how many % of your investment money are you going to dump into this kap chai?

i would say "yes" it is a good time to buy...just allocate the % that is comfortable to you in relation to the portfolio....
just don't take my word for it....if you believes in valuation...contact FS CIS to ask them about the current valuation of this small cap segment....

on your questions on "Any chance of an upside now?"
how many % do you want that upside to be and when do you want to see results?

This post has been edited by T231H: Mar 14 2017, 12:33 PM

Top up all funds kah?

United States debt-ceiling crisis???

NOt the first nor will this be the last....

just like the same old rerun of old classic movies....on Astro Tv.

https://en.wikipedia.org/wiki/United_States...-ceiling_crisis

Where is the Ringgit heading to?

Moving into 2017, we see limited downside for the Ringgit. Improving capital inflow, strengthening current account and the implementation of BNM’s new FEA rules are some of the catalysts that could drive Ringgit stronger moving forward. Hence, investors should refrain themselves from chasing FX returns when investing into the foreign markets. Instead, investors should focus on the fundamentals of the region and invest into the markets with potential upsides that could cover the losses coming from marginal rebound in ringgit.

https://www.fundsupermart.com.my/main/resea...eading-to--8042

with analytical skill, guts for challenge and an ample supply of unlimited cash or just some simple pocket money gambling.....
some money can still be made at those times of news generated fear that could spook the short term investment ideology's investors...

Hence, investors should refrain themselves from chasing FX returns when investing into the foreign markets. Instead, investors should focus on the fundamentals of the region and invest into the markets with potential upsides that could cover the losses coming from marginal rebound in ringgit.

(that was mentioned in that article.......)

it is up to my FM to determine and invests in fundamentally strong companies....
i don't care if that countries is good or bad......i don't want my FM to invest i countries...i want them to invests in companies...that is unless my funds are mandated to invests in that country's govt securities papers...

yesterday you screwed them here or did you talked to them?

FSM already updated the extra units of RHB EMB in the a/c today....

while waiting for those who really know the true answer and also works in FSM to answer you....

but I guess, the investment style complicated the calculation.....
1 time investment or periodic investment with equal intervals or periodic investment with non equal interval would requires not the same calculations/results.

also, if the IRR/XIRR/CAGR of a fund is lowest among your "portfolio".....
does it mean it is "baddest" fund that needs to be throw out?...
different funds in one portfolios would have different mandate, times of bloom and falls, its risks are different too.

if one invested during the "Bad" periods,...the IRR/XIRR/CAGR things would be very low...do that makes one think that their investment decision is wrong?
if one invested during the "good" period....the IRR/XIRR/GAGR things would looks rosy....do that makes one thinks that their investment decision is right?

which one actually do the right decisions?

just some guesses of answers that FSM would gives...

extend the rows to accommodated the number of funds required in your portfolio?
unless the number of funds in your portfolio exceeded the number of rows in the excel programs....
I think is > 10 000 rows

For easier DIY use...try the FSM recommended portfolio

get from RHB....

for more info of this fund....
http://www.rhbgroup.com/~/media/files/mala...fund.ashx?la=en


Attached thumbnail(s)

wait till I get called in to make that decision...

see list number 281

List of launched funds in relation to Wholesale Funds (As at 31 January 2017)

https://www.sc.com.my/wp-content/uploads/en...s/stats/RIS.pdf

Possible Topic for some discussions....
When an investor or potential new investor posted.....
1) I am going to invest mid to long term,.......what does it mean generally?
2) i am a mid to high risk person, what does tis mean too?

To be frank....i really got not precise answers to that.....

This post has been edited by T231H: Mar 17 2017, 08:58 AM

Put in fca no interest.but with possibilities of Fx gains/loss...
Convert to invest got gain with possibilies of fx gain/loss.....
Put in fd or asn fp fund also better......you do the math....

what a timely article.....
Having a good time thus far? Beware of these behavioural pits [17 March 2017]

https://www.fundsupermart.com.my/main/resea...arch-2017--8128

I think that is called rebalancing...sort of like this....

In order to “play” the game of investing, we need to be “in the game” longer than our fellow peers. Rebalancing is a strategy that can keep you “in the game” for longer.
Author : iFAST Research Team
https://www.fundsupermart.com.my/main/resea...ebalancing-4232

What Is Rebalancing?
Why Rebalance?
The Importance of Rebalancing A Portfolio
https://www.fundsupermart.com.my/main/resea...-Portfolio-5374

for some, maybe due to the portfolio's asset classes composition, % of allocation, range of coverage it may not helps much....
so you can be right when you said...."for my port it wasn't worth the extra effort".

but for this old article.....it does....

Rebalancing Works For Your Portfolio
June 7, 2007
Investors hear it often enough that it is important to rebalance one's investment portfolio, but just how effective is rebalancing? Our General Manager delves deeper to find out.
Author : Wong Sui Jau

https://secure.fundsupermart.com/main/resea...?articleNo=2215

http://www.fundsupermart.com.hk/hk/main/re...6-4863?lang=en#

but just don't do it too frequently....
You might have heard this one before: frequent rebalancing to simultaneously lock in profits and dollar cost average into lower priced assets will provide better returns. We examined the myth and here’s what we found.....
https://www.fundsupermart.com.my/main/artic...Mythbusting.pdf

This post has been edited by T231H: Mar 18 2017, 10:10 AM

thought provoking article...

this would definitely spooked those that has opposite views and has drastically reduced or eliminated their exposures in Malaysia for the past few months....

well, I would just continue with my planned allocation, sit tight and wait to see if this article is correct.
will see in 6 mths...

maybe that is why many "experts" used to say....have a diversified portfolio....allocate some to it even it is bad now...for no one knows when it would strike back....

ex...Brasil was for the last few years...."Bad'.....
then
Brazil Seized The Throne In 2016
https://www.fundsupermart.com.my/main/resea...razil!-8117