sometimes, when some people expected it...it really happens the opposite way....
some peopled feared the Fed rate hike.....but actually it did .....
Fed Rate Hike Fed Investors' Appetite
https://www.fundsupermart.com.my/main/resea...arch-2017--8143

but while enjoying the good times, just don't forget this too....
Having a good time thus far? Beware of these behavioural pits
https://www.fundsupermart.com.my/main/resea...arch-2017--8128

Actually it is really up to you to decide whether you should exercise cooling off right....

but there are some T & C on cooling off right.
https://www.fundsupermart.com.my/main/faq/2...-Off-Right-1571

just wondering,...no right or wrong.....
how can one stay invested when they have the fear when ever there is a bit of shake out in the markets....just like last Tuesday (which happened to be just 1 day affair).....should they be really honest to themselves and evaluate whether Unit trust investment is really suitable for them? .....there is no shame of just go back to FD....."Safe, known ROI and stay on duration".

For those are still undecided....may I say..."GET OUT of UT investment NOW...for there is going to be a next big and long corrections that is going to come knocking on your portfolio....for they had came before and they will keep on coming and coming knocking at your door at the time that is convenient to them....

James 1:2-4
Consider it all joy, my brethren, when you encounter various trials, knowing that the testing of your faith produces endurance. And let endurance have its perfect result, so that you may be perfect and complete, lacking in nothing.

And not only this, but we also exult in our tribulations, knowing that tribulation brings about perseverance; and perseverance, proven character; and proven character, hope;....---Romans 5:3-4


This post has been edited by T231H: Mar 24 2017, 08:00 AM

copied from yklooi's signature....
--------------------
“What we do know about crises [is] that they occur with great frequency. What we don’t know is when they will happen, what will be the cause, how long the bear market will last and how deep it will be?” ---- investment writer Larry Swedroe.
We know crises will happen but we don’t know when. In order to account for that, we have to invest for the long-term knowing a crash is bound to happen someday.
In other words, your investment plan must incorporate the virtual certainty that you are going to have live through many crises, perhaps about one every other year or so, and live through them with equanimity, without panicking and selling.”

It is stated as your right..if there is no stated con in the T & C then i cannot think of any con. Can you think of one?

This post has been edited by T231H: Mar 24 2017, 09:21 AM

FSM usually advise people to allocates no more than 10% to single country /sector funds.....
if kept that in mind PLUS what is said in below post...then one will be alright too....

Malaysian inflation at 8-year high
24 Mar 2017

Consumer prices in Malaysia rose at the fastest pace in more than eight years in February, adding to the central bank’s policy dilemma as it tries to keep interest rates low to support the economy.

CPI rose 4.5% in February from a year ago, exceeding the median estimate of 3.9% in a Bloomberg survey of 23 economists and the highest forecast of 4.3%

Prices rose 1.3% from the previous month.

Inflation has spiked in recent months due to higher fuel prices, adding pressure on the central bank to raise interest rates.

Bank Negara Malaysia said on Thursday inflation will probably average 3% to 4% this year, up from 2.1% in 2016, adding that 2017 will be another challenging one for monetary policy. The bank has left its benchmark rate unchanged at 3% since a surprise cut in July.

Transport costs surged 17.9% in February from a year ago, after increasing 8.3% in the previous month

Food prices, which makes up 30% of the CPI basket, rose 4.3% from a year ago.

http://www.bangkokpost.com/news/asean/1220...-at-8-year-high

Selling off "safer" bond funds??

With that i am assured that your pratictional fees would not be raised in the coming months😎

Q: How do I calculate the bond fund platform fee that I need to pay?
https://www.fundsupermart.com.my/main/faq/1...atform-Fee-8467

why? any rational/relation to failure to remove Obamacare?

how many % of the portfolio do you want to buy into US?

btw, how many % of this global sukuk in relation to your portfolio have you bought? and you are paying them 3%SC with all the risks as similar as per in page 2 of this....??
http://www.rhbgroup.com/~/media/files/mala...8_mar_2017.ashx


This post has been edited by T231H: Mar 25 2017, 08:22 PM

something to ponder about....
up to you to decide.....

This post has been edited by T231H: Mar 26 2017, 08:52 PM


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This post has been edited by T231H: Mar 26 2017, 11:27 PM

Good luck......May the odds be forever in your favour...


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contestgeek =/= contestchris ??
just wondering....

may i know how is the % allocated for each of them?
20% each
or
35, 25, 20, 10, 10
or
?

at 40% FI,, may i suggest you let it run for a few years, then monitor, evaluate, analyse to see if you are still happy with the results.....

You already selected 2......
To me...both of them are equally good to have tlogether

it depends on individual preference...there is no right or wrong....just be aware that some FI funds are as volatile as or motre volatile than EQ funds too

Cannot lah.....then it may hasten the closing to all catergory...for currently affin hwang say it is still open to EPF n monthly RSP....dun know if that is applicable to FSM
😊

with money from KWSP syariah.......
will AFFIN goes into something like syariah Ponzi 1.0
to catch some of the pie of this Syariah KWSP....??

PM has just started the Islamic Small Cap fund

This post has been edited by T231H: Mar 28 2017, 08:31 PM