How to compound in UT? Market fluctuates, so at NAV RM1, your 1000 units worth RM1000 today. 5 years down the road with crazy ups and downs, on Feb 2022 the NAV somehow at RM1.10, but your units still maintain 1000 units, which only worth RM1100... am I missing something here?

There are many funds which do not distribute units...? For example CIMB Greater China, Manulife US

I guess for those funds, you have to enter and take your profit at the right time.

But like you said right, in his scenario, over time the fund has distributions and he accumulated more units. So even when the NAV grows back, it grows back with compound interest via the additional units he posses.

But with no distributions and re-invest, then the value of his investment is solely depending on NAV. So even when the fund starts to go up, it would be with his 1000 units. Do correct me if i'm wrong. I'm also learning.

HI Sifus,

Its been a while I use fundsupermart, generally i just put there and never look at it
Current holding

Affin Hwang Select Asia (Ex Japan) Quantum Fund              50% of the capital
CIMB-Principal Asia Pacific Dynamic Income Fund - MYR      25% of the capital
CIMB-Principal Global Titans Fund                                      25% of the capital

My invested capital little, plan to up a little, any suggestion sifus?
Or should i top up the Affin Hwang quantum fund?

Can please recommend which fund that invests in Gold and commodities?

I filled-in the excel spreadsheet in the first page, and this is what I got. 

I don't think so.
Never mind then. Other than India, is it worth investing in greater china? For example, how about this fund: Eastspring Investments Dinasti Equity Fund?

that is also in Asia Pac....but can supplement yr existing CIMB Islamic Asia Pacific ex Japan Fund...can put less than 5~8% in there?

will go for Eastspring Global Leaders fund after I see the fund factsheet.

I alrdy have Titan, KGF, ES Small Cap in my basket.

any comment on this fund ?

Haha no no. What I mean is UT agents usually can recommend limited choices of funds depends on what fund houses they represent. And there are other funds that can easily top them in term of past performances history. So these multi millionaires people, of all people should know this fact right.

There are UT companies that I know they like to target these high net worth people. Maybe they don't have time to DIY their own UT portfolio and leverage on UT agents.

I don't have a global fund. Sifu Xuzen also advised me to go for this fund if using epf monies.

will go for this fund later.

thanks again. 

Oic.

I wish to have a global fund but that s d only global fund in recommended list. Hmmm...

any global fund to consider ?

Some prefer manulife US/TA global tech over a global fund.

Hi Sifu's here,

I'm really new in FSM or perhaps is investment topic I should said.

My last unit trust was selling off with lost back in year 2008 . I'm no longer young anymore.

I has a goal for kids education let say looking for averaging ~10% - 15% return pa for the next 10 years. Of course some risk concern in mind that do not want to destroy kids education fund which end up with lose or return even lower than normal 3-4% market FD rate in next 10 years time.

I'm planning to kick-off with small amount and monthly regulated deposit for years to come.

What is the best or recommended portfolio that suit to my objective?

I'm open for any other advice, appreaciate and many thanks in advance.

follow FSM's conservative portfolio or Xuzen very low risk portfolio since he is also saving for his children.

AmAsia REITs.
Rhb emerging Bond
Ponzi 2.0
Esther fund

He don't use ponzi 2. He only buy Ponzi 2 for PRS. He include in india and Tech.

well it's a risk I am willing to take. rather than putting this cash into fd

Another silly question. To be eligible for the PRS Youth thing. (Yes, I'm still young.) It's stated there gross contribution needs to be RM1000.
However, if we put in RM1000 for the first time, service charge and administration fees would be deducted from the gross sum giving a nett investment amount of less than RM1000. In such instance, do I need to top up to make the gross amount RM1000 so that I would be eligible for the incentive?

Where to get the FSM fund codes from?  Need to include them in my excel.

Hmm, the original snapshot code was from Polarzbearz. Anyhow, here are the fixes. Since you probably already have data in your files, you should fix this yourself with the following instructions (it's easy, so don't worry).

Fixing Instructions: Part A

That should fix the error that you saw. Now if you click on the "Capture Snapshot Only" button again you might see another error. This should be another easy fix (see Part B)

Fixing Instructions: Part B

I've only tested on Excel 2011, you can try the same fixes on Excel 2016. Let me know if you encounter issues.

Updated files if you want to start fresh (I recommend you apply the fixes above rather than having to reenter all your data again):
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Now market hot, so many new faces come and share share victorious war stories.

Good good!

When market down like during early of 2016, tak tahu semua pegi mana?

Xuzen

Wowzers!!! Btw we still got much room - China, India and Australia are looking good. China has very low P/E ratios.

I know, but the expectation is changing right about now. Reflation has hit China. That's what's changed.