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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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ben3003
post Jan 10 2018, 01:59 PM

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QUOTE(ruffell @ Jan 10 2018, 01:55 PM)
Thanks
But I thought switching from bond to EQ will incur same sales charges?
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that's' why ppl say u earn the credit... when u switch from bond back, u will redeem the credit, so no surcharges..
ben3003
post Jan 18 2018, 11:05 AM

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i wanna ask, for wholesale fund, if i meet the initial investment amount, can i invest into it? becos the what sophiscated investors thingy like ask u declare if u have more than rm300k net worth lol..
ben3003
post Jan 18 2018, 11:08 AM

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QUOTE(funnyface @ Jan 18 2018, 11:06 AM)
Just click yes and buy  devil.gif  nothing to declare
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ohh ok smile.gif i tot need declare lol..
ben3003
post Jan 20 2018, 08:53 AM

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Guys i checked now all SC is 0.5%
ben3003
post Jan 20 2018, 09:36 AM

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QUOTE(adele123 @ Jan 20 2018, 09:03 AM)
Thanks for the update. 0.5 % still a good one for those who can't attend.
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yeah, got some bullet, wan park in now smile.gif
ben3003
post Jan 27 2018, 10:47 AM

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all fund 0.5% now.. not all most

This post has been edited by ben3003: Jan 27 2018, 10:47 AM
ben3003
post Jan 30 2018, 08:16 AM

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this TA GTF is really shit. BUt any other technology fund that can invest in?
ben3003
post Jan 30 2018, 05:15 PM

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QUOTE(MUM @ Jan 30 2018, 04:54 PM)
with the Scap dropping 1.5% today...expects the fund to drop abt 2% today... cry.gif
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IDS more towards ACE market.. even worse lol
ben3003
post Jan 30 2018, 09:27 PM

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QUOTE(john123x @ Jan 30 2018, 07:44 PM)
i noticed most that got their name printed is usually from banks. i dont think i have any from non banks...
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from those TOTO or newspaper, insurance company no a? all angpao sure got their name printed cos is part of advertising ma
ben3003
post Jan 31 2018, 01:36 PM

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today laosai again.. lol
ben3003
post Feb 5 2018, 04:06 PM

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shit topped up too soon during 0.5%, now sama saja cos dropped lol..
ben3003
post Feb 6 2018, 09:01 AM

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no bullets oledi coming CNY lol
ben3003
post Feb 6 2018, 02:06 PM

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anyone planning to do switching already?
ben3003
post Feb 7 2018, 03:57 PM

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when open market looks like my decision to switch out is unwise, but now near end market all laosai, i feel like at least i mitigated some losses lol..
ben3003
post Feb 8 2018, 08:08 AM

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lucky yesterday no topup and pulled out lol.
ben3003
post Mar 1 2018, 11:02 AM

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QUOTE(i1899 @ Feb 28 2018, 05:05 PM)
United Global Quality Equity doesn't disappoint me so far..

But, just as reminder,

Before step into United Funds, please take note below points:
1) 1% (intra fund house) switching fee for almost all united funds.
2) Minimum redeem units : 1000 units.
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should consider MYR Hedged or USD one? really cannot invest more into GL already..
ben3003
post Mar 23 2018, 07:45 AM

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thanks t0 fkng Trump
ben3003
post Mar 28 2018, 10:17 AM

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anyone still holding Manulife REIT? i dunno shud i minimize loss on this, not huge portion of my portfolio tho, less than 10%
ben3003
post Apr 3 2018, 10:39 AM

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QUOTE(xcxa23 @ Apr 3 2018, 10:35 AM)
The word if.. and I assume nd to personally walk in to apply?or izit jz on9 application? Sorry I don't have knowledge for asn seeing most of it is limited or bumi only.. hence not reli interested
🤔 1% for 100k 1k and bank FD is pdim protected
Personally, I don't put all egg in 1 basket and I consider cmf bit more risky than FD.
My strategy is 50% 30% 20%

I still have some bullet for ut which siting in my saving account that gip me 2.75% interest, calculate daily and credit monthly.. and I saw rhb cmf is 3.44.. perhaps it's better for me to transfer it there. Thanks for the heads up 😁, if not mistaken the rhb cmf is credit monthy also?

I still believe my selection of fund will perform well after the volatile and uncertainty subsided. Hence every dip I see is a opportunity. 😁
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cmf is based on NAV, it is utimately still a unit trust fund, just is money market fund. So it goes up and down by daily basis.
ben3003
post Apr 3 2018, 10:48 AM

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QUOTE(xcxa23 @ Apr 3 2018, 10:43 AM)
Yup.. tats y I consider it riskier than FD
But it does pay interest right? 3.4%?
I mean the rhb one, the one tat appears in our holdings section
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tat is not interest, is return. it is not like FD where u earn a fixed interest. this one is they estimate for u the return u can get. CMF seldom will go lower, it just sometimes will stay stagnant. but if u put over a year, the rate of return is what stipulated as per listed.
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