Welcome Guest ( Log In | Register )

49 Pages « < 20 21 22 23 24 > » Bottom

Outline · [ Standard ] · Linear+

 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

views
     
puchongite
post May 22 2017, 12:34 PM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(wodenus @ May 22 2017, 12:30 PM)
Any fund that will drop by 25% just because of one counter.. is too concentrated smile.gif
*
It's incorrect to say it's due to one counter ( u-li ). It was actually a bunch of counters, but common among the RHB funds ( and also other funds ).

For me I think it was a natural correction due to the oversell nature of the small/mid cap counters at that moment, the market was just looking for an excuse to perform a correction. Personnel movement happened to trigger it.

This post has been edited by puchongite: May 22 2017, 12:54 PM
puchongite
post May 23 2017, 01:14 PM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008

India has been on a consecutive days of drops, in case you haven't noticed.

It's definitely beyond the Trump issue already.

It's entering a correction.

For those who advocate top-ups when price drops, time to do it NOW ? blink.gif
puchongite
post May 23 2017, 03:45 PM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(Avangelice @ May 23 2017, 03:20 PM)
already topped up via fund switch. lol. plus I'll only come to a conclusion after two weeks rather than two fund updates.
*
QUOTE(Ramjade @ May 23 2017, 03:26 PM)
Too small to buy. Fall 5% then I take a look.
*
Thanks for the update and different perspective.
puchongite
post May 24 2017, 07:35 AM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(kswee @ May 23 2017, 09:17 PM)
interpac dana safi increase 1.5% again .  each day increase 1.xx%.
why it increased so much? because of fund inflow?
*
The fund size is small, it could very likely due to people buying the fund. Assuming the fund size is 5.5 mil, 1.5% is about 80k+. So if assuming there is a 100k new fund yesterday, equity price makes a 20k loss, then this fund can still archieve 1.5% increase in nav.
puchongite
post May 24 2017, 08:06 AM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(T231H @ May 24 2017, 08:00 AM)
hmm.gif does the new units created for this new fund "dilute" the NAVs too?
*
Hmmm you have a point. The maths need to be more elaborate as the increase in fund size need to be divided by the increase in units. Let me think about the dilution and maths.
puchongite
post May 24 2017, 01:36 PM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(Ramjade @ May 23 2017, 03:26 PM)
Too small to buy. Fall 5% then I take a look.
*
India nav 23rd dropped 1.17%.
puchongite
post May 25 2017, 11:09 AM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(T231H @ May 25 2017, 10:51 AM)
hmm.gif when is the election?, how long to go? the situation with EISC can go in reverse, up some more or stayed flat from now till election .......

btw, why 1 day before election?
*
Because like stock price movements, buy on rumours, sell on facts. devil.gif
puchongite
post May 25 2017, 11:42 AM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(T231H @ May 25 2017, 11:22 AM)
hmm.gif sell on facts 1 day before election?......
hmm.gif just wondering what facts that has so much impact to be expected?
*
Actually what facts do not matter one.

People just sell, whenever rumours ended, does not matter they become the truth or the false.
puchongite
post May 25 2017, 03:57 PM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(Ramjade @ May 25 2017, 03:47 PM)
I hardly see anything wrong with TA. India still going down. Lost ~2%+. Come down to 5%, I will buy.
*
You lost 2% only ?

Should be more, I thought first day already more than 2.x %, and then another time 1.x%, so overall should be >3%.
puchongite
post May 25 2017, 04:26 PM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(Ramjade @ May 25 2017, 04:22 PM)
2%+. Not yet reach 3% I think but reaching close to 3%. Never really calculate.
*
Today the india market sort of recover, but when translate back into nav, results will be poor, as USD to MYR again lost a lot.
puchongite
post May 25 2017, 07:36 PM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(Ramjade @ May 25 2017, 06:40 PM)
It drop 4.25% from May 16 - May 23 (using FSM price)
Come come. Drop some more baby  drool.gif
*
In the later half of the day, the india index climbed up quite a lot. So you have missed the top up. wink.gif
puchongite
post May 26 2017, 11:11 AM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(dasecret @ May 26 2017, 10:54 AM)
Actually it's the first 50 instead of lucky draw basis. So if the product was just launched yesterday, if you sign up today there should be a good chance to get it. Not everyone can mobilise RM10k immediately, some ppl would want to wait for FD to mature or earn this month's ASx dividends first

I've also confirmed with live help that the 0% portfolio management fee is for the entire duration you hold the portfolio. So every year you would save RM50, for 20 years if you decide to hold it for so long
*
From what I read is that subscribers have to pay two fees, the portfolio management fees is actually the small devil, the bigger entity is the subscription fees which appears to be yearly.

I guess this shall not be a cup of tea for too many.
puchongite
post May 26 2017, 12:02 PM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(Ramjade @ May 26 2017, 11:53 AM)
Crystal ball vs FSM MAPS  bruce.gif  flex.gif
*
The crystal ball maybe roughly maps to the balanced portfolio in FSM MAPS, in terms of composition ?


puchongite
post May 26 2017, 12:19 PM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(Ramjade @ May 26 2017, 12:07 PM)
As dasecret said, MAPS approach is playing pokemon.
*
I don't know what's the meaning by that. If it means to catch them all, it wouldn't. It will probably invest in all but still limited to those of the same category.

However, what I want to say was that Xuzen port has only one choice, that is somewhat moderately risked instead of aggressively risked. Whereas the FSM one has a few choices for different risk appetites.

This post has been edited by puchongite: May 26 2017, 12:19 PM
puchongite
post May 26 2017, 12:28 PM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(john123x @ May 26 2017, 12:24 PM)
I am thinking of trying MAPS account.

Minimum initial purchase is 10k.

Need info of Minimum subsequent purchase, minimum redemption amount, etc...
*
Where to click to purchase ? Can't find it anywhere. blink.gif
puchongite
post May 26 2017, 02:03 PM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(dasecret @ May 26 2017, 01:11 PM)
Subsequent purchases is minimum RM1k. Hmm, They were not explicit on minimum redemption; but it sounds like when you sell it's the entire portfolio. Best to check with live help

https://www.fundsupermart.com.my/fsm/manage...tment-portfolio
The buy button is below the different risk ratings

I bought already, so memang available
*
Yes, sell the whole things, I thought our in-house agent 007 already said it ? wink.gif

That's one hell of limitation isn't it ? biggrin.gif
puchongite
post May 26 2017, 03:36 PM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(screwedpeep @ May 26 2017, 03:33 PM)
waited 20mins for the agent to respond to my question, and then he noted "we take note for the feedback" and just go. i didn't even finish yet for God's sake. WTF.
*
Today maybe is a busy day, too many callers.
puchongite
post May 26 2017, 03:53 PM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(screwedpeep @ May 26 2017, 03:39 PM)
he kept coming back and ask me to wait. i waited for him. why can't he stay with me when he finished with others and waited til i finish my session and thank him? i was there when he typed.
*
LOL. Maybe he put too many calls on hold and he sort of confused which is which. blink.gif
puchongite
post May 26 2017, 07:55 PM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(ganaesan @ May 26 2017, 07:50 PM)
Thats how usually portfolio account works.

If not, cant achieve consistent projected returns ..
*
Then it should not allow top up.


puchongite
post May 26 2017, 08:40 PM

20k VIP Club
*********
All Stars
33,690 posts

Joined: May 2008
QUOTE(ganaesan @ May 26 2017, 08:21 PM)
Reasons for top up is to re-balance the portfolio... when there is a trigger point to take market downside or upside opportunity...

Moreover, top up is not a compulsory.. Its an optional aspect to better manage the funds during different market volatility.. Its just an option to take market correction..

Even now when we do our own funds management, D.I.Y. , we still do re-balancing...

End of the day, we actually can make that projected returns by doing our own DIY....  See @Ramjade post

Managed portfolio is suited for those who got no time to keep track of their funds and not dared to take decision to do market correction...

Correct me if im wrong...
*
Your argument is just biased. That's it. If you think an investor is smart enough to perform cost averaging, then he is smart enough to perform profit skimming.

If he is dump enough to partial sell when the fund is at the lowest point and about to fly, then he is dump enough top up when the fund is declining.

If you don't allow investor to interfere, then shut off both top up and top down.

49 Pages « < 20 21 22 23 24 > » Top
 

Change to:
| Lo-Fi Version
0.0836sec    0.84    7 queries    GZIP Disabled
Time is now: 13th December 2025 - 01:24 PM