because there are alot of risks involves,..... i am not sure you can achieve that

General risks of investing,...
http://www.cimb-principal.com.my/Investor_...rust_Funds.aspx

even if you can do achieve that,..i am not sure if that side income earned is the desired amount to you.

try this for a start....
http://www.moneysense.gov.sg/Understanding...rusts.aspx#What can cause you to lose money or reduce the returns on your investments?

https://www.fundsupermart.com.my/main/school/school.svdo

and also don't forget forummer Ramjade post....

This post has been edited by T231H: Apr 25 2017, 01:11 PM

just a note:
some bond funds have returns that is on par with FD and without the FD guaranteed returns and PIDM protection too.
some bond funds have price movement that is more volatile than some equities funds.

unknown to alot of factors about you, your financial situation, how much you wanted to invest in relation to your net worth, etc, etc.....
may i suggest you read the article given to you first, then consult the FSM CIS.....
they will be much obligated and help you out.....

what do you refer that to? do you mean FSM SG has fund manager?

double post

This post has been edited by T231H: Apr 25 2017, 01:34 PM

interesting....
markets movement today will affected your portfolio value since this morning.....

i thought true NAVs will be known a day or days later

Call up fsm cs to ask then tell us?

if you look at Table 1 (page 102).....
YES....higher the bond Ratio...higher the returns....

https://www.fundsupermart.com.my/main/resea...lio-Returns-566

Yes, this "it will seems good but nobody can tell the future" is true too.

is it this?
https://www.fundsupermart.com.my/main/resea...do?categoryid=3

the recommended portfolio are "recommended" portfolio.
There is no hard and fast rule on how a portfolio is to be constructed.
Fund Selection Considerations
The funds featured in the portfolios are mainly taken from our FSM Recommended Funds. Features of funds that differ from the Recommended Funds may have lower initial and subsequent investment amount as well as a different style which may be more beneficial for investors in current market conditions.
The portfolios are reviewed on a monthly basis for performance tracking and rebalanced on a quarterly basis or as and when there is material deviation. The periodic rebalancing is a guideline which investors can again moderate to their preference. In previous magazine, we have busted the myth that frequent rebalancing is good for investors.
https://secure.fundsupermart.com/main/resea...?articleNo=4383

if you at looking for recommended "Balanced Funds"...it is attached...



Attached thumbnail(s)

what happened to Selina?
do you mean the fund's performance in terms of ROI or volatility?
do you mean this few months the fund performance is not good?

if you look at the at both Am and Manu in historically perspective.....
Am is about 2% lesser than Manu in annualised returns.....which means 2 % less yearly...
but Am has 15% less volatility % than Manu.....

what happened to Selina?
to me...nothing......she is just as per normal.....ROI & Volatility % are constantly less than Manu.

what happened to Selina?
what has she not done beyond the normal?

manu could be luckier...that is why the annualised returns are 2% higher....
by looking at annualised returns...then it looks normal.....
if Am is higher than Manu...then it is not normal for Manu....

look at annualised for longer term judgement, not monthly Navs movement.....
AM could have changed stock holdings, maybe disposed of high valued stocks and bought lower valued stocks and are waiting the lower valued stocks to performed, while Manu could still be holding the currently hot good horses which could be over valued currently.

also maybe Am held to much hedge on currency than Manu.....which was affected by the recent strengthening of MYR.....

look at annualised return and volatility ratio between the two......the results are constantly within my expectation.....

This post has been edited by T231H: Apr 27 2017, 09:52 PM

Are Asian REITs still attractive?

Last year, Asian REITs ended the year on a joyful note as investors around the globe were on the hunt for yields under a low interest rate environment. Moving into 2017, however, concerns are pouring in for REITs investors as the US economy continues to deliver positive data that are fueling the possibilities of a faster than expected rate hike. In this Idea of the Week, we will look into two areas investors should look out for when investing in Asian REITs.

https://www.fundsupermart.com.my/main/resea...uary-2017--7959

So, where to look at?
With the above-mentioned downside risks to the Asian REITs market, we suggest investors to opt for shorter duration bond funds which are far less interest rate sensitive, if portfolio stabilizer is what they seek. Local short duration bonds, such as the AmIncome Plus, are also a better alternative for investors who are seeking shelter from the volatility and uncertainty seen in financial markets in recent times, with yields that are relatively higher than that offered by developed sovereign bonds, providing an anchor of stability to a portfolio.

if you are expecting reits to perform this year like yesteryears, FSM already told you so, told you so...in February.....

Unknown to what fund you are refering to...some is rm25 while othrts is zero gor intra....best is you check the fsm website for details...they are stated there

NO, no a good idea to invest based on that....that is wrong concept.
Lower NAVs based on after dividend payout is NOT the SAME as Lower NAV based on after market corrections...
& it should invest based on how much you planned to allocate into that area and what are you current allocation.....

make a date in IPOH
for a plate of Gar Choy Kai (Beabsprout chicken)

Ipoh Seminar: Malaysian Equities Rising from Ashes & Awakening of America
April 28, 2017
In this seminar, we have invited KAF Investment Funds Berhad and Manulife Asset Management Services Berhad to present their views on Malaysia, US and Asia.
Author : Fundsupermart

https://www.fundsupermart.com.my/main/resea...of-America-8278

20 May 2017
10.00am to 12.30pm
Greentown

for me, I would consider my EPF and ASX as bond funds that gives about 6% p.a.
I would have KGF and some EISC in my portfolio....

well, that is me....

on this -eh... "Well is it too greedy if I want to look for both?"
only time and circumstances when it happens will tell.....

if I can remember, saw some during Feb till April 15 period, they Gung-ho ed into China.....then cursed like mad when in June 15,
hope you are not them, and I cannot pray and hoped that it won't happen again to anyone...

This post has been edited by T231H: Apr 30 2017, 11:33 PM

you talked about need to diversify in earlier post, then don't have faith in Malaysia, then if we look at longer horizon we won't be so easily panic.......

anyway, each to his own preference and likings....Happy investing

still has not answered?......
1 time or every month?
when do you expect to use that money?
what is your expected ROI per year?
will you be reviewing it every year or just let it run?

This post has been edited by T231H: May 1 2017, 09:07 PM

so yo want to invest 1 time USD 250 or continuously every month USD 250?
age has no barrier to some people.....
differ investment amount, monitoring style and investment style has different strategy.

BUT, to suggest something for you to "test see which investment instruments fits you"......

sorry I cannot do that because my exposure to all of them is limited.....hope that others can suggest something for you to test......

while waiting, try read this to see what is commonly available investment instrument in the markets.

Types of Investments
there is a wide range of products for consumers to choose from. It is important that you take time to choose something that is suitable for you. Take a look at your goals and investment objective, what investments you already have, what you can afford, and your risk profile.

Buy only what you fully understand – be familiar with the product’s benefits, risks, limitations and costs. Know how much you can lose in the worst case and how this may happen.Think about diversification - will the product complement, supplement or replace what you have? Or will you end up being over-exposed to a particular risk?

http://www.moneysense.gov.sg/Understanding...nvestments.aspx

This post has been edited by T231H: May 1 2017, 09:21 PM