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FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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Ramjade
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Apr 25 2018, 12:19 AM
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QUOTE(apiali44 @ Apr 24 2018, 08:36 AM) I'm wishing my funds to stay in red until gaji. I want to buy more. Your wish may come early QUOTE(yklooi @ Apr 24 2018, 02:48 PM)  at times i just don't know if i should  or in Feb the mkts nose dived due to fear of Fed yield up. The Dow flip-flopped in a dramatic roller-coaster ride from plus 300 points to a closing loss of 166 points, as the 10-year yield rose to 2.95 percent, a fresh four-year high https://www.cnbc.com/2018/02/21/rising-bond...tock-rally.htmlnow in Apr...U.S. BOND YIELDS: The yield on the 10-year Treasury note drew close to 3 percent on Monday, a milestone it has not reached since January 2014. It touched 2.98 percent ... Asian shares advance as US bond yields push dollar higher https://sg.finance.yahoo.com/news/asian-sha...-063306733.html  same situation (yield up) but 2 opposite reports of outcomes..... in Feb,..some mentioned the yield goes up, cost of borrowing will be higher, businesses will be bad..... in Apr,....those reason given in Feb is not there anymore? As I said, 3% is the magical number.  US stock nosediving This post has been edited by Ramjade: Apr 25 2018, 12:20 AM
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Ramjade
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Apr 25 2018, 08:54 AM
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QUOTE(MUM @ Apr 25 2018, 08:34 AM) his reply to this 3% magic number "I don't know that there is any magic to the 3.0% level other than it is a nice round number," said Jeff Mills, co-chief investment strategist for PNC Financial Services Group. "There is no rule that says rising rates are bad for the stock market." Mills added that since 1928, stocks have actually done a little bit better when rates have gone up. The market has gained about 11% on average during years that rates have gone up and 9% in years of falling rates." But jittery investors don't seem to care about historical market facts right now. They are selling first and asking questions later. http://money.cnn.com/2018/04/24/investing/...llar/index.htmlOf course. 3% is basically risk free. Sometimes it's to put into 3% risk free than risk your money in the stock market. Thinking of topping up PRS This post has been edited by Ramjade: Apr 25 2018, 08:54 AM
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Ramjade
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Apr 25 2018, 11:16 AM
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QUOTE(newdnewd @ Apr 25 2018, 11:07 AM) Quick question, I've been seeing everyone talking about switching to ASNB. And I've looked at their sales charge is 5% for non-kwsp. Would that mean you would have to park it there for at least 2 years for it to be a smarter choice than bonds? Eh you are mistaken. Fixed price of funds (ASW2020, ASM and AS1M) does not have any sales charges. You buy and sell at RM1/unit. So making it an effective pseudo bond fund/pseudo FD. Avoid those ASG, ASN3 which have 5% service charge and don't perform so good. This means you put in RM1000, you get 1000 unit and when you sell, you get back your full RM1000 + any returns if you follow their rules. Should you don't follow their rules, you only get back RM1000.
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Ramjade
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Apr 25 2018, 05:36 PM
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QUOTE(newdnewd @ Apr 25 2018, 05:33 PM) I read those. Nothing on rules. Can someone enlighten me, please? T_T I already replied you.
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Ramjade
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Apr 25 2018, 08:20 PM
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QUOTE(David83 @ Apr 25 2018, 08:16 PM) The unlikeable amanah saham fixed price fund.
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Ramjade
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Apr 25 2018, 08:36 PM
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QUOTE(kp93300 @ Apr 25 2018, 08:32 PM) Does anyone has info about local fund managers that utilise computer algorithm /artificial intelligence to do trading? Malaysia fund house not that advance yet. You only see that in US. This post has been edited by Ramjade: Apr 25 2018, 08:36 PM
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Ramjade
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Apr 25 2018, 09:50 PM
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QUOTE(MUM @ Apr 25 2018, 09:47 PM) my port is just down 4.5% since Feb so now currently the worst performer is -6.7% not much of a discount i guess......after waiting for 2 months I am not talking about unit trust port. I am talking about SGX. Looking to pick up some dividend stocks. My SG unit trust port is basically stagnant at 2%+ returns. - Japan small cap up 12%+ - asia pacific ex japan (from 7% -> 2% recently) - india (stagnant) - thailand up 3%+ - global bond (approaching -1%) This post has been edited by Ramjade: Apr 25 2018, 09:51 PM
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Ramjade
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Apr 25 2018, 09:57 PM
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QUOTE(WhitE LighteR @ Apr 25 2018, 09:52 PM) No one said DCA n VCA is foolproof. If u don't follow u are basically just doing random buying. So u can't call yourself doing DCA or VCA... In such case you become more like a trader n not a DCA/VCA follower. U follow your own intuition to when to enter and what to enter. For DCA/VCA people whether it works out in the end is totally out of your control if the fund didn't perform. So do you trust in your plan or do your trust in your own gut? Personally my gut never served me well. So I will VCA only n trust in the plan I laid out for myself For me simple. just hold cash. No need to think when to buy. See people panic selling, time to unload some cash. Doesn't make sense to to keep buying when everything is so expensive
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Ramjade
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Apr 25 2018, 10:04 PM
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QUOTE(T231H @ Apr 25 2018, 10:01 PM) maybe you have read this.... Top Dividend Stocks For Your Portfolio Here are our top dividend SG stocks that may warrant a place in your portfolio! https://secure.fundsupermart.com/fsm/articl...-Your-Portfoliobut it was published in Jan....well after 3 months......what do you think? Are you having some of this in your watch list already? Only singtel. My criteria for dividend stock must pay >4.5% dividend.
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Ramjade
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Apr 26 2018, 09:34 PM
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QUOTE(kenny79 @ Apr 26 2018, 01:12 AM) few time still in DCA already still dont know how deep is the hole ..are asking some advice here  If you don't DCA now, then it defeats the purpose of DCA which is to average out. By buying when the market is climbing means you are buying at higher price.
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Ramjade
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Apr 26 2018, 10:01 PM
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QUOTE(T231H @ Apr 26 2018, 09:53 PM) just do take note of your desired % of allocation for that region/country/sector..... one might unintentionally over buy or over allocate thus might become an emotional burden. I put all equally. No favourites. Thinking whether to add EU or not. This post has been edited by Ramjade: Apr 26 2018, 10:01 PM
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Ramjade
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Apr 27 2018, 09:52 AM
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QUOTE(kenny79 @ Apr 27 2018, 09:30 AM) Equally?Mean ...All in eq? As what whitelighter said. So if I have 5 funds, I put 20% each. However planned to go all full in EQ (as per my previous Malaysian portfolio). However decided to keep some in bond fund in the event there's severe sell down. (I transfered all my Malaysian portfolio to SG)
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Ramjade
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Apr 27 2018, 02:22 PM
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QUOTE(Clement1001 @ Apr 27 2018, 02:00 PM) My worst fund, RHB Asian total return fund. And this uppose to be fixed income fund. Volatility is same as equity fund so how can it be bond fund. Good bond funds have low volatility.
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Ramjade
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Apr 27 2018, 03:23 PM
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QUOTE(Clement1001 @ Apr 27 2018, 02:54 PM) Its stated in their FundsuperMart page Risk Rating 4, asset class: Fixed income. The volatility increased months after months since end of last year. They need to update the risk rating.  Don't look at that.  look at 3 years annualised volatility. That's the true pic of volatility.
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Ramjade
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Apr 28 2018, 07:10 PM
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QUOTE(Ancient-XinG- @ Apr 28 2018, 03:38 PM) any news affect bond fund? drop consecutive 3 days. Interest rate bro. 3% is the magical no.
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Ramjade
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Apr 28 2018, 07:35 PM
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QUOTE(Ancient-XinG- @ Apr 28 2018, 07:28 PM) wtf. give 1 day rest cannot. trade war no wayang ad. nk and sk also become pren ad. now this shit. next what lol Keep cash or invest in good countries (Thailand and Vietnam) are good examples. Not sure if FSM MY have Thailand and Vietnam funds or not. This post has been edited by Ramjade: Apr 28 2018, 07:36 PM
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Ramjade
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Apr 28 2018, 08:04 PM
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QUOTE(T231H @ Apr 28 2018, 07:51 PM) Be Wary Of Chasing Performance; Focus On 'Unimpressive Markets' & Value It's difficult not to chase. Humans are generally emotional creatures as much as we hate to admit it. At times, our rationality could be influenced by our emotional states, leading us to make sub-optimal decisions or mistakes. ................ Year-to-date, some of the top performing market segments include the technology sector (tech stocks) and certain emerging and frontier markets (Vietnam). Their impressive performance thus far has caught on the attention of many from around the world. https://secure.fundsupermart.com/fsm/articl...-iotw-16-mar-18something about Thailand..... So far from my short performance, Thailand is better than India/Asia Pacific.
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Ramjade
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Apr 30 2018, 06:54 AM
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QUOTE(pisces88 @ Apr 30 2018, 02:50 AM) any good idea how to invest in these countries? especially Vietnam, economy booming there POEMS SG. Afraid only one fund denominated in SGD is available Lionglobal Vietnam.
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Ramjade
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Apr 30 2018, 02:39 PM
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QUOTE(Drian @ Apr 30 2018, 10:27 AM) Anyone has comments on RHB Asian Income fund? I find the performance is subpar. In good times , it doesn't grow as fast as equity but in bad times , it drops as much as pure equity funds. QUOTE(ehwee @ Apr 30 2018, 02:06 PM) I noticed the same awhile ago, so already sell off this fund...... Please know what you are buying in the first place. Rhb Asian income fund is a balanced fund. What this means it holds both bond and equities which means it won't rise as fast a pure equities fund wound and it won't drop as much as a equities fund should Theoretically. That's why I never buy any balanced fund. Currently focus on equities fund with bond fund acts more as my warchest. This post has been edited by Ramjade: Apr 30 2018, 02:39 PM
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