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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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victorian
post Aug 17 2020, 09:30 PM

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QUOTE(rojakwhacker @ Aug 17 2020, 09:24 PM)
If top up a fund during Merdeka Sales, will be eligible for lesser sales % charge when sell it in any other day?
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There’s no charges when exiting.
victorian
post Aug 17 2020, 09:53 PM

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QUOTE(rojakwhacker @ Aug 17 2020, 09:49 PM)
I understand the part on promotion period, get lower % sales charge.

Then it means when first brought a fund, it had already defined how many % sales charge are applied to the fund?

Like for my new account, i invest in the Principal Greater China Equity MYR fund, it says 1% sales charge. So when i sell it after few months/years, i get 1% sales charge, correct?
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Sales charge is only charged when u buy, you can sell it anytime without any fee
victorian
post Aug 18 2020, 05:49 PM

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QUOTE(whirlwind @ Aug 18 2020, 05:46 PM)
I’m new to UT. Around 2 months old only

Bought Precious Metal Securities early August and the price of gold and NAV went sliding down. Panicked and switch it to Ambond immediately. Lost few hundred there.

Anyway, it’s my mistake for investing in it in the first place when I’m not prepared with the volatility
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I think your mistake is playing UT like stocks.

Just hold and keep buying
victorian
post Sep 22 2020, 09:12 AM

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QUOTE(coo|dude @ Sep 22 2020, 08:46 AM)
Anyone here had opened an account and purchased from Prudential Eastspring? Can you confirm if they really accept GrabPay? I passed by their investment office yesterday and when asked, they said Boost is the only ewallet they support at the moment.
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GrabPay channel closed already
victorian
post Sep 25 2020, 06:46 PM

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lets say you have 4 funds that you are DCAing monthly in equal amount each, and you are planning to cash in and stop 2 of them in order to accumulate more liquid cash, which 2 will you stop and why. The funds in question are:

1. Principal Asia Pacific Dynamic
2. Principal Greater China
3. Kenanga Growth Fund
3. TA Global Tech


victorian
post Oct 21 2020, 11:27 AM

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QUOTE(Mr.Beanster @ Oct 21 2020, 10:58 AM)
Anyone using managed portfolios? What do you think of the performance of the funds?

I signed up FSM 1 month ago but haven't buy into any funds yet. Still researching but seems like the fund like Principle Greater China in my watch list is at all time high now.
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Using since March 2020, got the 0% subscription fee promo.

As of now already 13% return
victorian
post Oct 21 2020, 02:29 PM

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QUOTE(Mr.Beanster @ Oct 21 2020, 02:16 PM)
What kind of risk level is your portfolio?
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Moderately aggressive
victorian
post Jan 27 2021, 11:38 PM

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0% SC cut off date is 3 pm on Friday. If I pay by FPX tomorrow can I still make it ?
victorian
post Feb 3 2021, 03:11 PM

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This is FSM MY thread. If you are keen on FSM SG may I suggest you to open a separate thread? Not all of us are interested in going the extra miles just to save a few pennies.
victorian
post Mar 11 2021, 08:46 PM

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QUOTE(Yenshefu @ Mar 11 2021, 08:41 PM)
Hi guys, I have bought PRS Fund via FSM just wondering if we can Sell the fund using FSM web, as I couldn’t find this Option. Thank you.
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Do you know what PRS funds are for? Why are you selling them.
victorian
post Mar 13 2021, 11:33 AM

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QUOTE(LightningZERO @ Mar 13 2021, 11:04 AM)
Anyone has RSP active? Notice that there are no deduction this month. Already 13th now. Normally by 10th already deducted.
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Are you sure ? RSP is 15th of the month.
victorian
post Mar 19 2021, 09:09 AM

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What is the charge for etf? Any recommendations? Feel like dumping into etf just for the campaign
victorian
post Mar 19 2021, 10:23 AM

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QUOTE(T231H @ Mar 19 2021, 10:19 AM)
as per posted in post 27335

5. The first 1,000 eligible investors who invested a successful trade in any stock or ETF within the campaign period and fulfilled T&C 4 will enjoy RM100 worth of Cash Management Fund 2.
brows.gif
thumbup.gif
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ETFs also can ah, but no one knows what is the fee..
victorian
post Mar 19 2021, 10:35 AM

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CDS account approved and I immediately bought 2 lots of China etf. Rm875 per lot. Total is RM 1760 with RM10+ fees.
victorian
post Mar 19 2021, 10:40 AM

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QUOTE(ericlaiys @ Mar 19 2021, 10:36 AM)
which china etf?
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The name is China etf, a bit hard to navigate the etf list so I just picked the only china etf on the list.

Attached Image
victorian
post Mar 19 2021, 10:57 AM

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QUOTE(victorian @ Mar 19 2021, 10:40 AM)
The name is China etf, a bit hard to navigate the etf list so I just picked the only china etf on the list.

Attached Image
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I forgot to adjust the bid price just now, and my order was matched shortly.

Any sifu can advice, will it be better for me to lower the bid price or maintain the default price?
victorian
post Mar 19 2021, 11:02 AM

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QUOTE(ericlaiys @ Mar 19 2021, 10:58 AM)
same like share. lower nid price need to wait and see it will drop or not
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Too accustomed to buying unit trust that I forgot we can adjust the bid price aduhh
victorian
post Mar 19 2021, 11:23 AM

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QUOTE(lee82gx @ Mar 19 2021, 11:08 AM)
dont sweat the small change (my sifu said) lol. Unless you accidentally keyed in 100 lots
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True, I buy 200 units if diff is 5 cents also RM 10 only.

Getting the RM100 is higher priority haha
victorian
post Mar 19 2021, 11:42 AM

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QUOTE(ericlaiys @ Mar 19 2021, 11:39 AM)
now i understand. it is really messy. ETF and stock all in same page. need to search else cannot find it.
Also place order CHINAETF-MYR - 2 lot -8.690. Waiting in queue ....
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Hahah ok good luck, what if you can't match it and the campaign quota has exhausted ?
victorian
post Mar 19 2021, 12:38 PM

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QUOTE(lee82gx @ Mar 19 2021, 12:32 PM)
All I know is sure Rakuten / M+ etc getting less business. UT vs Shares, I think has been on going for a long time....
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For small fish like me, I still prefer UT as it does not have a minimum charge.

Investing 1k in UT = 1.75% sales charge = RM17.5
Investing 1k in share = RM10 X 2 = RM 20

If you invest lump sum share is cheaper but if you want to DCA small amount, UT is still cheaper

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