Sorry some typo mistake , will repost. SORRY....

Sorry,  yesterday reached my daily post quota ( 3/day ) not able to update in time..  ;(

Here is the updated data, pls comment for improvement   Tks.

1. sales fee.

2. let's pray hard

Aren't the whole point of investing by ourselves is to beat or at least match EPF return?

Hi guys. I see that fsm Singapore has a fee structure that uses an overall platform fee minus the sales charge. Similar to their current fee structure for the bond funds on the fsm Malaysia platform currently. My fear is that eventually the Malaysian platform may adopt a similar fee structure too, considering the bond fund changed from upfront sales charge to platform fee couple years back. This is concerning especially in my case since I plan to invest for the long term (at least 30 years ++). Based on the math an overall platform fee will have major impact on performance compared to one that has an upfront sales charge only (even if it is 5.5%). This is so for investments that exceed 20 years. In my case I would be accumulating for 25 years before having to withdraw funds. Does anyone else feel the same? Would it be better to just DCA into normal upfront sales charge funds. Of course at present there are no platform fees for equity/balanced funds (phew). Just a concern. I guess I’m being quite paranoid about something that has not even happened yet.

Damn AFFIN HWANG WORLD SERIES - GLOBAL DISRUPTIVE INNOVATION FUND is going down so much today is it because of correction or jolly  take out money for Chinese new year?

huh? so much? Just slight dropped woh

Just checked my managed portfolio, I think they just bought units in RHB i-Global Sustainable Disruptors very recently. No fact sheet as it is very new I guess. Should have similar concern?

https://www.fsmone.com.my/funds/tools/facts...d?fund=MYRII006

Hi all,

I would like to ask about your opinion that some are saying stocks are at a high price. Most are saying in relation to US stocks.
Hence, for unit trusts focusing on equities, do you think this is the same? Or Asean/Tech/China/Apac has still much room for growth?

Reason I am asking is coz 95% of my money is in Amanah Saham (non-bumi), but everytime I think of putting more in unit trust, some are also saying everything is in the high price. Not sure if this is gonna be a continuous bull market for at least next two years, or a correction is soon.

I understand no one can predict the future, but would appreciate any insights….so I can strategize my fund allocations considering the sub par dividends of amanah saham <4 percent…
Thanksssss           

Just checked my managed portfolio, I think they just bought units in RHB i-Global Sustainable Disruptors very recently. No fact sheet as it is very new I guess. Should have similar concern?

https://www.fsmone.com.my/funds/tools/facts...d?fund=MYRII006

Correct, there is a bit of increment. I guess working with JO Morgan really worked! For new funds, how long do we need to wait till the full factsheet is issued?

I have few RHB China Funds , gold funds and especially their AI fund is giving out good returned !!!

Need to worry RHB funds ??

rgds

Mind to list out a few funds managed by RHB fund managers, only for forum discussions purposes only.

Tks.

Makes sense, but the holders of the remaining units must be pissed.

Hi guys ,
These are my latest portfolio that I have adjust and add-on during "FSMONE ONE WEEK PROMO".

1) Affin Hwang World Series - Global Disruptive Innovation Fund
    MYR Hedged = 20.4%
2)United malaysia fund=15.4%
3)amdynamic bond=13.92%
4)amanahraya syariah trust fund=6.6%
5)am china a shares myr-hedged=10.67%
6)principal islamic lifetime enhanced sukuk fund=14.08%
7)interpac dana safi =7.7%
8)Affin Hwang World Series-Next Generation Technology Fund=10.43%

Is this allocation suit better or need to diversify more ?
Share your thoughts
Opinions most welcome.

I might be wrong but I don't think the auditor report is for AmanahRaya Investment Management Sdn Bhd (ARIM) which manages AmanahRaya Syariah Trust Fund.