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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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T231H
post May 3 2017, 10:19 PM

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QUOTE(john123x @ May 3 2017, 10:14 PM)
Carl Vinson dont know when go back to base.....

Anytime war might started.

My CMF already 33%
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hmm.gif what do you think will happens to the 67% if war breaks out?
it may drops 20~30%?.......why not exit now and save that 20~30%?
T231H
post May 3 2017, 11:01 PM

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QUOTE(besiegetank @ May 3 2017, 10:53 PM)
May I know what is AM GEM? Somehow can't find this fund in FSM  sweat.gif
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QUOTE(Ramjade @ May 3 2017, 10:59 PM)
Eastspring global emerging market
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looks like this wor.....
(formerly known as AmGlobal Emerging Market Opportunities)
https://www.fundsupermart.com.my/main/admin...eetMYAMGEMO.pdf

This post has been edited by T231H: May 3 2017, 11:02 PM
T231H
post May 3 2017, 11:06 PM

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QUOTE(Ramjade @ May 3 2017, 11:03 PM)
Oopss  blush.gif Sorry  doh.gif
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no problem...I too thought about EIGEM at first...then I crossed checked
just wondering why they removed the word "AM"....
T231H
post May 4 2017, 12:57 PM

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QUOTE(Avangelice @ May 4 2017, 11:49 AM)
Lump sum 1k into esther today after discovering that I was paying too much attention to my EQ that my intended 20% for her has gone off course.
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rclxms.gif thumbup.gif
good that you do take note of the situations and corrects it.....while some others may be enjoying of the EQ rally to take note of the disparity or even worst....hentam/sai lang more into the hot running horses

seldom read this kind of reasons for buying funds

notworthy.gif notworthy.gif

This post has been edited by T231H: May 4 2017, 01:01 PM
T231H
post May 5 2017, 03:13 AM

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QUOTE(aoisky @ May 5 2017, 01:27 AM)
anyway it is always good when people give opinion and point of view so that we can have open discussion and learning from each other.
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hmm.gif how about those that gives "recommendation" that to many of you are baseless/misleading like "I will recommend anyone who is holding ......"

which if not corrected immediately by you SIFUS would be very bad for the newbies in the UT community as a whole.....



T231H
post May 5 2017, 08:01 AM

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QUOTE(aoisky @ May 5 2017, 06:30 AM)
here is the catch, he/she mention will recommend only. he/she does not recommend and not strongly recommend.

for newbies in UT cannot just simply follow blindly without a thoroughly study what ones had said.

even Pro also did make silly mistake / miss judgement  sometimes. so all we can do is just keep update from surrounding, not sure or don't know what happen

just ask mr google or buzz here although sometimes you may get  ranting.gif by some forumer, no offence we are human after all not everyone stay alert 24/7 on

market news and connected to IoT, sometimes may miss out also. they are still some forumer will reply to you even though you are asking bonus question. so if

you sifu know newbies asking bonus question may just ignore it there are still some helpful hand available.
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then followed by "Be Warned!" ?

after being warned, some newbies would be confused or continue to do this type of prognosis & analysis
not knowing that the limit down may have been caused by that fund itself.
not knowing the by the time that news about the happening in that stock was known to public...it is already too late.
not knowing that the % of impact was limited due the % of holding by that fund.

you are right about this though...."they are still some forumer will reply to you even though you are asking bonus question. so if you sifu know newbies asking bonus question may just ignore it there are still some helpful hand available".....but just hope that it is NOT the blind leading the blind.



T231H
post May 6 2017, 04:08 AM

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QUOTE(ganaesan @ May 6 2017, 02:46 AM)
If possible try not to make a call based on 1 month' profile ..
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YES, if it is just for fun and if the direction of the results does not mean much to the investor
NO, bcos among many other things,....we just don't know how the mkts would moves after we bought into it....it is beyond one's control.

if not sure, just buy when your scheduled monthly DCA time is due, and that your planned % of allocation still allows the extra money to be input
T231H
post May 7 2017, 12:06 AM

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QUOTE(silverviolet @ May 6 2017, 10:59 PM)
I am aware of tht...my main aim is to obtain the incentive...monitoring the ut seems like a hassle..Do u guys monitor daily?or since it is a long term invt...monthly monitoring is sufficient...

If I decide to just be idle my funds are actually eaten up....just want to confirm no interest on those idle funds right?
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hmm.gif what fund is that? pls name one....
T231H
post May 7 2017, 12:15 AM

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QUOTE(silverviolet @ May 7 2017, 12:10 AM)
When sell of everything.....that is the funds......the ones that can't be taken out.....but no prs is bought since all sold
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since you had sold (a/c B) and they had pay you,..the money is in your hand...no?

read this for more info.....
https://www.fundsupermart.com.my/main/faq/1...me-PRS--8865#15

This post has been edited by T231H: May 7 2017, 12:18 AM
T231H
post May 9 2017, 04:37 PM

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QUOTE(Steven7 @ May 9 2017, 04:30 PM)
Do you guys think Eastspring Investments Global Emerging Markets Fund is a solid choice for top-up on top of my current Aggresive portfolio?

Asia Ex-Japan Equity 35.7%
Developed market Equity 28.2%
Malaysia Equity 20.1%
Asia Ex-Japan Fixed Income 16.0%
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hmm.gif depending on how much % you wanted to go in ....
it may increase your over exposure to China/HK....
but it could also gives you allocation in BRIC.....

yet unknown to many factor, i would say,..YES....go in...



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T231H
post May 11 2017, 06:51 PM

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Will Indian Equities Continue to Soar to Greater Highs?
April 20, 2017
After a solid growth over 1Q2017, we think it’s time to revisit the growth story of the Indian economy and furnish investors with updates on the on-going economic development within the fastest growing nation.
Author : Tan Wei Yine
https://www.fundsupermart.com.my/main/resea...ter-Highs--8252
T231H
post May 11 2017, 06:54 PM

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QUOTE(thickface @ May 11 2017, 06:51 PM)
Hi sifus,

After investing quite heavily in msia & asia sector, was thinking of diversifying into US/India.

Read alot and have seen that manulife US/any US funds are dropping like mad? they say it will be better in q2, but is it worth investing at those right now since its dropping and can get a good DCA?

How bout manulife India? read tons of news on it but afraid to pour in right now due to all time highest average. afraid might drop or its still quite early since its q1?

Hope for any insightful comments. Thanks
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get some % allocated to your portfolio's preference likings....
Single country funds ....allocated in % that is not equivalent to Sai lang.... thumbsup.gif
T231H
post May 11 2017, 07:03 PM

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QUOTE(thickface @ May 11 2017, 06:58 PM)
haha thanks. read that already. that's why considering it as well since alot of sifus have been talking bout it in this forum.
ah. how bout US funds? do i observe the further drop only play or just let it go and invest into India first?

thanks for the feedback
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according to FSM latest.....India has 3.5 stars VS US 2.5 Stars
https://www.fundsupermart.com.my/main/artic...pdf_Summary.pdf

https://www.fundsupermart.com.my/main/resea...tarRatings.svdo

FSM HK Q2 2017 investment Strategy....
http://www.fundsupermart.com.hk/hk/main/re...y-2Q-2017-13310

Bull Markets Aplenty, Which Ones To Invest In? [28 Apr 17]
In this Idea Of The Week segment, we take a look at how one may decide on his portfolio’s allocation to the various markets.
https://secure.fundsupermart.com/fsm/articl...7-?locale=en_us

This post has been edited by T231H: May 11 2017, 07:10 PM
T231H
post May 11 2017, 07:19 PM

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QUOTE(Sasuke95 @ May 11 2017, 07:14 PM)
Hi guys, just got my FSM account approved just now.
I'm a newbie and currently overwhelmed by the vast amount of fund choices.
My mum wants me to help her invest, she is 60 y/o at the moment.

Under the recommended fund section, I think RHB Bond Fund suits her best, better than her money in FD now.

What I wanna ask is, are there better low risk funds (not listed in recommended fund) compared to what I mentioned above?

Also, I'm 22 y/o now, I have some savings now and wish to invest now too, I'm thinking of:

1. Kenanga Growth Fund
2. Eastspring Small Cap
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FYI.....Eastspring Investment Small Cap fund is closed for subscription...try select another fund

https://www.fundsupermart.com.my/main/resea...pril-2017--8200

This post has been edited by T231H: May 11 2017, 07:23 PM
T231H
post May 11 2017, 07:34 PM

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QUOTE(Sasuke95 @ May 11 2017, 07:24 PM)
too bad i'm too late for it, i find it very attractive sad.gif
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there is nothing to be despaired...nothing is too late in investing world....
there are other train/boat to catch...just allocated your portfolio according to your preference.....
do periodic DCA by "paying yourself first".
nod.gif

Building Wealth Brick By Brick With RSP
https://secure.fundsupermart.com/main/resea...?articleNo=7269
T231H
post May 12 2017, 10:17 PM

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To skip off an asset class in a portfolio altogether, just because it is not performing for a few months?

The Diversification Effect.....

No two people are the same. To some extent, this phrase applies to those in the investment world.
However, while each investor would have respective tendencies, preferences and even approaches; at the very core, the fundamental idea of investing remains the same – to consistently grow and preserve wealth.
Then again, this is easier said than done.

It is often said that death and taxes are the only two guarantees in life.
In the investment world however, another two guarantees are observed: (1) change is constant; and (2) every cycle has its ups and downs.

While one can be working hard to identify opportunities, sometimes downturns and market corrections may hit without so much as a hint.
Against such backdrop, it makes eminent sense to work around a diversified portfolio as opposed to timing the market in attempts to handpick the “fastest horse”.

No matter how safe or strong the conviction may seem to be, there is a simple logic behind not placing all your eggs into one basket.
For instance, different assets may have varying reactions to changing market conditions.
It is not uncommon for winners from a particular year to become underperformers in the next, and vice versa.
Thus by diversifying your investments, you are more likely to soften the impact on the downside, and may even open doors to unexpected gains from cyclicals.


.....the ideal investment approach, lies not in predicting or chasing market highs, but rather in building a well balanced portfolio that is able to weather through varying circumstances. After all investment is a marathon - winning in the long run is all that matters.

http://affinhwangam.com/the-diversification-effect/

This post has been edited by T231H: May 13 2017, 08:33 AM
T231H
post May 13 2017, 08:58 AM

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QUOTE(fense @ May 13 2017, 08:52 AM)
Interpac had showed good manager is really important in managing the Fund investment. Just a month time, it return is go faster than KGF.
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hmm.gif
is that "good manager" a new player in this field?
if NO, then before he/she came into Interpac...where was he/she worked in?

Was he/she in the same field of work?
if YES, what happened to those funds he/she managed?
hmm.gif

This post has been edited by T231H: May 13 2017, 08:59 AM
T231H
post May 13 2017, 09:06 AM

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QUOTE(Ramjade @ May 13 2017, 09:01 AM)
Already reply. FM is from Rhb. The onr which cauae u-li fiasco. Now in interpac also invest in u-li again.
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doh.gif sweat.gif Possibility just possibility, another JJPTR in the making? devil.gif

for some, the definition of good fund manager is when the investors can have continuous good night sleeps.....
for some, the definition of good fund manager is when in just a month time, it return is go faster than other funds ....

hmm.gif who should one choose? devil.gif



This post has been edited by T231H: May 13 2017, 09:13 AM
T231H
post May 13 2017, 09:16 AM

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QUOTE(Avangelice @ May 13 2017, 09:06 AM)
not sure about the others but I consider my epf and stocks to be my Malaysian exposure hence why I avoid being too Malaysian centric  in my unit trust
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hmm.gif will your stocks in Malaysia mkts well diversified as M'sia focused UTs

I considered EPF as my MY FI fund....

This post has been edited by T231H: May 13 2017, 09:19 AM
T231H
post May 13 2017, 09:26 AM

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QUOTE(Avangelice @ May 13 2017, 09:22 AM)
yep. one for industrial, one for aviation, one for service and utilities.

as I expand my stocks  portfolio I slowly cover banking, telco, consumer products, export of raw materials

just like unit trust port you diversify your stock portfolio in various industries
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notworthy.gif notworthy.gif
hmm.gif but with so much "work" won't it be easier to just go for UTs

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