My KGF +12%

Compared to StashAway, can I say that FSM is less suitable for active trading?

Since you will be charged a one time sales charge by FSM when you enter, while for StashAway you will only be charged the annual fee as a percentage of your holding (less holding less annual fee)

If I realize my gain from FSM today, I will need to pay the sales charge again when I enter.

This post has been edited by victorian: Jun 29 2020, 06:48 PM

Yea UTs are never meant for active trading, but just wondering since many posters are taking their gains today.

Wouldn’t that incur extra cost when you want to enter again?

DCA should be automated and does not require any manual intervention from the user.

But hey if you are free to do that just go ahead.

Cashed out some of my principal greater China and Asia pacific just to lock some profit

Double post

This post has been edited by victorian: Jul 7 2020, 11:47 AM

Haha no la If I withdraw profit only It’s too little.

I cashed out half of my greater China and 20% of my principal Asia Pacific dynamic.

Profit for greater China is 15% (DCA after COVID) and 5% for principal Asia pacific dynamic (DCA for one year already, hence it was greatly impacted by the March crash).

It’s very hard to decide whether to sell now or keep holding, but my house will be done end of this year and I need some cash, hence it helped me in the decision.

I really do not want to over analyze the market.

For me the decision is simple, I need the cash in few months time and the profit is good. Take out some and leave some inside, continue to DCA.

If I sold my holdings on Tuesday morning, when will the price be locked in ya? I just checked and the units are still inside my account, does it mean that the price is not locked yet?

It’s really giving me a rollercoaster ride, seeing my current holdings fluctuating and my sale order still in process.

Alright thanks

I did sell before 3 pm, but I think Wednesday price is higher xd

Oh well

Early this year there was a Managed Portfolio promotion by FSM, if you subscribe to their MP you’ll get lifetime 0% subscription fee.

I just confirmed with FSM that I can change the RSP amount and I can still enjoy the 0% subscription fee.



This means that the only fee that I have to pay is 0.50% management fee per annum.



For the MP one of the fund is KGF, if I want to enter KGF normally I’ll have to pay 1.75% sales charge. It also comes with 1.50% annual management fee.



If I were to invest through MP, I can bypass all that and only pay 0.50% annual management fee. Is there anything I’m missing?

Ah I see, thanks thanks

KGF is just my example to illustrate the scenario, I do not have any preference on the portfolio allocation.

Just in time for our monthly DCA On 15th

I still use the web FSM because it allows me to login using touchid.

Yea, I mean touchID for iphone

What happened to principal greater China fund ya? Suddenly drop 8%, is it because of income distribution ?

Selling before distribution date at higher unit price or buying before Ex date to get more units but lower unit price, will there be any difference in the final outcome?

Nope no one needs that.

Better remove it before someone report it to the admin.

This is a FSM thread, and I don’t remember us asking for a telegram group.