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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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T231H
post Mar 31 2017, 08:54 PM

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QUOTE(puchongite @ Mar 31 2017, 08:52 PM)
I have other Eastspring funds. I could switch kapchai over to other funds if I sense something not right. Or other funds can switch over to it too.
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hmm.gif sensing anything abnormal now or everything is still normal now in M'sia small cap segment?
T231H
post Mar 31 2017, 10:17 PM

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QUOTE(john123x @ Mar 31 2017, 08:54 PM)
i think FSM have 0.25% discount on all Equity Fund

i just check all the funds using funds selector, magically all Equity Funds now only 1.75% SC
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permanently effective 1 April 2017.

QUOTE(ironman16 @ Mar 31 2017, 08:55 PM)
any special event?
why all the equity SC in FSM reduce to 1.75%... confused.gif
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By lowering the sales charges to 1.75%, FSM sincerely hope that their clients will be able to enhance their income and savings and be able to meet their financial needs.

https://www.fundsupermart.com.my/main/resea...d-to-1.75--8171






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T231H
post Apr 1 2017, 12:14 AM

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QUOTE(Nemozai @ Apr 1 2017, 12:08 AM)
Do you guys remember what date is today? 😉🤔
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biggrin.gif
https://www.fundsupermart.com.my/main/resea...d-to-1.75--8171



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T231H
post Apr 1 2017, 12:56 PM

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QUOTE(Ancient-XinG- @ Apr 1 2017, 11:33 AM)
CB la I so so stupid.

Story like this....

.................I may be perasan but its an opportunity right lol

End of rant/

Sorry for OT.
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Luckily or unluckily...she did not ask for video chat

on thestar today....
Beware that moment of weakness
http://www.thestar.com.my/opinion/columnis...er-you-do-dont/


T231H
post Apr 1 2017, 04:32 PM

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QUOTE(jusTinMM @ Apr 1 2017, 03:57 PM)
Hi All,
I'm just got to know about this. Previously all my extra monies just put into FD which growing about 4% per year. Any recommended fund for newbie like me? I don't mind the ROI is low, as beginner I'm wanna try, learn and experience it. Thanks.
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check out page# 136, post# 2713,
then goto FSM site to read more about the fund....

Disclaimer:
This post does not constitute an investment recommendation.
No person should rely on the content and/or act on the basis of any matter contained in this post without obtaining specific professional advice.
Investment involves risk. The NAV price of fund may go down as well as up, and under certain circumstances an investor may sustain a total or substantial loss of investment.
Past performance is not necessarily indicative of the future or likely performance of the fund.
Investors should read the relevant fund's prospectus for details before making any investment decision.
An Investor should make an appraisal of the risks involved in investing in these products and should consult their own independent and professional advisors, to ensure that any decision made is suitable with regards to their circumstances and financial position.

innocent.gif
T231H
post Apr 1 2017, 08:25 PM

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QUOTE(xuzen @ Apr 1 2017, 08:19 PM)
Question such as these best refer to T321H      FSM staff mah!

Xuzen
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hmm.gif my bet is it will be like FSM S'pore and FSM HK.....
when?...depends when the AUM is large enough to sustain the cost.....
unless some one free enough to dig up the AUM of HK, S'pore and compared it to M'sia to get a clue?

after having 0%....they can "kill" off the competitors....

innocent.gif
T231H
post Apr 1 2017, 08:31 PM

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QUOTE(xuzen @ Apr 1 2017, 08:22 PM)
Nowadays need to comply with office policy hor!

P/s Tell Jennifer & Hui Ching, Xuzen sezs Hi!
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No-lah...I saw yklooi posted it few days ago...n I thought it was politically correct to put it in that post...for there are a lot of things are unknown about the person I am responding too in that post... biggrin.gif

miss them?...
here you go.... wub.gif
tongue.gif

This post has been edited by T231H: Apr 1 2017, 08:40 PM


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T231H
post Apr 1 2017, 09:04 PM

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QUOTE(shankar_dass93 @ Apr 1 2017, 08:59 PM)
Shit, that's FSM Malaysia's staffs issit ? If yes, then i know someone from that picture
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more in their FB....

btw,...why "shit"?
that someone scammed you or provided you with "self profit focused" advise? confused.gif
T231H
post Apr 1 2017, 09:21 PM

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QUOTE(shankar_dass93 @ Apr 1 2017, 09:13 PM)
No man, you got me all wrong.

Never know that i had an ex-college mate that working with FSM.

Just to highlight: I DONT HAVE ANY ISSUES WITH FSM!
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thank goodness....

you got me thinkg....is there a scammer in there? blink.gif

alright...now we know whom forumers would contact if they "needed some not published/insider" info....? brows.gif

psst...your ex-college girl or man? brows.gif
T231H
post Apr 1 2017, 09:31 PM

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Malaysia on Trump's trade hit list
1 Apr 2017

Malaysia is among 16 countries that President Donald Trump has singled out in an order calling for an investigation into the US trade imbalance.
Mr Trump also promised on Friday to crack down on "foreign importers that cheat", signing two executive orders that he said would lead to a historic reversal of his country's trade deficit.

In Washington on Friday, Mr Trump directed some tough talk at importers that he believes are not playing by the rules, saying his two executive orders would lead to a historic reversal of his country's trade deficit.
"They're cheaters! From now on, those who break the rules will face the consequences and they'll be very severe consequences," he said.
He blamed the trade imbalance largely on unscrupulous foreign powers, aided by US special interests that have helped push through "bad trade deals".
"Thousands of factories have been stolen from our country, but these voiceless Americans now have a voice in the White House," he said.
"Under my administration, the theft of American prosperity will end. We're going to defend our industry and create a level playing field for the American worker, finally."
The first of the two orders will require a report on the causes of the trade imbalance within 90 days. It will focus on 16 countries: China, Japan, Germany, Mexico, Ireland, Vietnam, Italy, Korea, Malaysia, India, Thailand, France, Switzerland, Taiwan, Indonesia and Canada.

http://www.bangkokpost.com/news/general/12...-trade-hit-list

doh.gif my KGF
doh.gif my EISC
doh.gif my China
sweat.gif sweat.gif
T231H
post Apr 1 2017, 09:34 PM

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QUOTE(MNet @ Apr 1 2017, 09:28 PM)
kenanga growth 2016 performance is not up to par
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it is ok to me.....it made me reasonably good money thumbup.gif

btw,...you are comparing KGF to what?

This post has been edited by T231H: Apr 1 2017, 09:35 PM
T231H
post Apr 1 2017, 09:47 PM

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QUOTE(MNet @ Apr 1 2017, 09:45 PM)
I entered on Feb 15.....better than FD....I got 4.78%
I am one of the lucky one?
T231H
post Apr 1 2017, 09:54 PM

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QUOTE(Ramjade @ Apr 1 2017, 09:44 PM)
No need to say. KGF, Smallcap, Affin Quantum, Greater china all jatuh liao on Monday.
Or maybe all Asia Pacific jatuh?  hmm.gif
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wowowo....that is BAD...

QUOTE(shankar_dass93 @ Apr 1 2017, 09:46 PM)
Bro, if i had a problem with FSM, then why would i get on this forum asking for advice if it's good to buy into Manulife India Equity Fund etc.......
I've definitely encountered various bad experiences with sales staffs but none of them were from FSM.

I have always trusted your organization.

Now to answer your question, sadly it's a guy
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thumbup.gif
you are one of the lucky one...some said cheating one...cannot make money after buying....past records cannot be trusted one.
T231H
post Apr 1 2017, 09:58 PM

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QUOTE(MNet @ Apr 1 2017, 09:51 PM)
sorry, it worst than EPF.
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that is the risk of investing.... thumbsup.gif
cannot have it up up up continuously year after year....
just like EPF rate.......up up up...down down too.....

with no locking period....unlike EPF...4.78% to me is good enough in 2016.....
now come 2017...I expected it to be much better than EPF liao....
T231H
post Apr 1 2017, 09:59 PM

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QUOTE(puchongite @ Apr 1 2017, 09:54 PM)
Also Asia PAC, Indian, Europe, Canada ....

Is there anything which is spared ? Timbaktu ?
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US will be up?
T231H
post Apr 1 2017, 09:59 PM

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QUOTE(shankar_dass93 @ Apr 1 2017, 09:58 PM)
You can't blame FSM if a Fund fails, right ?

FSM is just a platform that carries a wide range of funds from various fundhouses.

If a given fund daily to provide a positive return to an investor, the given investor would have to curse the Fund Manager and not FSM mega_shok.gif
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CIS recommended them wor.... tongue.gif
T231H
post Apr 1 2017, 10:04 PM

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QUOTE(shankar_dass93 @ Apr 1 2017, 10:00 PM)
Then no worries, we would come and hunt you down ranting.gif
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biggrin.gif devil.gif tongue.gif


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T231H
post Apr 2 2017, 09:54 AM

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QUOTE(Kaka23 @ Apr 1 2017, 08:28 AM)
How do I stop RSP investment ar?
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Q:
How can I change or terminate my RSP instructions?

A:
You can change your RSP investment amount or terminate your RSP by clicking on RSP >> VIEW.
RSP by Cash Management fund
You can make changes at any time except 15th of every month as we will process RSP transaction on this date. If 15th is a non business day, the order will process on next business day. Please note that changes instructions received before 15th will take effect immediately on the same month while changes instructions received after 15th will take effect on the next contribution date.
RSP BY Direct Debit / GIRO or FPX
Any change of amount request or termination request received from 8th to 18th of the month will be effective on the next RSP cycle as existing approved RSP-DDA or RSP-FPX have been processed for deduction on the 15th of the current month. If 15th is a non business day, the order will process on next business day.
Should you wish to change the DDA /FPX limit, you are required to submit a copy of Update Limit form to us.
There are no charges for changes in RSP amounts or termination of RSP.

https://www.fundsupermart.com.my/main/faq/0...ngs-Plan-976#14

if still unsure, call FSM CS?
T231H
post Apr 2 2017, 10:15 AM

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QUOTE(MNet @ Apr 2 2017, 09:54 AM)
when invest we'll see in year period not 1 month or 2 month.
1 month or 2 month is call trading not investment in UT
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That is not what was advised by the FH....on the Master Prospectus

the investors should read, understand the Master Prospectus regarding the fund it wanted to buy.....then determine it suitability....under investor's profile .....in the Master Prospectus

don't simply buy then complain.....
ex....if people wanted EPF rate, do self contribution into it...then compliant of long lockin period.... doh.gif

understand one own risk appetite and be honest to oneself,.....read the factsheet and Master Prospectus....if still not sure.......don't get involves.....get professional advise...get HELPS.

This post has been edited by T231H: Apr 2 2017, 10:24 AM


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T231H
post Apr 3 2017, 09:43 AM

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QUOTE(WhitE LighteR @ Apr 3 2017, 01:06 AM)
what are you guys opinion on dividend focus funds?

Edit:

As i notice you guys are focus mainly on annualised return. I believe the annualised return don't take into consideration dividend income as part of the ROI calculation right? So such funds technically has some "compounding" effect in them.
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NOT if you are using FSM funds return tool....

(wait a while, while it is on Distribution period to get the latest updated ROI)


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