hmm, does'nt show in eunit trust

or quietly making money and not showing results to us...

i'm curious... not because i will do the same, but genuinely curious.

hopefully not poking at the hornet's nest, but where is chris lately? did he migrate to FSM singapore?

Some here use CMF because they say is convenient. For me I choose eGIA-i.

My emergency cash is parked in eGIA-i. Reason for choosing eGIA-i over CMF
(i) higher return when compared to CMF at extra 0.2-0.3% difference
(ii) instant liquidity when compared to CMF. With CMF need to wait 2 days for the money to come back into your account.

Bagero!

AmAsia reits = Selina      fund!

seems like this sentence does not compute.....
when you are now at 5.x%, the others may already at 25%.....
when your hits 10%, the others may be hitting 30%......
their are already exceeded 10%, which you said you don't think it cannot exceed 10%

Take profit la. If it goes up to 10% return, IF I AM RIGHT, it will reverse, if it reverse, rugi la.

I've just created an account at FSM and still doing readings on all these unit trusts, fixed income and trying to understand how to invest. Have some basic questions to ask the sifu here

Question 1:
According to this table at FSM: https://www.fundsupermart.com.my/main/resea...tormaincode=All

For this fund: CIMB-Principal Asia Pacific Dynamic Income Fund - MYR, it says the 5 year (%) is 115.60. Does this mean the projection is that you can get a return of 115.6% in 5 years time? Obviously I understand that this is only a forecast, but is this how this table is read?

Question 2:
I invest Affin Hwang Absolute Return Fund II on 2 Jan 2017 at Bid/NAV 1.0985. On 7 Jan 2017 the Bid/NAV price is 1.1452. My profit is the increase which is 4.25%. Is this correct?

Do bear with me with the noob questions while I try to get my basics right first. Thanks in advance!

Can't login and purchase through mobile browsers? Got 403 errors on chrome and Firefox when attempting to login.

Opera manages to login, but can't purchase.

Really? That's pretty stupid of them. Are they blocking individual IPs? I'm not in the country at the moment.

One more thing one may not be aware is, as your fortune grow, you need to start thinking about distribution as well. You actually need to think if you demise suddenly, you will want your next-of-kin to be able to obtain your estate as fast as possible.

If you put your money here and there, is like, sorok here, sorok there, how will they know where to find your money? It is as good as becoming government's money. Why? Cause there is an Unclaimed Money Act (UMA) where is the account remains dormant and the beneficiaries remain untraceable, the money goes to our Jabatan Akauntan Negara.

If you consolidate your wealth in an easy to find manner, you save them a ton of trouble and hassle. Once I attended a Rockwill presentation and the speaker said those Malaysians think very action want to buy property in London lar, in Australia lar....

Wait till you die and your next of kin need to claim your property that time... then you baru tau the hassle. Think very funny hor, buy here, buy there....

Xuzen

True, that instant tax relief money could be put to good use..
But i think ppl should give this a thought and think about the long term vs short term benefit of this..
Imean this is fsm thread right? Im assuming most ppl here are actively managing their money and could get a better yield of >1%pa than prs fund right?
And that is assuming that your tax bracket is near the higher tier... If lower tier then its more at disadvantage

Thats like placing my money to fund managers to invest for me. is kind of convenient when I have no time tracking everyday

Hi Sifus,

I still don't understand:

Let's say I invested RM1000 in a fund and now I have a 6% return. So to 'earn' that return I have to sell some of the units right?

That means my unit has now decreased (assuming no top up). So what will happen next month? With lesser units in hand, will I still see profits? Or what should I do?

Fundsupermart have no fund managers right?

for my case....I would say it is still true...

Well, there's another strategy.
Sell them off (cash out); wait for deep correction, buy them back again.

In my portfolo, I got 3 funds with ROI > 30%