Thank you. Many LIKES to your sharing too. After a year and a half I did find that I need not look check my portfolio too much or chase after news that much in order to maintain my investment. It's great having a diversified portfolio and good FM to manage your investment for you. You can sleep much better at night. 

I actually wanted to recommend FSM to my friends and family but it's tough if they are not proactive enough to even learn how to create their our portfolio. I did mentioned FSM to them but seeing their reaction and the attitude of wanting to be spoon fed. I gave up. I am not keen to recommend any portfolio to anyone because that is really not appropriate as we do not know what kind of risk the other party could or would be willing to shoulder. Say is one thing, but doing is another. If my recommended portfolio kaput then so will be our friendship.   Sighh... Hence I have to stomach the frustrations knowing they are getting peanuts for their UT investments via agents and insurance company investment skims.

exactly. remember when I said trump wouldn't win? and didn't do jack shit before the election results came out? oh yeah one mistake. so now I won't buy into any stocks or funds in plans she wins

trump actually cause a surge in American economy.

so in retrospect she's gonna spell trouble for Europe economy?

so everything will go into correction.

apparently klse went up today because of the DOW which in turn went up because of Macron near win.

Dont be like this. we are cheering on the S Reits up up and up. FSM MY is also erected alot. U also are losing both sides during the transition period.

All green! Look's like India is the foundation of your gains!

Still thinking if i should get into KGF

Hi all, I'm newbie here, currently looking into recommended portfolios.

I noticed all recommended portfolios, aggressive to conservative, islamic or non islamic, there are no Balance or Money Market funds featured in any of the portfolios.

Why is that? Are they no good?

I'm asking because I was looking at RHB Smart Balanced Fund, seems good to me.

Being billed for platform fee again!

quarterly ma... no meh?

erm.. i think not so dramatic

more realistic increase in bond fund value is more around 2% for example. That would make 1k become RM1020 on 2nd month and RM1040.4 on 3rd month

at 0.05% that is only 0.5 + 0.51 + 0.52 = 1.52 only

correct me if i am wrong.

The sample u use is kindda hyperbole. 1k to 1.1k denote a 10% profit in 3 month.

In any case, even if its 10% increment a month that would meant only 0.50 + 0.55 + 0.60 = RM1.65

Trump tax plan is out. So what do you think is the impact to share market and in turn to unit trust ?

There are views that the US small cap will benefit more. Most of us are invested in tech or big caps ....RHB GS US equity anyone has it ?

Anyone knows What happened to Selina actually?

what happened to Selina?
do you mean the fund's performance in terms of ROI or volatility?
do you mean this few months the fund performance is not good?

if you look at the at both Am and Manu in historically perspective.....
Am is about 2% lesser than Manu in annualised returns.....which means 2 % less yearly...
but Am has 15% less volatility % than Manu.....

what happened to Selina?
to me...nothing......she is just as per normal.....ROI & Volatility % are constantly less than Manu.

what happened to Selina?
what has she not done beyond the normal?

manu could be luckier...that is why the annualised returns are 2% higher....
by looking at annualised returns...then it looks normal.....
if Am is higher than Manu...then it is not normal for Manu....

look at annualised for longer term judgement, not monthly Navs movement.....
AM could have changed stock holdings, maybe disposed of high valued stocks and bought lower valued stocks and are waiting the lower valued stocks to performed, while Manu could still be holding the currently hot good horses which could be over valued currently.

also maybe Am held to much hedge on currency than Manu.....which was affected by the recent strengthening of MYR.....

look at annualised return and volatility ratio between the two......the results are constantly within my expectation.....

Leadership by example ?
     
Mana ada. Isn't she single ?

WTF ?

I knew someone who told me that she's single

Married to a rich women = be ready to put with a Queen     B1tch      B33! Simple, not pwetty women is Da Best!  :thumbsup:

Xuzen

WTF Selinaku      , why are you losing steam to that Manu sumtin' sumtin fund wan... Come on baby, come on baby! Hit me one more time!

Hi, may I know why u said so?
Yea I saw the balanced funds, but better not put all eggs in one basket right? Hence, I'm looking at recommended balance portfolios instead, I just find it weird that none of the recommended portfolios consist of any balance funds, just high risk and low risk funds.