Najib leaving soon.... thts the reason his cousin is appointed as special function minister....

look back at history, former Sarawak CM Adenan Satem was appointed as special function minister before sarawak election.... after election he became CM

special function minister post is used to bypass a person infront of u to hold higher post...

just wait n see bro

no you weren't here when he told all of us a major correction is coming and affecting the Asian markets and was actively telling new members to follow suit. when we asks him to back them up with facts he runs and ignores some of us.

also I found out he used a duplicate account coming by contestgeek to spread falsehood. it's up to your conscience and be on your high horse to berate me but understand that if nobody questions his motives that you are doing a disadvantage to the community.

understand boh? or you just defend only?

on a side note go over to stock exchange and look at all the topics he has opened to the point cherroy  got annoyed. till date he continues to open topics which can be answered in main threads.

So you see a pest you allow it to roam freely in your abode? yes I have not have coffee in the morning.

That makes sense,  that is why the good ones deserve their management fee.

Hi,
I'm hoping for more than 10 percent.
Thank you.

Didn't want the topic to be focused on how much money one earns at what age for too long

Decided to highlight this latest article instead
https://www.fundsupermart.com.my/main/resea...June-2017--8527

Thought it is one of the better written article on FSM. It introduces more sophisticated measures like downside volatility and maximum drawdown which are very good measures to address risks. We put a lot of emphasis of getting lower volatility funds, but some higher volatility funds have low downside volatility and the volatility is all on the positive side which is a big plus instead of a weakness

The problem is, there's no easy way to obtain these data. Previously iportfolio does provide a glimpse of that but now the site is taken down

Any angel would share tips on where to get these stuffs? 

A. 21-30yo (the Gen Z)
skynode 5.0% since Feb 2017
conankun 1.4% since Apr 2017
Avangelice since 2015
B. 31-40yo (the Gen Y)
C. 41-50yo
D. 51-60yo

Silent reader here~ am grateful to few sifus here especially xuzen Avangelice ramjade~ wish you all well

Seriously what are you trying to achieve? 
for my case, I think it may not be a wise idea to have an IRR incorporated into my FSM a/c.
1st,. like myself....I have 2 UT investment a/c ....1 with FSM and 1 with Affinhwang........thus have to consolidated my UT investment performance
2st,....like myself....it was not a good feeling and at times demoralising when after 3 1/2 years of UT investing.....the IRR shows < 4% which make me wonder if I did make a wrong judgement in investing in UT instead of chasing FD promo

anyway I think IRR is a wise call to have IRR data in the FSM a/c too, for it could be informative to some group of investors.......

but what I learnt from here last year was IRR did not consider your learning curves factor.....so for those that had long period of depressing IRR value , like I did,.....
unless you keep holding the same portfolio for years and still not keen to change.......
I did the normal IRR (since investment date start) and I also consider another IRR value from which I made major changes to my portfolio composition (since new portfolio start)......
but when reviewing the IRR of this new port I also have to consider the timing of my new port entry..for I may have been lucky that the timing of my new port formation could have coincided with the mkt upswing period ....just like this latest port formation and entry.....
I will have to wait for a major correction to see how my port formation stand after the major sell off before I can tell if my port is anywhere near/close to better than the last one.

good and bad actions are shown in IRR that exclude the good or bad actions made recently to change the past performance......

actually this irr thing is great in calculation against Insurance linked plans that dilute their roi and other investment vehicles like epf

See, even with IRR figure, people still can't get it correct in the mindset.

It is not entirely correct if you compare your DCA IRR <4% with FD 4%.

It's only correct if the money has been available since day 1 (either lump sum or gradually DCA). When money is only gradually available from your job earning, then the comparison with one lump sum FD is unfair.

Ramjade and puchogite bro,

Don't think these calculations will be very helpful for us leh. If you are confident in Interpac, go for it. If you are afraid of all these details, who holds what and how many holders, there are MANY other alternatives. And Ramjade don't repeat your mistakes in personal loan 100k thread

can try start with this?....monitor the performance of your portfolio and your emotional reaction to it during good and BAD times.....reduce or increase EQ or FI funds types and / or allocation to suits.
else it would be better for you to contact FSM CIS for advise....
i am sure they are willing to help.

Okay got it. Thank you kind sir. 

remember when attending talks or seminars, focus on the details that the FM provides like what they expect will happen to a specific market in the future. go back home and do a little reading or research.

then head into your fundsupermart comparison chart to find the best fund that invest in that particular market. you don't attend seminars to buy their funds. they are after all selling their funds to you

Many crouching tigers and hidden dragons. 

This reminds me a long long time ago when property brought better returns than equities and there were two camps of people , those who say that the property market bubble will burst and another camp who said property price will go up.

Never occurred to both parties that prices might be stagnant and the bubble size remains as it is which is happening now. I was the only one who had that view.

https://forum.lowyat.net/index.php?showtopi...post&p=64718062

Sorry I'm new on this.
Investing is more like passive income that accumulate over time right?
And trading is selling and buying in a short term?

I just move my money from maybank GIA-i to RHB CMF not long ago

I don't know why today everyone seems to wake up and synchronize the attacks towards Ramjade. Poor Ramjade becomes the serving on the morning breakfast plates for everyone. LOL.

I thought his persistency in dispelling sifu Xuzen's idea of Am Reits over Manulife Reits is commendable.