Wise

You'll always hold bond/fixed income, because you'll hold more as you approach retirement and beyond it as you glide down your risk from equity exposure.

Well unless you can hold it in another platform that doesn't charge, then that will obviously be wiser 

Not ALL bond funds in FSM has platform fees.
There are no platform fees in other channels.

Compared with real bond , bond fund has more liquidity,

for diversification purposes.
sure it's okay to hold. long term or not. it's depending on u..
for me, as long it's positive. just okay 

Go to https://www.fundsupermart.com.my/fsmone/fun...d-selector/////
1. Assets Class - select Fixed Income
2. Click button Generate Funds Table
3. By default table generated displays Annualised Performance Table, switch to Information Table view
4. Check out the column Platform Fee(%)



Alternative platform, eunittrust.com.my it has its own thread (https://forum.lowyat.net/index.php?showtopic=4268975) you may direct your questions specific to the platform there

try post 20842 ....
maybe they are referring to this....
https://www.fundsupermart.com.my/fsmone/adm...etMYUOBGOMY.pdf

yes

just get some % into a port if you liked the % of allocation in its invested countries and as for past experience.......at times the ROI is very low even after few years....

I have Principal global titans fund with focus mainly on US, europe and japan. You can also focus individually on us or europe region. Take a look at

Manulife Investment U.S. Equity Fund
TA European Equity Fund

1. Aberdeen Standard Islamic World Equity Fund (global)
2. Affin Hwang Aiiman Asia (ex-Japan) Growth Fund – MYR (quasi-global)

Both are FSMOne Recommended Islamic funds.

FSMOne is running a promotion on above funds at 0.5% sales charge from 3 May 2021 till 17 May 2021

1. Aberdeen Standard Islamic World Equity Fund (global)
2. Affin Hwang Aiiman Asia (ex-Japan) Growth Fund – MYR (quasi-global)

Both are FSMOne Recommended Islamic funds.

FSMOne is running a promotion on above funds at 0.5% sales charge from 3 May 2021 till 17 May 2021

0% SC till 31 May 2021 for Aberdeen Islamic World Equity Fund(Class A),...if you don't mind crossing over to Eunittrust.

Hari Raya 2021 Promotion
https://www.eunittrust.com.my/Home/Banner9

I began with Aberdeen last year, its doing well.

see the latest
Aberdeen Standard Islamic World Equity Fund
Performance Data and Analytics to 31 March 2021
https://www.fsmone.com.my/admin/buy/factshe...eetMYABD002.pdf

No idea, I did not observe that fund. But I guess it is lower than normal time.
What sc % hv you observed for that aberdeen fund during normal time?

added in,...normal time should be 1.5% now promo 0.5%

yes,...
RHB CMF do gives out dividend/interest
https://www.fsmone.com.my/support/frequentl...tUniqueKey=2316

just like people put in into bank FD...

just that, if you don't take into the inflationary cost factor...

from their FAQs

1. What happens if FSMOne ceases as a business concern?
In the unlikely event that FSMOne ceases as a business concern, with your permission, all your assets registered under iFAST Nominees Sdn Bhd will be transferred to another Institutional Unit Trust Advisers (IUTA) or they will be returned to you.

2. When I buy funds from FSMOne, in whose name will the units be registered under?
For cash investments, all units will be registered under iFAST Nominees Sdn. Bhd. For EPF Account 1 investment, they will be registered in your names. All units are segregated from the company’s assets.

more
https://www.fsmone.com.my/support/frequentl...tUniqueKey=2445

Your investment will still be there but no one to do the management selling of units , transfer of account to you.
Have to transfer to another party to do the management portion.

As an iFAST shareholder, I can tell you it is quite safe for now. Quite unlikely to "disappear" overnight unless you guys withdraw huge amount of money overnight at once.

It does not owe any FI or bank any money, in net cash position, and business is highly profitable. You can check iFAST's financials from time to time.

https://www.ifastcorp.com/ifastcorp/investo...ial-results.tpl

https://www.ifastcorp.com/ifastcorp/mediahu...tion_2Q2021.pdf

If anything goes wrong, I will be the one who is affected first with plunging share price.

Hehe 200+% return. My most successful investment to date.

The founder, Mr. Lim Chung Chun is a Malaysian for your info. So I don't think it is in his interest to see Malaysia's FSM business having any problems.

if and when that happens,. i guess many don't be bother about the fees,...most important is to be able to get back the money fast and promptly without much delay

FSMOne is a business unit under iFAST. You can only buy the whole company's stock, as iFAST does not list its Malaysia operation separately.

You can buy its share on SGX (Singapore exchange) via your broker.

https://www.sgx.com/securities/equities/AIY

Wow confirm invest long time already, still referring to principal funds as cimb.