see the below

Given the huge array of funds on our platform, it might be daunting for investors, who wish to kick start their investment journeys, to cherry pick the funds that suit them.
More like the recommended dishes in the restaurant menu, the Recommended Unit Trusts list serves as a starting point for investors.
Investors should note that every fund has its unique features and investment approach which may appeal to them.
As such, they should select a fund that best suits their investment objectives.
The careful study of fund factsheets, prospectus and semi-annual/annual reports are essential reading for investors who are determined to take a more active role in selecting funds for their portfolio.
Likewise, having a suitable asset allocation and the exposure to regional markets across the globe for the purpose of diversification are critical considerations for a successful investment.

3 Misconceptions Of Our Recommended Funds List
https://www.fundsupermart.com.my/main/resea...ober-2013--3983

btw,....cannot just buy it and then call it a day.....for it is your money,..you are advised to reviewr it at least once a year to determine if that fund are still performing on par with its peers.....decide if you need to top up, reduce, change, sell it off or continue for another year during that review period..


Disclaimer:
This post does not constitute an investment recommendation. No person should rely on the content and/or act on the basis of any matter contained in this post without obtaining specific professional advice.
Investment involves risk. The NAV price of a fund may go down as well as up, and under certain circumstances an investor may sustain a total or substantial loss of investment. Past performance is not necessarily indicative of the future or likely performance of the fund. Investors should read the relevant fund's prospectus for details before making any investment decision. An Investor should make an appraisal of the risks involved in investing in these products and should consult their own independent and professional advisors, to ensure that any decision made is suitable with regards to their circumstances and financial position.

to me...I think it is still much better than some (for the past 1 month), and on par for the last 1 week


This post has been edited by T231H: Apr 3 2017, 09:12 PM


Attached thumbnail(s)

Unknown to how the future trend is going to be.....the point if entry in the volatility cycle .....would determine the results.....if not sure...enter bits by bits....on funds that has more star ratings or funds that are needed for the diversified portfolio

Attached image(s)

How Do I Make Money In Bonds?
iFAST Research Team

Earn yield
Potential capital appreciation

more detailed info here....
https://secure.fundsupermart.com/fsm/articl...-Money-In-Bonds

This post has been edited by T231H: Apr 5 2017, 11:41 AM

What is in your portfolio now?
At what % ea?
Tis new fund what % you want to allocate?

the 3 funds that you wanted to buy are focused in Malaysia EQ, in which your current holding has about 65% in Malaysia EQ thru KGF & EISC
May I humbly suggest that you increase your Asia Pac allocation then buy in a Global funds

This post has been edited by T231H: Apr 5 2017, 07:06 PM

since currently your EISC is having biggest allocation, try RSP EISC with min $$ allowed by FSM. Then use the spare cash to buy into others....

u want to take my advise seriously?...then I have to say this liao....

Disclaimer:
This post does not constitute an investment recommendation. No person should rely on the content and/or act on the basis of any matter contained in this post without obtaining specific professional advice.
Investment involves risk. The NAV price of a fund may go down as well as up, and under certain circumstances an investor may sustain a total or substantial loss of investment. Past performance is not necessarily indicative of the future or likely performance of the fund. Investors should read the relevant fund's prospectus for details before making any investment decision. An Investor should make an appraisal of the risks involved in investing in these products and should consult their own independent and professional advisors, to ensure that any decision made is suitable with regards to their circumstances and financial position.

While the nature of small capitalisation companies provide higher growth potential, investors should bear in mind that smaller companies can be riskier owing to a number of factors including:
- heightened business risk for new industries and risk of being crowded out by larger competitors;
- access to financing is also generally more difficult for smaller companies, as financiers often prefer business stability over growth prospects;
- stocks of smaller companies can also be more volatile compared to their larger-cap peers, given that small cap stocks are often less liquid

Nevertheless, there are clearly more positives which smaller cap companies can bring to one's portfolio, especially if investments are sized in a prudent manner. While the bulk of a portfolio should still consist of funds invested in larger-cap companies, investors may wish to consider adding some smaller capitalisation exposure in the supplementary/satellite portion of their portfolios, or to carve out a portion from their regional market allocations to include some exposure in smaller companies.

For investors who want to have exposure to the small cap segment, should understand the riskier nature of this segment, can consider include one of these small cap funds into the supplementary part of their portfolio, with not more than 10% allocation of their overall portfolio.

https://www.fundsupermart.com.my/main/resea...-Small-Cap-7981

Why Invest In Small Caps?
https://www.fundsupermart.com.my/main/resea...-May-2013--3454

some people like gold fund...they liked the volatile nature...they wanted and liked it when their method of timing the entry was good.

if you wanted to go in EISC.....you can go in slowly via (min $$ allowed) in RSP....which is still open.....no need to rush buy a lot, which may resulted in over allocation of it in your portfolio....thus may gives you to more sleepless nights.

Y so many funds closed recently?
maybe, maybe they have grown to become BIG and with abundant money...they creates liquidity risk...
maybe, maybe they are reviewing their risks profile and are/or are more stringent in enforcing them now.....
maybe, maybe they are planning to set up an Islamic versions to replace it in anticipation of monies from Syariah KWSP....

liquidity...
To define, liquidity is the ease with which an asset can be bought or sold without moving its price drastically.
it is bad when you have a large position to dispose off, which likely to see the stock price tumbles along.
As a result, they cannot do flexible allocation strategy, which would allows the funds to limit its downside risk, while offering opportunity for the funds to re-enter the market at attractive level, without affecting the prices of the stocks.

10 % of NAV of the fund invested by fund having a fund size of 10 million is not the same as 400 millions

This post has been edited by T231H: Apr 6 2017, 09:43 AM

when they reopen again...by that time you will need to reassess your portfolio needs and your risk profile needs again....
then reevaluate the fund performance against its peers......
maybe by that time, the FM had been changed and its performance had been lacking its peers resulting many big investors/institutional players pulled out of that fund.

thanks for the reminder about the distribution part....else later tomorrow, some forummers would questions why its NAV dropped so much....

i think you will need to get the fundfactsheet....get the details about the % of allocation...then manually update these info onto that excel file....

I don't called it rule of thumb...bcos I am not good at this formula...
the general observation is use IRR for investment of more than 12 months, anything less use ROI
also IRR value can be affected by recent large top up and this top up earned big returns / losses during this short period.

The Internal Rate of Return is a good way of judging an investment. The bigger the better!
https://www.mathsisfun.com/money/internal-rate-return.html

there are IRR/ROI/CAGR/TWRoR, etc ...are you using the correct one?

again, just my observation....as time goes by,.....IRR value will need bigger ROI value differential to trigger big effect on IRR value...
so by the time you notice IRR dropped by 2%....it may be too late....
also, the drop may not mean the fund is bad,...just that that segment in which the fund invested is bad...
better to compare the results against its peers....

bad segment usually calls for topping up instead of selling them off.

This post has been edited by T231H: Apr 6 2017, 08:59 PM

they are covered!!

at the end of the page....
https://www.fundsupermart.com.my/main/fundi...re-Fund-MYHWGIF

".........Whilst all attempts have been made by fundsupermart.com to present the information accurately and completely, mistakes and omissions do sometimes occur. Readers are advised to read the prospectus and product highlight sheet before making any investment decision. It is important that you read our disclaimers. "



This post has been edited by T231H: Apr 7 2017, 12:16 AM

just like buying UTs...they already listed down all the risks involves including the mgmt. risk in the prospectus and have to agree before buying.......thus they are covered....

furthermore,..if buy under FSM nominees a/c
(you are not recognised by the Mgr if they screwed up too, therefore cannot complain)

(got that from prospectus)....
https://www.fundsupermart.com.my/main/admin...ctusMYHWGIF.pdf



This post has been edited by T231H: Apr 7 2017, 12:44 AM


Attached thumbnail(s)

Read few postings back

This post has been edited by T231H: Apr 8 2017, 11:10 AM

Or
He bought then stop that fund.
Then buy again another fund then stop
Then buy another fund again then stop
Tis way can????
..seems like that fsm info did not say clearly