice bond funds are performing badly. They are going underwater, performing worse than FD now. I am thinking to dump all these bad performers. 

Guys i am new here. I just activated my account. I plan to invest with RM4k first as a start. Can give a lil bit pointers on how i should diversify my portfolio? What funds should i look at? I am 31 years old by the way and my risk profile is adverse

can fit all these in RM4000 and risk adverse too?

most of the funds require initial RM1000. The maths doesn't add up to the RM4000 initial capital.

Warren Buffet: Diversification or Di-worse-ification?

Cant.

4k capital too small for all fund above...

Exactly! Which is why is said in my earlier posts that both quantitative & qualitative + an unemotional judgment call needs to be made. In case of imminent war, no need to wait for the X% drop, just switch or cash out immediately.

You know, when I first learnt of this concept and saw it in action, you were probably still in diapers. The "contrarian investing" moniker was probably not even invented yet. There were such investors of course but it was not a "thing" like it is now. Now its just so overused that it eventually becomes a self-fulfilling prophecy. Spitting out theory is easy since hindsight is always 20/20. I would like to see how you execute it and then share your story with us.

It is not my intention to put you down, I wish I had your enthusiasm, access to easy knowledge and some money to invest at your age. I just want to put you in your rightful place - you are a budding investor who has not yet got his battle scars but you are very eager to give advice to others who's background you know nothing about. Some people could take your advice as the gospel truth and get burnt badly you know?