If you read the Stock exchange thread, it seems the the upwards trend is unnatural.

Can consider an alternative strategy of keeping say 80% fairly static emotionless allocation but 20% of "go-with-the-flow" ? 

The last link showed that conservative 20/80 yield much higher return than agressive 80/20. Why so? Any expert can give opinion? 

Anyone can share why Anita fund not available to purchase?

Cause the fed stuck with their 3x hike for this year. Had the feds said they want to increase it to 4x for this year or increase >0.25%, the asian market would have tank.

Good for us investors then

Hey guys, sorry for the rookie question but I was wondering if the sales charge (2%) applies on subsequent purchase of units (like when RM100 is put in every month after initial investment using DCA method)? Thanks

Thanks guys. Was thinking of testing the water by starting off with 1k and DCA-ing for a few months but doesn't seem worth it for such a small amount after taking into factor the sales charges, etc.

unless u millionare then u get lower SC..
but invest 100 or 1000 now doesn'matter, as it's a 2% flat rate bro..

start small, invest regularly, build your behavior, that's what matters! 

Thanks for the insightful advice guys. Would unit trust be a good option for someone who has 100% of his investment tied up in ASB? I feel like it's a good way to diversify my portfolio and potentially earn more on interest in long-term (but of course with higher risks)

My worry is that ASB interest rate has been steadily decreasing over recent years and I'm pretty worried of putting all my eggs in one basket 
True. So you're saying DIY-ing with FSM is the way to go? 

You have a great point. Indeed it's not a habit I should carry into UT, but i'm not thinking of selling ALL of my ASB investment. Just thinking of diversifying my investments by taking out 20% from my ASB and putting it into some other funds. I'm not doing it because of underperformance, but think of it as a diversification exercise to expand my portfolio and invest in some funds where I can take more risk on in the long-term.

Does this sound logical? Hahaha

You found the answer for this?
"I tried to ask the question here if it is time to enter Malaysia."

Eastspring Investment Small Cap Fund 10%
Eastspring Investment Equity Income Fund 15%
CIMB Principal Dynamic Income Fund 20%
Affin Hwang

Select Asia ( Ex-Japan ) Opportunity Fund 15%
CIMB Principal Global Titan Fund 20%
Affin Hwang Select Bond Fund 10%
Libra Asnita Bond Fund 10%

Hi guys, I got this recommendation from FSM for Aggresive portfolio, objective is capital growth till retirement, hence super long term investment. Do you guys think its solid enough? Was thinking maybe I will switch Opportunity Fund to Quantum.

Thanks.

Why I cannot top up Libra AsnitaBond Fund? the Buy icon is missing

I have a big chunk in EASC and KGF. Trimmed EASC and top up Manulife US.

I think Msia market is up due to coming GE. i think now is good time to trim and keep the cash first.

I also dont have Ponzi 2 and Ponzi 1 in my portfolio. Thinking to add too.

If timing the market is your style, stock picking is the way to go.
Otherwise, just stay invested in UT with a systemic portfolio allocation according to your risk appetite and investment horizon.
Or you can do both if you have the time, energy and resources.

Stock picking is like picking the best trees that you THINK would give you the best bang for your buck.  It can be a durian, coconut, palm tree or mixture of all these.  However, you as a responsible investor, have to analyse the soils, leaves, branches and anticipate the weather to decide on which are the quality trees which can give you the best return in such weather. 
On the other hand, investing in Unit Trust is akin to picking a sector or plantation to bet on.  If your money is on durian, you will pay the fund manager to pick the best durian trees in the sector or plantation based on geographical area of coverage.  It's for lazy irresponsible people who want to take less risk and willing to accept less return than stock picking.

Thanks for reading.  Ultimately, all the above are just talk-cock ideas.

Haha!

It's not easy, that's why you spend effort and time for it. i think the other meant it as a joke, but no denying that there is less effort involved in 'just' investing via Unit Trust.

I think I have reached zen in my UT investment. I hardly think about it, check my holdings and even come over to this thread.

Does it mean I have reached enlightenment and become a master? (tongue in cheek post)

Ponzi 2 have Annual Expense Ratio of 2.06%, will we be deducted that charge or it's already included in the NAV already?

Pardon for asking, I haven't got updated on UT for some time.

I noticed Libra AsnitaBond does not have option to buy. Why is it like that?