Interesting choice. What's your rationale?

the gain and lose from mom or the whole year. no way to gain from dinasti in 2018

wait..... I tot you let go dinasti all somewhere July?

 
kind of funny isn't it?

I recalled few months back,....
when the US Equity mkts dropped previously...they blamed it on the US bond yield goes up.....
when the US Equity mkts dropped now...they blamed it on the US bond yield goes down...

Dow retreats as 10-year government bond yield sinks below 3%
https://finance.yahoo.com/m/ef54d7b0-b198-3...as-10-year.html

 
...take the yield rate up/down with a pinch of salts?

I give you one  Xuzen.

Without fail, you will post this message every year.

only displayed info on
3-Yr Annualised Volatility (%)
&
3-Yr Sharpe Ratio

What the program does is it gets all the funds information, historical prices and their dividends or splits if any.
Derive their monthly or weekly returns to get the 3 year correlation matrix and 3 year volatility (I still can't get the same value as FSM).
But because the number of unique portfolios of 10 funds which can be formed from the list of 490+ funds on FSM is enormous (a 21 digit number), it is going to take any computer forever to iterate through all of them.

My approach is I'll start by filtering out all funds under 3 or 5 years, then filter out those with low Sharpe ratio and low 5 or 10 year returns.
Then from this smaller set, I'll generate a "population" of maybe a 1000 portfolios. Each of them will be optimized to achieve a certain sharpe ratio with a desired returns/risk. Then the program "culls" off the lowest performing 80% of the population. The remaining 20% will be copied over several times and mutated (switch 1 fund with another fund) until the population level is back to 100%. This whole process will be repeated over many generations until no significant improvement in performance can be seen. If everything goes alright, the top few performers should be the *best* portfolio.

*best is a relative term, but you get the idea*

The whole idea is based on Modern Portfolio Theory.
But the thing is, i'm using historical returns as the "expected returns" input at the moment, and this is not so good.
This needs to be improved in the future.

What happened to Eastspring investment bond fund? Haven't checked my fund balance for a few weeks... now it went from 3+% to -0.87%...

What is GEM sifu Xuzen?
Selina fly up very high ler, sustainable?

ES GEM ar?

EM been rallying for past one month.
Off around 10% from the peak.

30% will it a little bit too high?

Hope all bros and sis can shed some light...

LIBRA ASNITABOND FUND has no sales charge, redemption fee, and switching fee. Does it mean I can buy in and change into other funds like CMF 2?

Cause RHB Bond fund has fees.. makes it look less appealing wo. tqtq

Glad that share the same thought with sifu on CN.
How your take on AxJ? Been on rally  too. But current trade war and other issues yet to solve....

So is it better buy into Asnita and not CMF 2 since higher than CMF 2 when parking?

Thanks again

Last month is a good month. I got the highest profit compared to the whole 12 months in 2018! Those topping up last month sure is smiling. Better withdraw first to keep some of the profits...