Yes and no. That time newbie. Better follow cakap senior ma. 1st time starting out.
Did a research. Past record was great.
Only until I masuk s-reit where I do my own research properly, I know not all reits are profitable.

Take eg. Amasia went and invest in keppel dc reit, an s-reit. If you ever invest in SG, avoid anything with the name with keppel on it. Bluechip company. They are not shareholder friendly. The whole keppel family. Then dividend going down. But it went up again this year but I still won't buy anything related to keppel. She could have made a mistake choosing that. Don't blame her. After all it's first of it's kind in asia pacific.

Not to boast but my s-reit portfolio started in Jan gave ~4% (on paper but I go into s-reits for their dividends) return excluding dividend. While amasia gave how much return? ~1.x% (as of now) since sept 2016. That's pathetic. Even 6 months board rates FD can beat amasia. Throughout my 6 months holding amasia, have it breech 4%? Nope. Never.

How much is manulife?
~5.x% since Dec.

This post has been edited by Ramjade: Apr 30 2017, 11:11 PM

Actually at that time, I didn't know there were other reit fund.

For me I went s-reit for
1) regular SGD income
2) diversify (get reits which generate income from overseas rather than focus on SG)
3) must beat amanah saham
4) able to generate more dividend than m-reit.

Commrade
Actually the rally in malaysian markets recently are due to
1) depressed state of malaysin market for 3 years
2) election coming

So I believed malaysian markets will frizzle out/drop after election/Dow and S&P500 plunge.

China I am bit cautious. Too much bad news like a time bomb.
i) china growth is fueled by debts and debts need to be repaid
ii) china manipulate financial results
iii) china bad debts is something you need to keep an eye on
iv) capital control in china may hurt investors confidence
v) Relationship with other countries.

India, well it's chugging along. India only need to worry about
1) Kashmir. This have been a thorn in it's side for years
2) Their GST may backfired.

Malaysia no need to say. You and I know la.

This post has been edited by Ramjade: Apr 30 2017, 11:54 PM

Don't worry. I tagged him in s-reit section. Manulife AP reits is holding I think 50% in SG (the last I checked few months back)

This post has been edited by Ramjade: May 1 2017, 12:35 AM

Will sell off once amasia rebound back to 3%.or
Thinking of liquidate everything now (SGD is bloody cheap). Don't know how long can last.
Wonder should I wait for extra 4% to reach my target (almost all my funds need another 4% to reach my target) or liquidate everything and change SGD.

Right now, my returns already beat amanah saham.

Opportunity like this does not come always. If liquidate, I can transfer my funds to SG UT. Decisions, decisions.

This post has been edited by Ramjade: May 1 2017, 12:52 AM

If you have only RM800, wait until you have RM1k. Where to park that RM800?
1) maybank eGIA-i (needs min RM1k)
2) cmf
3) amanah saham fixed price fund
4) cimb asia pacific fund aka ponzi 2.0

xuzen but such a weak defender might as well don't defend anything. FD pun boleh menang amasia liao

This post has been edited by Ramjade: May 1 2017, 10:42 PM

Person asking where to park RM800. These are the only options.

Excuse me. I don't use 1 month data. I held amasia for 6 months+. Result on par with worse FD 6 months board rates. Yes It's suppose to lag manulife AP reits (I can accept that). But lagged by ~3-4%?/returns from 3.x% drop to 1.x%? That's an almost 50% swing.

Best performance on par with some 1 year board rates FD at 3.x%.That's all I can say (daily observation).

I pay the fund manager not to give me boaed rates FD returns. Nevermind, she still have 6 more months to prove herself/if I decided to fire her early. A lot of things can happen in 6 months. I might be singing praise of her (most likely won't happen)

Hell even affin select bond fund is outperforming amasia.

This post has been edited by Ramjade: May 1 2017, 11:05 PM

Hahaha. You wish. Malaysian will never get robo adviser. Paling juga robo adviser for UT.

Cause they receiving too much money before they can deploy.

This post has been edited by Ramjade: May 3 2017, 04:36 PM

Sorry wrong info.

This post has been edited by Ramjade: May 3 2017, 11:02 PM

Oopss Sorry

Er you already try to moniter the fund based on the stocks before. It didn't work remember? Something about BCA bank dropping but in the end the fund didn't drop.



This post has been edited by Ramjade: May 5 2017, 12:10 AM

Please do not be harsh. Let's give him benefits of doubt. If it come true, it will be contestchris 1 - 1 FM. Otherwise it would be contestchris 0 - 2 FM

It's not in the fund factsheet. So I am guessing he was researching stocks. Came across IWCity stocks and lookup top shareholders (you can see how much the top shareholders hold). From there, he deduce how much they have, then cross check with fund size and thus come out with %.

This is just my thinking. Not sure if that's how he would have done it.

When I research my SG stocks, I can see who's the top shareholder. Sometimes some fund manager will appear as one of the top shareholders.

This post has been edited by Ramjade: May 5 2017, 12:43 AM

That's why. Even when one of their top stocks holdings tank, it won't affect the fund results significantly.

1. They are unit trust company
2. They are registered with bank negara (have a license to buy/sell unit trust). You can double check on BNM page.
3. I have already withdraw so many times. Everytime, money masuk my account.

Your xxx is nothing when some of their customers are platinum member (>RM750k)

This post has been edited by Ramjade: May 5 2017, 10:54 AM

I know. Everyone should be cautious of their money.
I am just saying if unker and aunties are not worried about rm750k, you shouldn't be worried.

If they can get license to operate from BNM, SG MAS, HK central bank, one shouldn't be worried.

Also funds are held in a trustee account (kind of like custodian share account holder)

Eh what's so special about labuan offshore?

No GST, no income tax?

This post has been edited by Ramjade: May 5 2017, 11:36 AM

Well what do you know. Contestchris was right. As of 4/5 (yesterday), affin hwang quantum drop.

2/5/2017 > 1.7345
3/5/2017 > 1.726
4/5/2017 > 1.7082

Avangelice TA Tech still going strong

This post has been edited by Ramjade: May 5 2017, 08:19 PM

It's expected since Manulife AP reits hold 50% of singapore reits. Now is the season for S-reits to declare dividend. After declare dividend, price of the share will drop (most of the time although there are exception to this rule )

The question you should be asking:
(i) do I trust the fund manager of Manulife AP reit?
(ii) do I trust s-reits?

My answer is yes. But one thing no one told us is fund like manulife will be tax 15% tax by SG govt when compare to if you are an individual investor.

This post has been edited by Ramjade: May 5 2017, 11:48 PM