QUOTE(TSOM @ Sep 5 2018, 12:05 PM)
That time surely use reserves. How can they keep using reserves if economy have not been kind to Malaysian market?Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)
Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)
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Sep 5 2018, 12:09 PM
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#781
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24,367 posts Joined: Feb 2011 |
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Sep 12 2018, 09:22 PM
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#782
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24,367 posts Joined: Feb 2011 |
QUOTE(Kamen Rider @ Sep 12 2018, 09:14 PM) I was wondering what should be the right ratio for above. Zero for FD as amanah saham is basically doing the job of FD plus have better benefits over FD. I have long shifted all my FDs over into amanah saham.Beside this what is the ratio among ASM:ASW:AS1W:FD ???? So next hunting season is on 31-Oct? or 1-Oct? This post has been edited by Ramjade: Sep 12 2018, 09:24 PM |
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Sep 12 2018, 09:29 PM
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#783
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24,367 posts Joined: Feb 2011 |
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Sep 13 2018, 12:36 AM
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#784
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24,367 posts Joined: Feb 2011 |
QUOTE(veera77 @ Sep 12 2018, 11:29 PM) True..i read some countries even have negative interest rate...i can’t understand how its work..me also not finance background..hope someone can enlight this A good eg is Japan, US, EU. Their interest rate have been very low. The reason for low interest or negative interest is 1) make people keep less money in banks 2) spend to stimulate the economy Tell me, if interest rate low, majority of the people will spend the money or save it? |
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Sep 13 2018, 09:56 AM
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#785
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24,367 posts Joined: Feb 2011 |
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Sep 19 2018, 09:51 AM
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#786
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24,367 posts Joined: Feb 2011 |
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Sep 19 2018, 10:17 AM
Return to original view | IPv6 | Post
#787
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24,367 posts Joined: Feb 2011 |
QUOTE(alexanderclz @ Sep 19 2018, 10:04 AM) 80:20 efd. reason being no matter how much trust u have in malaysia, it’s still good to diversify. and fd only efd so that i can get cash immediately without lining up as well as after office hours in case of emergency. That's where emergency cash and credit cards come in. No need to dip into any FD or Amanah saham. |
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Sep 19 2018, 10:49 AM
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#788
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24,367 posts Joined: Feb 2011 |
QUOTE(alexanderclz @ Sep 19 2018, 10:20 AM) lol emergency cash in fd to earn interest. cant leave cash lying around not working. in general should have 6 months of salary worth of emergency funds. Who says cash not working. Use la money market fund. I only keep about RM1k cash on hand (more than enough), about RM5k in money market fund. |
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Sep 20 2018, 10:50 AM
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#789
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24,367 posts Joined: Feb 2011 |
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Sep 21 2018, 01:42 PM
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#790
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QUOTE(cscheat @ Sep 21 2018, 01:35 PM) Locked as in cannot buy anymore but can sell. Locked so that can they have quota to bundle with variable price funds. Of course all these are just speculations because for a while there's one particular fund which no one can buy. Of course where it's true or not, is just a speculation. |
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Sep 21 2018, 01:46 PM
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#791
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24,367 posts Joined: Feb 2011 |
QUOTE(cscheat @ Sep 21 2018, 01:42 PM) tired of typing CAPTCHA for hours... Welcome to the world of amanah saham. Consider yourself lucky as last time, no internet. People buy via banks. Need to go buy over the counter.want ask how to increase success rate ? RM1000 ? or Rm100 time of login? QUOTE(cscheat @ Sep 21 2018, 01:43 PM) so after paired with VP, the dividend how? same 6%? Pair up with VP means paksa you to buy VP baru you can get FP. If you don't buy VP, cannot get FP.what about other non bumi fixed funds??? AS1M ? ASW ??? also paired??? |
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Sep 21 2018, 01:55 PM
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#792
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24,367 posts Joined: Feb 2011 |
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Sep 21 2018, 01:59 PM
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#793
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24,367 posts Joined: Feb 2011 |
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Sep 21 2018, 02:21 PM
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#794
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24,367 posts Joined: Feb 2011 |
QUOTE(xeon1989 @ Sep 21 2018, 02:17 PM) Again it's just speculation on our parts. Why lock? If you don't lock, people keep buying ASM when someone sells, how are they going to get units to bundle with their VP? They cant just issue more units. BY locking (preventing people from buying) amanah saham is able to bundle those units with their VP funds. |
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Sep 22 2018, 06:01 PM
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#795
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24,367 posts Joined: Feb 2011 |
QUOTE(dlttdltt @ Sep 22 2018, 05:15 PM) Cimb preferred told me last Friday the new bundle promo will start on 24/9. 5% service charge + you don't know if the price will drop further. If it drop further, expect more losses.I'm thinking to get the asw units thru this way. They told me there is no restriction to sell the vp but there cannot confirm yet.. So when I sell I'll lose 3.5% sales charge. I can cover this back later thru the asw div. I'm in this for the long term so I think it's worth. This is the only easy way to get asm or asw units now. Just thinking. |
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Sep 22 2018, 09:30 PM
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#796
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24,367 posts Joined: Feb 2011 |
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Sep 23 2018, 09:59 AM
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#797
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24,367 posts Joined: Feb 2011 |
QUOTE(cscheat @ Sep 23 2018, 12:17 AM) Speculation only. Not officially confirm.Asm was the one. Now looks like they want to bundle ASW also which means maybe ASW also maybe lock. But still got hope. Once a year can try luck. |
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Sep 26 2018, 10:32 PM
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#798
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24,367 posts Joined: Feb 2011 |
Keep me uptodate
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Sep 29 2018, 07:43 AM
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#799
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24,367 posts Joined: Feb 2011 |
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Sep 29 2018, 02:18 PM
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#800
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QUOTE(propertyowner @ Sep 29 2018, 02:06 PM) i meant those not so performing are variable funds highly investing into equity. You must see whether they can beat the returns of fixed rate fund as that's practically risk free.whereas those variable funds highly investing into fixed assets or securities are doing ok. |
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