VP is variable price fund. Is your normal UT with service charge. Returns based in market performance.
FP is fixed price fund. You buy and sell at RM1/unit.
No serious cell charge.
Returns is not really based on market performance as in a down market, they can still pay 6%p.a
On a downside, in a good market, you are also getting about 6%p.a

Of course la FP.
Because buy and sell and at RM1/unit. Good or bad time get fixed min 6%p.a. No service charge.
Not necessarily need to divide. People divided so that if one don't have can try the others. Not stuck with one only.
What matching dividend payout time. Don't understand your question.

For VP, got service charge.
Nothing special about them. Performance depends on how bursa perform. Better alternatives exist.

This post has been edited by Ramjade: Oct 20 2018, 10:17 AM

The level of confidence people have Exodius