What problem? Stashaway, Wahed gonna give you LOD.

Economic spill over kan dah 6 months ago started and recently ended. Now we are paying the price for our great saviours of Malaysia, Superman, TG, become slave drivers and top contributor to Covid infection..

I admit I didn't catch that boat, and I probably never will.

don't they realize this makes tracking their returns ever so troublesome......

i dunno about you, for me i track the units i own at price i buy vs the value at present. When each unit split, then i have to back track and recalculate each of the time i buy.

Yes, I do this....but if you are planning to track every dollar earned per dollar spent it is troublesome loh. I mean every new unit came from some unit purchased some time ago. If you are into this kind of thing. I just checked back my own tracking > I have already given up this crazy exercise lol (just didnt remember).

United global quality equity and global tech fund can be considered.

But most importantly you need to hang in, don't sell out to spend or invest your spending money

Pi mai pi mai tang tu.

ya, is this a warning to us?

I hope this covers those who talk about unit trust, ETF, Investment linked insurance.

Quite a few unscrupulous folks are coming out with videos , talks and even paid seminars that end up benefiting the talker rather than the participant. This is a major conflict of interest. You look at US based advise, almost all the content generator will end with the disclaimer do they own anything they are recommending, and do they stand to profit from any action taken from the advise.

I'm just picking a random example. Nowhere do I say that is the best, it is just the most common English based medium.

Hey Grumpy. Dont be too offended. Next time just put there disclaimer std. I don't own this share or trust fund. Done.

Ya. Build own diy better. Tell us, sifu what are the funds and parameters you input 😛

put a bit of perspective, most tech or internet related stocks don't have 5 years history much less 10.

Alibaba has been in business far longer than 10, its just their listing in NYSE is recent.

Many are against tech investing for the fear of the unknown, lack of fundamental etc. While there are those who are adamant on this being the future. I think one thing no one can easily calculate is PEG in a sense of being pragmatic vs hyperbolic. One easy example is TSLA.

My unqualified and potentially gonna end up poor take is to diversify a bit, and follow the herd a bit.

I like the saying time will tell. But my friend who has his first 2 bucket of gold says time waits for no man.

Good luck.

Disclaimer: I'm not inducing anyone to buy or sell anything, and I don't stand to directly earn or lose from you buying or selling.

I think this is not relevant
The analyst is asking the investor to check the PE ratio of the country or index. Whereas this may wholly not be correct for the fund in question. How would we know what is the buying price of the share that the fund paid for?

Put in another way, shouldn’t the fund manager take appropriate measures to cut their exposure instead.

If an investor were to directly buy the share, yes, I agree. But mutual fund.....I think missing a few points.

This post has been edited by lee82gx: Jan 12 2021, 09:03 PM

Both PE and PEG just trying to predict future returns based on past performance. In this sense I think only a very small group of assets can be safely applicable. Such as those having long history of predictable performance like banks, air cond, toll receipt maybe. Perhaps before COVID, many more can be predicted.

Because I tend to agree with your point, then comes the question, what will be a good time to exit?

so basically you exit when you think there is a better option elsewhere....that sounds completely logically.

Management fees from each individual fund is still applicable right?

Wrap account is attractive if you have a lot of capital in iFast and at the same time, have a strong preference to DIY. Seriously though, 1% + fund charges, to nett a 6-8% return is kinda meh.

I wonder if they quoted you the historical volatility / sharpe ratio.

Just go for ETF. Low fees and you can see the live value ticking until you fall asleep tired.

I took it 1 step further, full liquidate Malaysia funds and was in process of liquidating Principal Asia Pac Dynamic income fund too.

Was wanting to follow uncle Xuzen for KAF Tactical, but gonna hold back due to MCO2.0

Ya, but it was lagging behind behind its peers (Affin Hwang Asia Pac opportunity). Recently bounced a bit harder, so I am switching to lock in my profit so to speak.

this strategy is so easy to back test. But as is usual, since past performance does not guarantee returns. It also applies that when you back track, say 2008 to 2013 and found that your method works between 2013 to 2015, it may or may not apply to 2016 to 2019. So, in essence, so far there is no algorithm that guarantees success. If I dare to guess, perhaps some algo will try, like Stashaway, to minimize RISK / Volatility based on past data.

i probably misused the word easy. It definitely possible but cumbersome. But if I wanted to do this I will use Investing.com or FSM chart center, export it to Excel > start sorting away based on monthly returns.

I think after that to automate this, need to write some software. But I'm not a SW engineer...so I suppose I'll just keep plugging away with Excel.
One thing to note, is that funds have sales charge and yearly charges. So, in theory, buying, selling and rebuying a same fund say 6 cycles a year will incur 1.5% x 6 = 9% loss.

Now, if you are interested in yearly returns, then you can really use some online portfolio back test such as
https://www.bogleheads.org/forum/viewtopic....36dbab#p5382859