on the positive note of this delay.....
you would have lost more it that transaction had been done in End Feb


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just a note also....
"When judging the overall performance of a mutual fund, always look at the fund’s total return instead of just the changes in its NAV.
Distributions made by the fund may reduce the fund’s NAV but they still belong as part of the shareholder’s overall return.
Viewing returns in this manner gives a more accurate depiction of a fund’s success"
http://mutualfunds.com/education/different...d-total-return/

In Feb 2017,...FSM did has an article on this fund....
at the very end of it, it did mentioned,
"......Interested investors can consider to include the fund into the supplementary part of their portfolios, with not more than 10% allocation of their overall portfolios. "

https://www.fundsupermart.com.my/main/resea...uary-2017--7950

anyway,...most would just say.....if you are still young and have a good risk appetite and this UT investment portfolio is not your only investment....then can go big or go home

no right or wrong....maybe circumstances changes and this period of lower than expected performance will helps you to realign and relects on your investment's selection perspective.

same thing here again.....at the end of the article.....

"However, investors should also bear in mind that both the funds have a concentrated exposure in the local small to mid-cap stocks, hence, we would like to advise investors to include the fund as part of their supplementary portfolios, with not more than 10% allocation of their overall portfolios."

anyway,...most would just say.....if you are still young and have a good risk appetite and if this UT investment portfolio is not your only investment....then can go big or go home

no right or wrong....maybe circumstances changes and this period of lower than expected performance will helps you to realign and reflects on your investment's selection perspective.

isn't the FMs is buying into the notion as highlighted in RED too?

and also FMs has more indepth info of the actual plants(entities) itself than just referring to the financial reports

This post has been edited by T231H: Jul 21 2018, 05:54 PM

investment involves risk.....
FMs are human like other punters too.

at least they are guided by some kind of guidelines and risk evaluation team and a bunch of other stuffs that will not so rely on a single man decision making effort (which can be emotionally based)

maybe because of this?.....
as spelled out in the Distribution policy as in the prospectus?
https://www.fundsupermart.com.my/main/admin...ctusMYKNGGF.pdf



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Sure you want to go so heavy in Malaysia?


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just a note:....
no more 0% SC for interpac funds....
cannot play, play in out in out so frequent liao....

Inter-Pacific Funds: Replacement of Master Prospectus & Sales Charge of 1.75% Applies in Sep 2018

https://www.fundsupermart.com.my/main/resea...-Sep-2018-10034

From now till 31 August 2018, both Inter-Pacific equity funds will be kept at 0% sales charge.

1 more month to place the bets at 0% sc....

No right or wrong.....just that some may think that one is just not capitalising on a focused portfolio.....
Focus more on those with more fsm star rating?

why interpac no good meh?
within weeks after they came out with this article...
interpac jumped >10 %
https://www.fundsupermart.com.my/main/resea...he-Horizon-9946

3 Misconceptions Of FSM Recommended Unit Trusts List
July 10, 2015
In this Idea Of The Week, FSM take the time to correct some popular misconceptions investors might have had with regards to the featured list.
https://www.fundsupermart.com.my/main/resea...July-2015--6041



This post has been edited by T231H: Aug 4 2018, 09:36 AM

actually that 2015 was a reprinted one...the 1st one was much earlier...

year of article release is not important....it is the content right?

further more there are more reasons to be a recommended fund
Recommended Fund Methodology
https://www.fundsupermart.com.my/main/resea...tormaincode=All

when the market atmosphere is down, most of the equities will be down too.....
Did the recommended funds of 2016/17 performed as in 2017?





This post has been edited by T231H: Aug 4 2018, 10:02 AM

i personally think that if, just if Trump just mentioned "no more trade war",....then no need to wait for 5 years ....

then there is this KIM of NK to be or concern too.

luckily those trading cost are not charged to us directly.

looks like "they" are/may be having an internal FMs training classes with hands-on experience in making and directing large $$

perhaps too......there are only a limited number of worthi horses available to choose from in FSM MY compared FSM SG and FSM HK?

Are You a Myopic Investor?

The Myopic Investor
– blindsided by temporary losses, they were unable to look at the longer horizon and unable to figure out the better choice.

In 1995, Benartzi and Thaler came up with myopic loss aversion (MLA) to explain the equity premium puzzle, where the S&P 500 earned over 6 percent annually more than Treasury bills from the studied period of 1889 to 1978.
MLA combines two factors – loss aversion and mental accounting. The former is explained above, while mental accounting deals with aggregation – whether securities are evaluated individually or as a portfolio, and how often they are evaluated. They defined a myopic investor as one who frames decisions and outcomes narrowly, i.e., making short-term choices rather than adopting long-term policies, and evaluating his gains and losses frequently.

https://secure.fundsupermart.com/fsm/articl...myopic-investor

xuzen, bcos it has words like hypothesis and experiments.....thus may this article be of interest to you too.

Few months ago,...there was this concerns of investors that lead them to dump and jump ships.....
now....
What Happened to All the Worries about Rising Inflation and Bond Yields?

14 August 16, 2018, ....asked Author : AMP Capital Investors Limited

Q: i am clueless if we MUST have a portfolio of different type and region of UT and consist of bond and equity?
bond and equity ratio in a port will determine type of risk appetite the investor wanted...as per Step 1
different type of fund and regions will determine the type of diversification the investor wanted in the port....as in Step 2

https://secure.fundsupermart.com/fsm/articl...ing-a-portfolio

Q: how long we need to hold only then conclude that the return of UT is not good and switch to other UT?
after a predetermined period (ex, a year or 18 months)......then compare their performance against other fund of "similar" mandate, to determine the performance.

just saw this....

"Studying the monthly returns of the MSCI AC Asia ex Japan Index in August dating from 1988 to 2017, empirical data tells us that perhaps there is something seasonal about August.
Two-thirds of the time investors are likely to suffer a negative return during August, with median and average losses ranging from 4%-6% respectively.

Even if we exclude periods of turbulent markets resulting from the onset of financial crises such as the Asian Financial Crisis (1997-98), Dot com bubble (2000), and the Great Financial Crisis (2008-09), the results show that markets still tends to be in the red 60% of the time during the month.

What about the month September?"...read more at

https://secure.fundsupermart.com/fsm/articl...-iotw-17-aug-18




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Just weeks ago,...there had been unhappiness among some of the investors whom had taken up the managed portfolio subscription...

FSM HK came out with this.....(too bad,...just in Chinese)

"FSM Managed Portfolios – 3 Problems Investors Face At Times of a Bear Market (Chinese Only)"
https://secure.fundsupermart.com.hk/fsm/art...nese-only-15004

Again, few weeks ago, there had been curses about Trump and his action...

Today FSM MY came out with this.....

"The difficult part about investing in volatile asset classes such as emerging market equities is that they can drive investors nuts with their inconsistency. On the flip side, the good part about investing in volatile asset classes is they offer plenty of buying opportunities.

Unfortunately, when markets are tanking and portfolios are bleeding, it’s always easier for investors to tell themselves it’s going to fall even further.

“I’ll just buy when I see less noises from the market, or when Trump stops his disrupting tweets…”

If history is any guide, emerging markets are rarely calm. The gains in these developing nations can be infrequent, yet large at times. The losses can be frequent and painful. Investors might not find a pleasant investment experience within the emerging equities’ landscape, ....

more at
What Happens When You Ride The Bear In Emerging Markets?
https://www.fundsupermart.com.my/main/resea...-markets--10112