FSM Mobile app got update for Android.

I didn't explore. I just update it only.

googled and found this...
hope it explained clear enough...

Currency
Various share classes of the universe of unit trusts out there have different currency denominations.
Some of them are denominated in the Malaysian Ringgit (MYR) for example, while others may be denominated in the US Dollar (USD), the Euro (EUR) or the British Pound (GBP).
The currency denomination is known as the ‘dealing currency’ for purchasing the unit trust.

There are two major things to note about currency share classes. Firstly, the dealing currency may not be the currency that you are exposed to; and secondly, certain share classes feature a hedge feature.

Dealing currency may not be the currency that you are exposed to
For example, a unit trust investing in the US equity market would need US Dollars to purchase equity securities listed on the US exchanges as they are priced in the USD.
However, that same unit trust may have a share class that is denominated in MYR.

If you are buying the MYR share class of the fund, you buy units of the fund with MYR, but your real exposure is to the US equity market as the fund manager will need to convert your MYR to the USD in order to invest in US-listed securities.

Certain share classes feature a hedge feature
It could look something like: MYR-Hedged. This means that the fund’s underlying exposure is hedged to the MYR.
The fund you purchase may be invested in the European credit markets, whereby securities there are denominated in the EUR.
Thus, your currency risk as a Malaysian-based investor would be to the EUR, and the value of your investment would be exposed to the fluctuations of the EURMYR exchange rate.

By investing into a MYR-hedged class of the fund, you can lower your risk of a weakening of the EUR (the underlying investment currency) against the MYR (your original investment currency) eroding your investment returns from the European credit market.

more
https://www.fsmone.com.my/funds/research/ar...=10404&isRcms=N

Eastspring Small Cap

And recently Hong Leong Dana Makmur to try out (a small amount of 2k). Lipper award for 2020. But too bad no banking/financial sector in the fund 🙁

At first wanna try out KAF Core Incomr Fund but already suspended by epf. Any other recommendations?

Do you know for HLDM which market index do I refer too? Is it referring to the performance benchmark? Bursa Malaysia EMAS Shariah index? Is it related to gold?

Eastspring Equity Income
In terms of past 5 years records. Only 2018 -3.5%, others green
Looks good but the return looks kinda low

Found one more interesting fund AmMalaysia Equity with 14% at financial sector and 0.68 3Y SR. Is this ok?

My portfolio comprise of:
Amanah Syariah Trust Fund - 80%
Am China Shares - 15%
RHB Artificial Intelligence Fund -5%

Maybe too conservative?

Why 100? An average person can live up to 100 years? 

hahaha actually i am around 30-35 years old.
i actually hv entered into some funds in fsm singapore which add to my portfolio in total the percentage is about 40%. All of my funds in Singapore are concentrated in equities. I have more interesting fund in Singapore.

Nikko Ark Next Generation Fund - 10%
JP Morgan Japan Equity Fund -10%
Blackrock Sustaintable Energy Fund -10%
Allianz China A Shares (which is also AmChina shares) -10%

any health care fund managers? US region.

ya UT i mean. lol thanks alot!

would like to hear opinions from here still.
since I  already put some money on Stashaway Simple and Amanahraya Syariah Trust Fund,  I think AmIncome Plus probably more suitable for me.

Thanks for your input! 

FSM website crash? Why suddenly got an unscheduled maintenance?

fyi, looks like website ok already...
but looks like already after the cut off time

ya lor.
better save than sorry for the "experience" of possible suspension of "stuck" transaction and/or payment 

hope the price variance will be better for you if you get it tomorrow....

👍👍You hv 1 month to wait for the "right timing" if you are entering for prs tax relief...

Why not just DCA PRS contributions 250rm x 12 months?

i may be wrong,..but judging from his previous postings....i think he just wanted to try to get the biggest bang for his invested money.

Previously Algozen™ ver four exclude wholesale fund in its selection. It was only in Sep 2020 I include wholesale fund in my portolio construction based on a suggestion of a fellow forumer here ( very very sorry but I cannot remember who it was ). And United Golden Opportunity Fund came into the picture. After passing some initial criteria it was shortlisted from the master list. Next, I plotted its data into Algozen™ ver four and Voila! It appears as one of the selected golden winner ( pun intended )



Sorry, it should be [B]KOM - LAN - FIRM

Xuzen

Mine is at Version: 5.0.16

Mine is 5.0.15

I guess I need to wait for the update to appear for me. So weird I didn't get it. I using OnePlus 7T. Not exactly an old phone.

(-13.46%) Precious metal
(-10.33%) RHB gold general
(10.30%)  Ta global
(14.27%)  United global tech myr hedged
(5.25%)    United malaysia fund class A

Gold is performing so bad now
I would be aiming for 7-12%. Else its like same to fd

60% tech and 20% gold. I did feel the tech took too much proportion tho.
Currently the funds are like spiking high so im not sure wat china asia can enter now. Any recommendation?

Ok. Thanks for the recommendation
Same no bullet. Collecting before start on asia/china. Thanks ya
Yup. After bought, it went down. Now waiting for breakeven