but for many.....for the duration of Feb 2018 till Oct 2018.....the frequent top up on each dips during that periods lead them disheartened emotionally......seeing each top ups turning into losses in each passing days....

when the invested sum is BIG and with each top up...eventually it will be very difficult to effectively average out the cost......

Depand how many did u hold the fund top up to average not to mean to double the fund....how many time u may double up the fund in case of 2018... Just top up when your average of fund is higher then the nav currently

If u have the money on hand and willing to top up it really up to you.even u may buy more then 100% also to loower your nav.as my calculations if the total fund of average is rm0.53 and now the nav is 0.46 it's time to up up... But how many % to top up back is really depand on individual ability to top up and hold.,.
Other case story of interpqc dana Safi .. drop 30% more on 2018 I do think plenty of holder is start to goyang already since too much of dip already as the early have a former reply..... Lastly is the power of purchase mean top up plus a power of hold include your heart can hold how any time of thearket fip

FSM wants us to buy China equities. Good idea or not?

So.. shall we pull out? Ady make some losses.

The wife and I..

Too much uncertainty, tempted to just withdraw from China & Asia Ex Japan and put into bond fund.. Can still stomach the current level of loss..

fed continuously raise their rate since 2016.. from 0.2 to 2.4
if not mistaken, 2015/2016 one of my fd manage to get 4.5%@12month/nonVIP but js tat one time.. now mostly 4.3/4.4 @12m/nonVIP

was hopping msia will at least follow half.. but..... 

just a note:
AmDynamic Bond has
Redemption fee: 1.00% of the NAV per unit. (Borne by Investor)
https://www.fundsupermart.com.my/fsmone/fun.../AmDynamic-Bond

if you have a pool invested and still have another pool in CMF waiting for the crash.....
if the crash came tomorrow, (lets say dived 30%), you will use that pool of money in CMF to buy in 
then what happened to that pool of money that you had currently invested in the equities?
will this pool of money lost about 30% too?

I parked some monies in the RHB cash management fund waiting for the crash that never come. It has been 2 years...
Any better place to park while I wait ? Does it even make sense to park in bonds (AmDynamic) ?
I am timing the market using this pool as as I have another section of monies invested in equities.

If all 12000 in equity and if crash 30% and raise 30%:

12000x0.7x1.3 = 10920

If no crash?

12000x1.3= 15600

is it too many IFs? The cash pool is for allocation purpose. That is risk management. It's not about worth.

The FSM website keeps defaulting to the Update Account Information after you login, and you can't do anything else?

Anyone else got the same problem?

meh, probably it wont ok.. and even if by the time its ok or not ok, most ppl/investor already used to the ''fearing'' factor
and as long as trump still the us president, it wont be good/up trending market imo
he will stir up something new to upset the market

somehow, i do think these are ''dramas''
for their, be it china or us or their allies to make market all time low, sell it high

what can i say, he's the self-proclaimed angel, while part timing for demon 
plus, like i said, its ''drama''
maybe their holdings sold off jz right before trade wars
and now there are ''drama-ing'' to re-enter

who knows, i mean who benefits the most from all the chaos.. 
not tat i hate nor like it, i still dca-ing and preparing bullet 

Jan 2019 portfolio:

MoM ROI: 1.9% to 6.9%

1 March is the trade war 'review' date? Sell before that date lol. If positive outcome buy back haha

Hi all, i am newbie. some questions, sila tunjuk ajar

1. retirement goal. monthly invest rm 2000, long term is it confirm untung in 20 years? i understand its a cycle strategy is to invest in 10 different fund, so rm 200 each fund.
YES, sure UNTUNG in 20 years....depends on what you had invested in...example....money placed in fixed deposit will also make UNTUNG of abt 3%pa too.....
but If you invest in Unit trust, especially in equities...there is no guarantee

2. is public mutual fund better? or different is commision, need to pay agent. fundsupermart can self do
Depends on what you had bought too,....some fund houses are not performing better than Public mutual...but YES, Public mutual funds sales charges is much higher than sales charges incurred by FSM.

3. can i just simply choose like best performers past 6 to 12 months and blindly invest.
YES you can simply choose any funds you like,...but will their performance continued for the next few months?

Say 'No!' to Rear View Mirror Investing:
"If past history was all that is needed to play the game of money, the richest people would be librarians."
--- Warren Buffett

4. normally in general how long people invest? 10 , 20 years as it compounded right?
Depends too, like last year, many investors bailed out too after having shocked are realised that they had to realign their investment beliefs and expectations

5. I am looking a safer and more guarantee investment for retirement in 25 years time, what else is more secure type, not interest in land, property, gold or bitcoin.
if you wanted secure and uninterupt positive returns year after year for 25 years ....try bank fixed deposits......
and if your money invested are not to be touched for 25 years, and the yearly investment to be made is less than RM60k......many would suggest self contribute into EPF.

Thanks

US to delay China tariff increase after 'progress' in trade talks
25 Feb 2019

"I am pleased to report that the U.S. has made substantial progress in our trade talks with China on important structural issues including intellectual property protection, technology transfer, agriculture, services, currency, and many other issues," Trump wrote on Twitter.

https://www.bangkokpost.com/news/world/1634...-talks#cxrecs_s

  SAILANG now? 

heheh i sai-abit-lang last year when Shanghai Index was like -25%+/- yoy, buy low & sell high/sorok. didnt manage to get more when it was like -30%ish lowest

i dunno about buy high and hope higher though 

i think the oldhands keep seeing the same cycle of "oh gawd.. it's down.. sell sell / stop DCA" & "oh good.. it's going up - buy buy / start DCA"