US stocks RSP min fee I think is 0.08% or USD 1, while Rakuten min fee is RM9 for 5k trade value. So seems like RSP is cheaper.

Ah ok, my fault. Then Rakuten is cheaper

ETF RSP fee is
0.08% or
Minimum USD 1

I understand that investing RM100 would result in 4.5% fee due to the USD1 min fee.

but how this is 4.5 times more expensive than Rakuten, which with a USD1.88 min fee as you mentioned in your previous post?

would love to learn more about this

Rakuten per trade at rm1000 will cost about less than rm9  about usd220 per trade will cost usd1.88 plus stamp duty about 1.92 in the end
FSM ETF RSP per trade at rm1000 will cost USD1 (rm4.48 based on google FX rate now) plus stamp duty, maybe rm5+ in the end?
how is rm5+(FSM ETF RSP) 4.5 times more expensive than rm9 (rakuten)? 
i understand that FSM normal stock/etf trade is very expensive at USD8.8 min fee, but i think we were talking about FSM ETF RSP here.

Finally it "blows to" Malaysia.

https://www.sinchew.com.my/20230321/%e7%91%...ba%a4%e6%98%93/

https://www.theedgemarkets.com/node/659947

i will not touch any bond that is not investment grade bond, not worth the risk to lose all the capital

might as well invest in equity with that kind of risk

I have one bond fund with them, but not the one mentioned in the news. Should I be worried?

Can take up the annual report or other documents for the fund you hold. It should state what bond they bought.

Since CS is overseas, in theory, if your bond fund is local only, then should be dont have. But if it's mixed of local and foreign then dunno le.

I suspect those 2 bond funds affected are for HNW customers. Suspect only.

actually b4 this thing blow up I dont even know the at1s are as such a crazy creature. on top of that, the fact that shareholder get something when so called bond holder get wipe is really eyes opening..

and I kepo read thru their factsheet, product highlight sheet and text search their annual report, not a single word mentioned that this is additional tier-1 stuff..

I wonder how public would know besides that this super-star "Credit Suisse" bond which is a bank with 100 over years history and pay decent yield.
who would check thru the isin?? most public does far less due diligence on buying a fund than their "studies" to buy a handphone.

also a mere rm10k entry point surely quite some people kena...

I guess it is roughly 70 ~100m worth of moeny got wipe?? dunno whats the final damages and how many (retail? hnwi?? insti???) investors.

Dear guru,
I have these funds in my portfolio:

- AHAM Select Asia (ex-Japan) Opportunity Fund
- Manulife India Equity Fund
- Manulife Greater China Fund
- Principal Asia Pacific Dynamic Income Fund
- Principal Global Titans Fund

Seeking diversification. What funds (equity or balanced) do you guys recommend?

add some US tech. TA Global Tech for example

If you have enough spare money, u can add a small position on AI also. Something like RHB Global Artificial Intelligence Fund - MYR Hedged

If you wish to diversify away from pure equity, you may consider the following :

If you have even more money, you can consider add small position in Global Agribusiness and Manulife Global Resources Fund

Unfortunately the timing is bad to add in any gold or precious metals funds now. Too high...

yes i forget about reit. yea if got the cash a little in reit makes sense now also.

us tech is not good good time, but some small cap is so cheap now its a bargain too.

Which reit are you eyeing?

Until now fixed income funds are still poorly performing.

Newbie investor. For small timer is FSM good or is there any other alternative?

Thanks. Will look into that.
I looking towards ETF. Are they good enough?

No annoucement yet from FSMOne Malaysia?

How to use this UK digital bank? Transfer MYR to Pound then can earn interest?

3% per picture very low...

target uk ppl lah... who ask ppl here to apply? hahaha...

but 3% lower than barclays and natwests... no idea how they wanna compete... lol...

Ya. GBP no look good in future.

just put 1yr fd 4.75%... hope to see gbp around 6.5 soon...

I have opposite view for GBP. 5 year later 1 GBP may drop below RM 5