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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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MGM
post Dec 30 2017, 10:19 AM

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But not us.

https://www.thestar.com.my/business/busines...r-many-nations/
leong321
post Dec 30 2017, 05:32 PM

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Hi sifus rclxms.gif
http://invest-made-easy.blogspot.my/2013/1...era-asb_28.html
Is this dividend calculation true for ASM AS1M and ASW?
With this, it is better to deposit at end of month?
And is there any fee to deposit and withdraw?
veera77
post Dec 30 2017, 08:28 PM

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ASB/ASB2 for kids increased fr 50k to 200k fr 2 jan.


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Ramjade
post Dec 30 2017, 08:43 PM

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QUOTE(leong321 @ Dec 30 2017, 05:32 PM)
Hi sifus rclxms.gif
http://invest-made-easy.blogspot.my/2013/1...era-asb_28.html
Is this dividend calculation true for ASM AS1M and ASW?
With this, it is better to deposit at end of month?
And is there any fee to deposit and withdraw?
*
Memang true. That's why must topup on the first of every month/last day of the month.
No fees for buying and selling
nexona88
post Dec 30 2017, 09:05 PM

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QUOTE(veera77 @ Dec 30 2017, 08:28 PM)
ASB/ASB2 for kids increased fr 50k to 200k fr 2 jan.
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Wow..
Kids rarely reach 200k..
Most likely, parents use their accounts 😈😈

Slowly later, adult limit also increase to 500k rclxms.gif
audy
post Dec 30 2017, 09:30 PM

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QUOTE(nexona88 @ Dec 30 2017, 09:05 PM)
Wow..
Kids rarely reach 200k..
Most likely, parents use their accounts 😈😈

Slowly later, adult limit also increase to 500k rclxms.gif
*
They should have increased the ASB adults limit first to encourage adults savings, before increasing kids account limit.
kkk8787
post Dec 30 2017, 09:43 PM

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QUOTE(nexona88 @ Dec 30 2017, 09:05 PM)
Wow..
Kids rarely reach 200k..
Most likely, parents use their accounts 😈😈

Slowly later, adult limit also increase to 500k rclxms.gif
*
i wan also sad.gif
veera77
post Dec 30 2017, 10:04 PM

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QUOTE(nexona88 @ Dec 30 2017, 09:05 PM)
Wow..
Kids rarely reach 200k..
Most likely, parents use their accounts 😈😈

Slowly later, adult limit also increase to 500k rclxms.gif
*
After kids reach 18 yrs old...automatic kid account will change to adult account...i think after that, guidance have no say on the money in the account.. :hmm

Hope parent should check this before too late..ha ha
samsing99
post Dec 30 2017, 10:25 PM

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QUOTE(kkk8787 @ Dec 29 2017, 06:04 PM)
what time
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From 2.45pm to 3.20pm..near 10K topup
nexona88
post Dec 30 2017, 10:44 PM

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QUOTE(audy @ Dec 30 2017, 09:30 PM)
They should have increased the ASB adults limit first to encourage adults savings, before increasing kids account limit.
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I think later, they would increase..

because if the kid max 200k.. later adult how??
nexona88
post Dec 30 2017, 10:59 PM

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QUOTE(veera77 @ Dec 30 2017, 10:04 PM)
After kids reach 18 yrs old...automatic kid account will change to adult account...i think after that, guidance have no say on the money in the account.. :hmm

Hope parent should check this before too late..ha ha
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before kid reach 18 yo, withdraw lor cool2.gif

or just keep it as gift
veera77
post Dec 31 2017, 04:38 AM

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QUOTE(nexona88 @ Dec 30 2017, 10:59 PM)
before kid reach 18 yo, withdraw lor  cool2.gif

or just keep it as gift
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Yup true as a gift..as a start up capital for their business/interest smile.gif

MGM
post Dec 31 2017, 05:23 AM

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QUOTE(veera77 @ Dec 31 2017, 04:38 AM)
Yup true as a gift..as a start up capital for their business/interest smile.gif
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Or as an education funds.
kart
post Dec 31 2017, 08:28 AM

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It is too bad that the top-up function for ASNB fixed-priced fund in myASNB portal is disabled today. Huh? bangwall.gif The portal says that we can top-up on Sundays which are not public holidays. 31 December 2017 should not be a public holiday in east states.

QUOTE(nexona88 @ Dec 27 2017, 11:31 AM)
Well u can try luck..
I doubt they would send because its already year end.. Maybe their calendar stock finished..

Just request.. See how..
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Sigh, there is no reply from ASNB, regarding the calendar, after I sent the e-mail early last week. sad.gif

In 2018, I will start to request calendar in early December, rather then late December.

It is ok for me, for not getting the calendar, as long as the 2018 dividend for ASM, ASW and AS1M are well above 6 %. smile.gif



saitong09
post Dec 31 2017, 11:37 AM

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QUOTE(MGM @ Dec 31 2017, 05:23 AM)
Or as an education funds.
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SSPN can claim tax relief smile.gif
nexona88
post Dec 31 2017, 11:46 AM

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QUOTE(kart @ Dec 31 2017, 08:28 AM)

Sigh, there is no reply from ASNB, regarding the calendar, after I sent the e-mail early last week. sad.gif

In 2018, I will start to request calendar in early December, rather then late December.

It is ok for me, for not getting the calendar, as long as the 2018 dividend for ASM, ASW and AS1M are well above 6 %. smile.gif
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well I'm guessing they busy with ASB biggrin.gif

yup. what more important is the dividend.. that's the main reason.. others is just secondary only.. like bonus is given
MGM
post Dec 31 2017, 12:03 PM

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QUOTE(saitong09 @ Dec 31 2017, 11:37 AM)
SSPN can claim tax relief smile.gif
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Yes for that and good for local education but not overseas education.
veera77
post Dec 31 2017, 01:54 PM

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QUOTE(saitong09 @ Dec 31 2017, 11:37 AM)
SSPN can claim tax relief smile.gif
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For past six years never pay tax...he he..bcoz working overseas in the country which have no personal income tax...smile.gif
The most i pay is GST whenever back to Malaysia..

Thats why dump all my saving fund into ASNB

This post has been edited by veera77: Dec 31 2017, 01:56 PM
saitong09
post Dec 31 2017, 03:40 PM

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QUOTE(veera77 @ Dec 31 2017, 01:54 PM)
For past six years never pay tax...he he..bcoz working overseas in the country which have no personal income tax...smile.gif
The most i pay is GST whenever back to Malaysia..

Thats why dump all my saving fund into ASNB
*
Wow earning USD? So your ASNB now sure more than 7 digits d smile.gif
veera77
post Dec 31 2017, 04:11 PM

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QUOTE(saitong09 @ Dec 31 2017, 03:40 PM)
Wow earning USD? So your ASNB now sure more than 7 digits d smile.gif
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Yup in USD...

7 digit is my ultimate target for ASNB...hope can reach soon...so can have RM5,000 monthly passive income..for my retirement fund/expenses smile.gif

if my other higher aggressive/risk investment gives me 'better than expected' return...i could achieve the 7-digit target much faster..

anyway, I always keep 60% of my investment portfolio in ASNB..

This post has been edited by veera77: Dec 31 2017, 06:39 PM

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