Is it stated in the prospectus?

you are a FSM a/c holder....
after login
try click "My Investments"
click "Analyze My Portfolio"
you then can view "Absolute Funds Performance" or "Annualised Funds Performance" data....

if you see that, you will understand and your questions will be answered.

I would set a trigger point in % before i top up...else i would be cashless if i keep topping up when ever the Nav is lower...
BUT remember to keep tap of your comfortable % of allocation in yr portfolio...else if keep topping up..the fund may become too big an allocation than comfortable.

looks good...how is the performance of this portfolio in term of ROI since 2 Jan till now?
are you happy with it?

unknown to your risk preference....I just shoot only
you may try 5% each in India and global tech ...just for some bumpy joy?

then why 45% of portfolio at this?
AmAia Pacific REITS - Class B (MYR) - 10%
Manulife REITS - 20%
Affin Hwang Select Bond Fund (MYR) - 15%

why not change to RHB Gold and precious metal, manulife India, Manulife China?
high risk high gain

are you aggressive, balanced or conservative?
It is not only important to understand the risks of the investments you are looking at, but also to understand your personal risk appetite. Sometimes, it is not a matter of what kind of risks you want to take, but a matter of what kind of risks you can take given the circumstances that you are currently in. And the best way to do it is to assess your actual experience in investing.
For instance, you might have thought that you are an aggressive investor who can cope with a high level of risk based on the results of the risk profiling test. However, in practice, if you find that you always panic too soon every time the market dips, and get overly euphoric and pump in more money whenever markets are on a roll, then high-risk investments are not so suitable for you because they are likely to cause you to lose money.

https://www.fundsupermart.com.my/main/resea...?articleNo=2266

This post has been edited by T231H: Apr 12 2017, 08:26 PM

some people want high risk, they don't look for decent returns
some people want high risk, they look at volatility %....
the higher the less people can take it....

India
According to consensus estimates, as on March 23rd, 2017, the estimated PE for India’s stock market (Sensex) are 21.0X, 17.4X and 14.8X for FY17, FY18 and FY19 respectively. Estimated earnings growth is 4.9%, 20.8% and 17.9% for FY17, FY18 and FY19 respectively. We maintain an “Attractive” rating of 3.5 stars for the Indian market.

https://www.fundsupermart.com.my/main/artic...n/pdf_India.pdf

This post has been edited by T231H: Apr 12 2017, 08:36 PM

when we read this .....

"Foreigners have dumped billions of ringgit worth of Malaysian Government bonds since last November, with the latest selldown in March totalling RM27.5bil, the largest in six years. The selldown has sent foreign holdings of Malaysian Government Securities (MGS) to its lowest level in almost six years, and since November, foreigners have sold RM62.6bil worth of Malaysian bonds.
Maybank Investment Bank Research believes foreigners could be unwinding their holdings in MGS in relation to the reduction in Malaysia’s weight in the Emerging Market Index of the Global Bond Index. It noted that the net sell amount of MGS in March was larger than the MGS maturity of that month".

it may sound very BAD.......
but there maybe some good or worst things that are not mentioned too.....
thus have to research more....
(I would leave this research thing to the FMs,....for I had paid them to do it, thus I would TRY not to have knee jerk reactions when reading some "Noise" news)

for in this case, this selldown was not as BAD as presumed to be for Malaysia, because......

"Kenanga Investment Bank Bhd said in an April 11 report that foreign funds could be switching to equities from bonds, as total net portfolio flow may be turning positive for the first quarter ended March 31.
This can also be seen in Bursa Malaysia’s benchmark FBM KLCI, which has been on an uptrend, and the stable ringgit.
Kenanga said this suggests that foreign funds have not fully repatriated their funds and that a slightly positive gain in foreign reserve may indicate that the capital account in the balance of payments would turn out positive, which often times can be attributed to a net gain in portfolio investments.

“MGS’ loss is Bursa’s gain and the reason why the ringgit has been stable is that there has not been much fund outflows, as these funds have gone to equities,” a trader told StarBiz.
Usually, when investors sell Government bonds, currencies weaken because of the fund outflow as these funds get repatriated".

Read more at http://www.thestar.com.my/business/busines...p3XOVZ0C6vP6.99

This post has been edited by T231H: Apr 13 2017, 08:40 AM

Wow👍
Why not go for it n monitor how your portfolio performs & also how does your emotions response to it......monitor them for 2-3 yrs then make changes as it comes along

I think, just think...no one is cutting down on Asian eq.....
If you want to...can move to bond funds then a week later move to cmf to get the credits and stand by bullets to shooting

I googled and found an old article by the same person KCLAU
it did provides some insights and fees about this Ifast...
hope it helps
https://kclau.com/investment/fundsupermart/

" is the amount invested monthly usually less than thousand?"
Not necessarily.....

"If one has a surplus of more than thousand up to 5k to invest in UT, is it still practicable to do DCA?"
yes.....because dollar cost averaging (DCA) concept of investing which is the practice of investing a fixed amount of money regularly regardless of market conditions.

which could be done automatically using the RSP.....

better way to mitigate risk?............ to diversify one's fund portfolio OR to DCA into the current fund in possession?

what is in your portfolio?
what is the current fund in possession?

This post has been edited by T231H: Apr 16 2017, 10:46 PM

I think fsm will onky sent out email to a/c holders that are holding EISC.....if you are not holding them during the annoucement...you will not get it.
Where to see which funds are closed?.......there is no trolley "buy" button to buy...

Good to know that you are making money and see which of the 2 funds are making more of it.....
It boils down to "when" these 2 funds are bought....if use "track fund returns" tool......investors who bought both of these funds together 3 years or 5 years ago can have a different opinion than yours.

i think difficult to get the same...but can try "almost similar"...
goto FSM.my....select the funds with the name...Dividend....
click on them ...read the fund factsheet......
check the benchmark data...compare them with the PDSF....

after getting the "almost similar" funds...got CHART CENTER.....chart the graph....
see how it goes....

to be fairer to the agents that recommended you that fund......
he is NOT GOD....he can just tell based on past performance and yet this past performance may no be an indicator of future performance or continued performance of that fund.....
on top of it...there are a list of risks that could affect the performance of PDSF.....that list is in the fund prospectus.
Even the popular local jaguh fund......KGF did not performed on par as before in year 2016.....if recommended to buy based on the past performance prior to 2016......then die-lah in year 2016...but year 2017....possible another story-lah.

you used EPF to buy...then the min ROI is 6%......may I suggest you invest into non dividend funds for more potential for higher ROI

This post has been edited by T231H: Apr 17 2017, 09:06 PM

from the funds Benchmark.....AHSDF has can allocates 30% in Asia X Jpn while PDSF don't hv.

This post has been edited by T231H: Apr 17 2017, 09:49 PM

BUT they are not bleeding as much as RHB & CIMB Small Cap funds....


Attached thumbnail(s)

A quick look....very heavy in asia pac regions.....

yes,...depends on individuals.....
like your example....I do that too,...I eat at mamak stalls next door bcos I got not more money after I paid for the hotel stay.....
like your example....do you park free at the hotel which you don't stay but eat outside?.....like Yklooi story about using Tesco facilities but not buying from Tesco...?

yes...it depends on individuals.....
the world is like that,...for some things/incidents, if you don't take, some one else would.....

but just don't do it in front of our children.....

This post has been edited by T231H: Apr 18 2017, 08:21 AM

playing Devil's advocates....

it may drop and drop for a few more months or longer too.
if you are new,.....u need to understand what you buy and how it will act....
there is no solid reason for that drops, that can satisfied my angry feelings when it is down.

this fund has a volatility % of > 13
which means it can fluctuates more than reasonable likings....
mkt movements, stocks announcement, Geoplitical risk, forex movement.and a bunch of possible risks as highlighted in the prospectus.

any comment on it....how many % of this fund do you have in your portfolio?