Does anyone have any information on whether FSM has any provisions for nominating a beneficiary or something in the event of the fundholder's death like with EPF?

Selina reits

It may seem conservative but that is where the best risk optimized return portfolio lies at the moment.

This ties in well because you will notice for the past three quarters the market has been very volatile and Algozen™ ver four is written to penalize high volatility.

Xuzen

you let got all dinasti ar...
I don't know want to let go or not... I sense something is near in oct. this Trump really make out port gg.

Pokemon manager keep making loss owh. I sudah pening.

big cap punya boleh caya ka. budget incoming yeo

Previously...he did mentioned he has wrap a/c....thus free switching anytime any funds

I am currently not on a pc.....cannot google.
I think ifast has it....maybe kenwealth also...
But i think have to pay annual subsciption fees.

There is no transactional cost for my port because I use wrap account.

I will stay with this port fomposition until Jan 2019. Algozen™ ver four will tell me plus I have been using UTF since 2005 as a wealth management tool, I have a certain flair, a certain je ne sais quoi so to speak.

TA tech has been my alpha for a long long time. I think I have it in my port composition since 2015. It has brought me joy and happiness. TA Tech is not that volatile lah! Try China fund for comparison and see...

I think above six UTFs is considered Pokemon style already.

Pokemon style = dilute your alpha. You earn peanuts here and there... no syiok factor.

Xuzen

Yes, you are right. I proudly declare I am a follower of Markowitz's Modern Portfolio Theory.

Algozen™ ver four did not lose money vis-a-vis FSM Managed portfolio. Admitedly the return has been lacklustre but at least she did not lose money. The case is different with FSM managed portfolio given the grievences laid bare by the participants here.

And why it is so darn difficult to make money for the past 3 quarters? Trump lah... he is a pariah leader, one day talk like this, the next day can go 180 degrees U-turn without thinking of consequences. He thinks the world revolves around him. He has the ego the size of Jupiter.

You have the data from morningstar. But what you are missing is the algorthm to assist you make the decision. What you have is just raw data. You cannot use raw data without an algorithm to make the data useful.

Xuzen

President Trump said the stock market would crash “everybody would be very poor” if he was ever impeached in a new interview.

“If I ever got impeached, I think the market would crash,” he said said in a Fox and Friends interview that aired Thursday.
“I think everybody would be very poor. Because without this thinking you would see – you would see numbers that you wouldn’t believe in reverse.”

He also said: “I don’t know how you can impeach somebody who’s done a great job.”
http://time.com/5375858/donald-trump-marke...sh-impeachment/

    

he being eliminated does that mean CN unofficially win the war?

There are about 250 UTFs in the FSM universe. My first step is to select the top ten most desirable UTFs and this is based on what I read and understand from various media sources including reports from the various Fund Houses. This is the part which is subjective and is solely based on my biased opinion and personal gut feel. This part takes a certain je ne sais quoi.

Out of these ten short-listed candidate I will throw them into Algozen™ ver four and let her do the computation. Then I will use her to churn out various scenario & outcome. This is the analytical part. Pure computational work. Too tedious for human to  do it, only a computer can do it.

Then of the many outcomes that are churned out, I will select the outcome that in my opinion, which I am most comfortable with. Again, this is based on personal experience. So, if let say I choose outcome A, and suddenly the world changes with some new info that will move the market wildly, I will already have in my library outcome B, C, D... so forth and I can quickly change my port accordingly. That is why I rarely lose money. Lackluster ROI yes, lose money no, except in this 2018... in the 12 preceding month of tracking, my port made 5 months of lost and that is a record for my port. Prior to 2018, I rarely lose money. But prior to this, we do not have a mad Trump to disturb the market. But nonetheless, the port as a whole made money 12 mths preceding.
China centric and emerging market is very reactive to what Trump say. It is too volatile and hence I discard it for the time being until Trump gets booted out or the market decide to ignore Trump tantrum.

Surprisingly ES Eq Income is very uncorrelated to the other UTF in my port and hence that is why it is there.

On Reits, it is something I have to be more concern with, thank you friend Yklooi for highlighting it.

hello to all sifus out here,

i really need you all advises and opinion. i have to say i'm pretty noobs in this UT investment and my early phase of this UT world didn't seem to go into the right way.

pleasee, what shall i do now?..shall i sell or hold? my portfolio didn't seem very encouraging.

this also after +7% in recent week

My investment since November 2017.

It is - 6.49% so far.

Haizzzz

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Agree, bond fund so far are being on a safe bet.
How if trump remains its presidency?

Anyways, the fundamental of GC, AExJP are strong, it will eventually bounce back for sure.

The ids....err...no comment la

I tot last time you ad let go ids? Cannot pakai la this ids. where can a UT labelled as "golden goose"

Top up also got sales charge ka?   

Firstimer user here 

Hello Sifus,
now we have the 0.57% SC discount for 4 days....

Ref. to my funds holding below, my plan is to continue top up based on these geographical sector for September,
- Malaysia : Kenaga Growth Fund
- Asia Pacific: CIMB Dynamic Income Fund
- Emerging Market: Eastspring GEM

p/s: I do not have US and India allocation in my portfolio and I also would like to get them actually.... but at this moment I think it is too late to top up on US related funds now...

the plan is to hold these funds for at least 2 more years.

How do you guys think?

TQ.

:confused:  :confused:  :confused:

US seems very overprice for now

nov big thing

oh no.... this few days gonna crack my head.

Damn it, I just topped up yesterday.

Edit: just talked to the agent, he can't do anything at all. Completely useless.

Can someone provide me with a list of promotions that I should keep an eye on throughout the year? Other than the usual fund of the month?
First year in FSM here, I really hate to top one day and then next day got promotion.