I guess I will be buying into TA GTF now..

EISCF  @ 15%
REITs @ 15%
TA - GTF @ 25%
CIMB APDIF @ 25%
Esther Bond @ 10%
India @ 10%  

Well done !!! Maybe another important part is able to sleep well !

Over heard some banker keep promoting this few

AIF
GTF
REITS
AMB divideN

And they keep misleading people with dividend again....

And those fund promoted, all are 5.5 or 5 % sc.

Aduiii

Guys. new members. take everything here with a pinch of salt. don't just because you see a recommendation to dump most of your funds to follow sifu xuzen,means you should. don't forget that xuzen had a wrap account that allows him flexibility to shift his port to another.

I always avoid Syariah funds. look at epf Q1 and their report for their conventional and syariah funds. conventional always do better than syariah counterparts.

Regards.

I did not check who's the fund manager but looking at other Eastspring shariah funds, I'm a bit skeptical on how this small cap funds would perform.

On another note, this fund might be able to capitalize on gomen's initiative of injecting 3bilion of funds pooled from GLCs for small/mid cap stocks.

This question may have been asked before;
When a fund declares a distribution, does the NAV drop on ex-date, or does it drop just before the units being credited into the account?
I was holding Manulife US, haven't checked for quite a while. Today hand itchy login see drop like lao sai, but then there is a symbol saying distribution.

No connection.

You sure or not? "Seeing how the property market perform currently". Let me show you some of my s-reits These reits give dividend 4x/year. So the dividend   

So I would assume this lao sai drop of 7+% loss is largely due to the distribution, not entirely because of the uncertainties in the US?

here comes the obligatory panic from members if they should dump their India fund which they just purchased.

I bet some noobs will ask "what is a wrap account" , and Avangelice will be a nice guy and tell him / her about warp account... for the 1,101,101th times.

Xuzen

The Perils Of Forecasting And The Need For A Disciplined Investment Process
https://www.fundsupermart.com.my/main/resea...ss-31-May--8422

Don't look at NAV, NAV can be manipulated by the Fund Manager using various method such as unit split, distribution, bonus split etc etc... it is very artificial.

To look at return, look at its CAGR or annualized rate of return on investment (ROI). 

Xuzen

What is the difference between Regular Saving Plan and by topping up myself regularly?? Do you save on some charges?

Couldn't find this in the website

Haha, I roughly introduced myself, by stating gender, age, range of investment amount and investment region for 1H 2017. Nothing more than a sentence. And did so because this is my first time ever posting. It was not meant to give too much info or hurt anyone. But it kicked up a storm and invited negative comments.

My intention is to ask a very legitimate question. But it seems like there isn't an answer here. My advise for all is to look at things positively. I started investing in property when I graduated, and later added in Unit Trust. I am aggressive and has applied bank loans (creatively) to help me in getting more capital. I am still growing the little portfolio I have. I don't think it is necessary for me to prove anything to forum members of my legitimacy. If we only think of something as impossible, then let it be forever impossible for us.

I try my best to find ways to do better, to do more, to squeeze out that little bit extra and to build my investment. But really, I am sure the more seasoned FSM investor here understand why I ask about Mr. Chen Fan Fai.

Occasionally you can see me in some FSM events by invitation, last I went is Affin Hwang's talk in Bangsar Le Midi,probably one of the youngest attendees. Hehe. Thanks Eugene Lye for the invitation and if you're reading, keep it coming

last year end went to tropicana golf resort, heard affin speaker talk about their view n prospect in asia ex japan. Went home switched large chunk of portfolio to affin hwang ex japan. Then also donno why, first 3 month of this year shot up until fund close. Then went to bangsar one, affin was trying to promote absolute return fund 2. But this guy kept on saying china is good, china is good china is good, so i shift part of portfolio to china, also shot up. Recently, i went to (not by invitation) but by purchasing ticket, also another talk by affin, the MD reaffirm malaysia has more leg to go. So I also look around, and shifted chunk of portfolio to interpac, also went up. I switch here and there base on fund manager view and my personal research, in large chunk. And portfolio is not balanced, unlike what others would recommend. But I am confident in my own observation. Not possible to go to a talk where ppl tell u this FUND will shoot up. They can only give general view and region to recommend. Whether to place large chunk of ur portfolio into one region in a "high risk" bet and win, really depends on the person. Some ppl r not passionate about fund flow, I recommend they do DCA and be happy with double digit returns. Play like me will get burn they say. But I have no patience to save sex for retirement. I have the balls to borrow money from the bank and invest. Others dont. So we each get what we deserve base on our risk reward. Fair? I never state how much i invest in UT la, I juz state my FSM membership eligibility. Don't too excited. 12% per annum return, 30 years later is also a lot.