Can I add CMF as part of my portfolio in the excel sheet?

Lol.

Now I'm having 2nd thoughts if I should stop monthly DCA. But who knows Asia market might continue to be on steroid for the whole year and I'll missed out.

Decisions, decisions

Do you think more young people are going to doctors because they are richer and can afford it now? As a doctor you probably know that 95% of the patients you see have illnesses that are not life-threatening and will resolve themselves given some time and rest.

Any effects on malaysian stock market because of the murder of the N.Korean?

Hi Sifu's here,

I'm really new in FSM or perhaps is investment topic I should said.

My last unit trust was selling off with lost back in year 2008 . I'm no longer young anymore.

I has a goal for kids education let say looking for averaging ~10% - 15% return pa for the next 10 years. Of course some risk concern in mind that do not want to destroy kids education fund which end up with lose or return even lower than normal 3-4% market FD rate in next 10 years time.

I'm planning to kick-off with small amount and monthly regulated deposit for years to come.

What is the best or recommended portfolio that suit to my objective?

I'm open for any other advice, appreaciate and many thanks in advance.

started FSM on october 2016, all my fund is on a bull run since 2017.. in short duration, the ROI is 6%, it is indeed scary. when it is climbing higher, it has tendency to fall harder too.

After few month experience with FSM, i decide to invest using my EPF money too..DCA or lump sum? decision decision..

i would like to add eastspring small cap into my portfolio..
my current portfolio
ponzi 2 40%
ponzi 1 10%
Titan 10%
TA global 8%
Amreit 12%
RHB emerging market fund 10%
Affin Hwang select bond fund 10%

End of 2016, thr sentiment of malaysia focus fund is quite bearish, as a silent reader in this forum, i noted many of us try to offload their MY fund.

but then, 2017, has something changed?

just be careful....with this ~10% - 15% return p.a
for there is a possibility of 3-4% or less as feared for some years...

Okay. Another noob question. What about PRS fund? It's essentially non redeemable till retirement age. So should I include it as part of my portfolio in excel or just forget about it? Any significance?

Did that right after POTUS election. Regretted because the bonds suffered then when equities flourished. Also regretted that my money got stuck in a float from eq>bond and i can't sell off the bonds before it continued to drop further. After that had to transfer the bond from one fund house to another to utilise the credits for the fi>eq switch. But of course all these lag time become meaningless if you know for sure when is the peak and trough. It did however help me understand the credit system to a greater extent, so I hope my experience helps other investors to even better utilise it.

Points to take note of the credit ninja system:
1. Transaction lag time
2. Fund initial investment, minimum holding, minimum redemption amount. (Applies to both fi and eq) this point will be less significant if total investment amount is large.
3. Might need to have bond holdings over a couple of fund houses to fully utilise credits, so local MY bond exposure is inevitable.

As for me, I think I'll let the FM do the buy/sell n market timing crap which I'm very poor at. Can't get lucky all the time. Win some lose some. As long as long term win win.

Exactly my point..hence I've been wondering what do you guys mean when u say skim profit. Only way to take profit will be to sell all, pray for NAV to drop and reenter. But if after selling the bulls continue on a stampede then kiss the fund goodbye till the day the bears come knockin

Looks like a dupe account accidentally made post under wrong nick ?

so today is down for both kgf and kapchai

just drop the next day after my RSP

talk about timing

Huh? Now only you know ar that KapChai™ fund is positively correlated to Bursa? You a bit on the lembap side hor.....

You how many years main unit trust fund liao? Really unforgivable! 

Xuzen

What does this have to do with CDS? FBMKLCI is the bellweather Malaysian index. To invest in local unit trust funds but not be aware of the index is ridiculous.

Btw, the correlation afaik is more with FBMSCAP/FBMEMAS rather than FBMKLCI for both KGF and Kapchai.

Give yourselves a pat on the back! You're already ahead of the curve. Share this with your friends and raise awareness.

http://www.barrons.com/articles/the-one-th...hp_highlight_10

If you really want your ILP to perform, SunLife ILP have the choice for ponzi 1 ponzi 2 titan and aladdin

Otherwise, if you know how to invest, term life insurance with protection as priority is probably better for you

I got insurance medical already. I don't have any plan to get another, that increase my monthly commitment.

I got ponzi 1, ponzi 2 and titan MANUALLY already.

Talking about timing the market ....

I wanted to top up India, and have been monitoring it ....

On the 15th the morning it was green but right before 3pm Malaysian time, it went red. Don't have time to perform top up already and then eventually it ended the day with index -0.71% and then now the Nav turns out to be -1.13%.

Really 'char dou' !

I am impressed. I give fsm insurance a try then.

How much is your monthly premium?

i slowly taking profit... not sure correct or not...
sell 500 units every week....Clean up portfolio.
now left not much...