QUOTE(puchongite @ Mar 31 2017, 08:52 PM)
I have other Eastspring funds. I could switch kapchai over to other funds if I sense something not right. Or other funds can switch over to it too.
FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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Mar 31 2017, 08:54 PM
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#201
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5,143 posts Joined: Jan 2015 |
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Mar 31 2017, 10:17 PM
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#202
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5,143 posts Joined: Jan 2015 |
QUOTE(john123x @ Mar 31 2017, 08:54 PM) i think FSM have 0.25% discount on all Equity Fund permanently effective 1 April 2017.i just check all the funds using funds selector, magically all Equity Funds now only 1.75% SC QUOTE(ironman16 @ Mar 31 2017, 08:55 PM) By lowering the sales charges to 1.75%, FSM sincerely hope that their clients will be able to enhance their income and savings and be able to meet their financial needs.https://www.fundsupermart.com.my/main/resea...d-to-1.75--8171 Attached thumbnail(s) |
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Apr 1 2017, 12:14 AM
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#203
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QUOTE(Nemozai @ Apr 1 2017, 12:08 AM) https://www.fundsupermart.com.my/main/resea...d-to-1.75--8171 Attached thumbnail(s) |
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Apr 1 2017, 12:56 PM
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#204
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5,143 posts Joined: Jan 2015 |
QUOTE(Ancient-XinG- @ Apr 1 2017, 11:33 AM) CB la I so so stupid. Luckily or unluckily...she did not ask for video chatStory like this.... .................I may be perasan but its an opportunity right lol End of rant/ Sorry for OT. on thestar today.... Beware that moment of weakness http://www.thestar.com.my/opinion/columnis...er-you-do-dont/ |
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Apr 1 2017, 04:32 PM
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#205
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5,143 posts Joined: Jan 2015 |
QUOTE(jusTinMM @ Apr 1 2017, 03:57 PM) Hi All, check out page# 136, post# 2713,I'm just got to know about this. Previously all my extra monies just put into FD which growing about 4% per year. Any recommended fund for newbie like me? I don't mind the ROI is low, as beginner I'm wanna try, learn and experience it. Thanks. then goto FSM site to read more about the fund.... Disclaimer: This post does not constitute an investment recommendation. No person should rely on the content and/or act on the basis of any matter contained in this post without obtaining specific professional advice. Investment involves risk. The NAV price of fund may go down as well as up, and under certain circumstances an investor may sustain a total or substantial loss of investment. Past performance is not necessarily indicative of the future or likely performance of the fund. Investors should read the relevant fund's prospectus for details before making any investment decision. An Investor should make an appraisal of the risks involved in investing in these products and should consult their own independent and professional advisors, to ensure that any decision made is suitable with regards to their circumstances and financial position. |
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Apr 1 2017, 08:25 PM
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#206
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5,143 posts Joined: Jan 2015 |
QUOTE(xuzen @ Apr 1 2017, 08:19 PM) when?...depends when the AUM is large enough to sustain the cost..... unless some one free enough to dig up the AUM of HK, S'pore and compared it to M'sia to get a clue? after having 0%....they can "kill" off the competitors.... |
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Apr 1 2017, 08:31 PM
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#207
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5,143 posts Joined: Jan 2015 |
QUOTE(xuzen @ Apr 1 2017, 08:22 PM) No-lah...I saw yklooi posted it few days ago...n I thought it was politically correct to put it in that post...for there are a lot of things are unknown about the person I am responding too in that post... miss them?... here you go.... This post has been edited by T231H: Apr 1 2017, 08:40 PM Attached thumbnail(s) |
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Apr 1 2017, 09:04 PM
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#208
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Senior Member
5,143 posts Joined: Jan 2015 |
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Apr 1 2017, 09:21 PM
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#209
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QUOTE(shankar_dass93 @ Apr 1 2017, 09:13 PM) No man, you got me all wrong. thank goodness....Never know that i had an ex-college mate that working with FSM. Just to highlight: I DONT HAVE ANY ISSUES WITH FSM! you got me thinkg....is there a scammer in there? alright...now we know whom forumers would contact if they "needed some not published/insider" info....? psst...your ex-college girl or man? |
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Apr 1 2017, 09:31 PM
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#210
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Malaysia on Trump's trade hit list
1 Apr 2017 Malaysia is among 16 countries that President Donald Trump has singled out in an order calling for an investigation into the US trade imbalance. Mr Trump also promised on Friday to crack down on "foreign importers that cheat", signing two executive orders that he said would lead to a historic reversal of his country's trade deficit. In Washington on Friday, Mr Trump directed some tough talk at importers that he believes are not playing by the rules, saying his two executive orders would lead to a historic reversal of his country's trade deficit. "They're cheaters! From now on, those who break the rules will face the consequences and they'll be very severe consequences," he said. He blamed the trade imbalance largely on unscrupulous foreign powers, aided by US special interests that have helped push through "bad trade deals". "Thousands of factories have been stolen from our country, but these voiceless Americans now have a voice in the White House," he said. "Under my administration, the theft of American prosperity will end. We're going to defend our industry and create a level playing field for the American worker, finally." The first of the two orders will require a report on the causes of the trade imbalance within 90 days. It will focus on 16 countries: China, Japan, Germany, Mexico, Ireland, Vietnam, Italy, Korea, Malaysia, India, Thailand, France, Switzerland, Taiwan, Indonesia and Canada. http://www.bangkokpost.com/news/general/12...-trade-hit-list |
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Apr 1 2017, 09:34 PM
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#211
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5,143 posts Joined: Jan 2015 |
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Apr 1 2017, 09:47 PM
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#212
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QUOTE(MNet @ Apr 1 2017, 09:45 PM) I entered on Feb 15.....better than FD....I got 4.78%I am one of the lucky one? |
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Apr 1 2017, 09:54 PM
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#213
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5,143 posts Joined: Jan 2015 |
QUOTE(Ramjade @ Apr 1 2017, 09:44 PM) No need to say. KGF, Smallcap, Affin Quantum, Greater china all jatuh liao on Monday. wowowo....that is BAD...Or maybe all Asia Pacific jatuh? QUOTE(shankar_dass93 @ Apr 1 2017, 09:46 PM) Bro, if i had a problem with FSM, then why would i get on this forum asking for advice if it's good to buy into Manulife India Equity Fund etc....... I've definitely encountered various bad experiences with sales staffs but none of them were from FSM. I have always trusted your organization. Now to answer your question, sadly it's a guy you are one of the lucky one...some said cheating one...cannot make money after buying....past records cannot be trusted one. |
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Apr 1 2017, 09:58 PM
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#214
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5,143 posts Joined: Jan 2015 |
QUOTE(MNet @ Apr 1 2017, 09:51 PM) that is the risk of investing.... cannot have it up up up continuously year after year.... just like EPF rate.......up up up...down down too..... with no locking period....unlike EPF...4.78% to me is good enough in 2016..... now come 2017...I expected it to be much better than EPF liao.... |
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Apr 1 2017, 09:59 PM
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#215
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Senior Member
5,143 posts Joined: Jan 2015 |
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Apr 1 2017, 09:59 PM
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#216
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QUOTE(shankar_dass93 @ Apr 1 2017, 09:58 PM) You can't blame FSM if a Fund fails, right ? CIS recommended them wor.... FSM is just a platform that carries a wide range of funds from various fundhouses. If a given fund daily to provide a positive return to an investor, the given investor would have to curse the Fund Manager and not FSM |
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Apr 1 2017, 10:04 PM
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#217
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Senior Member
5,143 posts Joined: Jan 2015 |
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Apr 2 2017, 09:54 AM
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#218
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QUOTE(Kaka23 @ Apr 1 2017, 08:28 AM) Q:How can I change or terminate my RSP instructions? A: You can change your RSP investment amount or terminate your RSP by clicking on RSP >> VIEW. RSP by Cash Management fund You can make changes at any time except 15th of every month as we will process RSP transaction on this date. If 15th is a non business day, the order will process on next business day. Please note that changes instructions received before 15th will take effect immediately on the same month while changes instructions received after 15th will take effect on the next contribution date. RSP BY Direct Debit / GIRO or FPX Any change of amount request or termination request received from 8th to 18th of the month will be effective on the next RSP cycle as existing approved RSP-DDA or RSP-FPX have been processed for deduction on the 15th of the current month. If 15th is a non business day, the order will process on next business day. Should you wish to change the DDA /FPX limit, you are required to submit a copy of Update Limit form to us. There are no charges for changes in RSP amounts or termination of RSP. https://www.fundsupermart.com.my/main/faq/0...ngs-Plan-976#14 if still unsure, call FSM CS? |
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Apr 2 2017, 10:15 AM
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#219
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QUOTE(MNet @ Apr 2 2017, 09:54 AM) when invest we'll see in year period not 1 month or 2 month. That is not what was advised by the FH....on the Master Prospectus1 month or 2 month is call trading not investment in UT the investors should read, understand the Master Prospectus regarding the fund it wanted to buy.....then determine it suitability....under investor's profile .....in the Master Prospectus don't simply buy then complain..... ex....if people wanted EPF rate, do self contribution into it...then compliant of long lockin period.... understand one own risk appetite and be honest to oneself,.....read the factsheet and Master Prospectus....if still not sure.......don't get involves.....get professional advise...get HELPS. This post has been edited by T231H: Apr 2 2017, 10:24 AM Attached thumbnail(s) |
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Apr 3 2017, 09:43 AM
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#220
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QUOTE(WhitE LighteR @ Apr 3 2017, 01:06 AM) what are you guys opinion on dividend focus funds? NOT if you are using FSM funds return tool....Edit: As i notice you guys are focus mainly on annualised return. I believe the annualised return don't take into consideration dividend income as part of the ROI calculation right? So such funds technically has some "compounding" effect in them. (wait a while, while it is on Distribution period to get the latest updated ROI) Attached thumbnail(s) |
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