what was "safe" now may not continued to be safe in future too..
there are some very "good" banks in the world had to be knocked off too....due to some things....

but at least i know that once it gone away....there are channels for me to seek address in Malaysia

in the mean time......try to verify what was posted by FSM MY..
https://www.fundsupermart.com.my/main/home/aboutUs.tpl

Q: WHAT IF IFAST/FUNDSUPERMART CEASES AS A BUSINESS CONCERN?

A: Fundsupermart is the online unit trust distribution arm of iFAST Capital Sdn. Bhd. ("iFAST Capital"). iFAST Capital is a holder of a Capital Markets Services Licence (CSML) and is licensed by the Securities Commission to deal in unit trusts, offer investment advisory services and deal in Private Retirement Scheme. iFAST Capital is also registered with the Federation of Investment Managers Malaysia (FiMM) as an Institutional Unit Trust Adviser (IUTA). Find out more About Us.
For cash investments, all units will be registered under iFAST Nominees Sdn. Bhd. For EPF Account 1 investment, they will be registered in your names. These units are segregated from the company’s assets.

In the unlikely event that iFAST Capital ceases as a business concern, with your permission, all your assets registered under iFAST Nominees Sdn. Bhd. will be transferred to another Institutional Unit Trust Advisers (IUTA) or they will be returned to you.

https://www.fundsupermart.com.my/main/faq/2...Information-998

This post has been edited by T231H: Apr 19 2017, 12:10 PM

i am here, wanted to do that too...but i have no clue....
any idea how you plan to achieve that?
care to share?

buy based on past performance records?

This post has been edited by T231H: Apr 19 2017, 03:21 PM

do you mean this post?

yes,...timing is important too.....
in fact one of the very important factors too...

but the problem is does one know when is that time?
most of the time, that time is when we look back in time.

Redemption fees will hv to be dependent of the fund in mention....refer to the fund factsheet

that is not the case for 2008
The Kuala Lumpur Composite Index nosedived 9.5% on 10th March, following the election results that shook the nation.
http://www.fundsupermart.com.hk/hk/main/re...6-2526?lang=en#

but as always it will survives until......
thus yklooi is right...let the FMs do the things.

or if you want, try this...
Telecommunication – Investors seek shelter from election uncertainties
https://www.fundsupermart.com.my/main/resea...-Election--2707

This post has been edited by T231H: Apr 20 2017, 12:13 AM

what is there to wait and see?
what are the chances of BN losing the election?

my take is BN will win, what is your take on this?

Govt retained...no policies changes, same old guards on duties......isn't that good for investors?

not to me as an investor...for the current govt has "people" in the institutions that can "sell" stocks to dive down the mkts which I am currently having in KGF and EISC....to create some instability and uncertainties....
no no no for me even though it will be good in the long run,...I want stability and NAVs constantly going up...

it is better to think of how to allocate a more diversified portfolio that can withstand the test of time....that is to me think of long terms......not on this GE where the chances of change of GOVT is nil this time.

Diversify
Don't chase after the currently hot ROIs
Keep your "pre-planned allocation & diversified" allocations
Every dog will have its days and its place in the garden
IF shifted 10% of the portfolio value that had been allocated to Trump to Modi, if Modi's NAVs keeps going up by another 10%,...you will just add 1% more to the portfolio's ROI...if calculated in IRR.....lesser % number lor
Lesser portfolio's and IRR's % numbers will make me less inclined to moves, but if looking at the numerical value gain/loss of "a" fund ........ just MOVE it if that is what you think, will make you "HAPPIER". After all it is just money and isn't it, trying to make oneself happier is part of the over goal of investing?.

This post has been edited by T231H: Apr 21 2017, 05:05 AM

Don’t Judge A Fund By Its Price!
http://www.fundsupermart.com.hk/hk/main/re...1-2690?lang=en#

A High NAV Doesn’t Mean A Fund Is Expensive!
http://www.fundsupermart.com.hk/hk/main/re...3;-5410?lang=en

Look for valuation in the underlining mkts that the fund invested in
STAR RATINGS FOR THE VARIOUS MARKETS
https://www.fundsupermart.com.my/main/resea...tarRatings.svdo

after you had located those "GOOD" funds,...may i suggest that you continue to monitor them for their performance, your risk appetite, your emotion needs and your financial needs from time to time.....NOT advised to buy and forget for 30~40 years..
alot of things may change during your investment years..

just a note, some bond funds are as volatile as or even more volatile than some EQ funds

some go for bond funds that invested outside M'sia to try to "protect" M'sia currency depreciation

This post has been edited by T231H: Apr 21 2017, 02:01 PM

that is not an apple to apple comparison....cannot compare
1 is a single country fund...thus presumed to be of highest risk/returns
1 is a 2 countries focused fund...thus presumed to be of lesser risk/returns
1 is a 3 countries focused fund....thus presumed to be of much lesser risk/returns

if you believe FSM try look at the STAR RATING and review your current allocation in this countries which you may already have some allocated unnoticed....
example...if you have Ponzi funds...you may already have China/Hk in there.

refer to their fund factsheet and do a calculation of how much you already have in China/Hk thru both Ponzis in % in relation to how much you have in your portfolio.....
are the % allocated ok to you?
if yes, goto India, else get more of China/Hk.

👍

I may be wrong or misunderstood...but I think if the chart center did not provide the answers to your questions.....
try to use "Polarzbears file" download able in post# 1......
(but must have some good knowledge in use of MS Excel...)
key in the required info and thaaaDAhaaa,...it will display the % by countries....

else,....manually get the fund factsheet of each fund you have in your portfolio,....get and add up the % allocated for the countries invested by those funds...

To some it is a welcome relief of investing....
To some it will takes the thrill out of investing...

where do you stand?

Rise of the robot fund manager

http://www.bangkokpost.com/business/teleco...ot-fund-manager

This post has been edited by T231H: Apr 25 2017, 12:14 PM

why do you say so?

just wondering what does it mean "suitable for malaysian taste"
why can't the robot be tuned to be that too? after all, it is just programmes and logic instructions....

so the robot will still come to Malaysia....

then is not "Too bad we will never get those robo investment in malaysia"

This post has been edited by T231H: Apr 25 2017, 12:38 PM