if anyone planning "Take loan to invest ASNB"...just be prepared for the possibility of 0.25% increase in loan interest..
Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)
Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)
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Nov 19 2017, 01:26 PM
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Senior Member
1,229 posts Joined: Jul 2011 |
Malaysian Q3 GDP increased and Ringgit strengthening...BNM hand must be itchy now to increase OPR/BLR
if anyone planning "Take loan to invest ASNB"...just be prepared for the possibility of 0.25% increase in loan interest.. |
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Nov 19 2017, 01:57 PM
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Senior Member
3,599 posts Joined: Jun 2009 From: MYBoleh.NET |
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Nov 19 2017, 02:47 PM
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All Stars
48,443 posts Joined: Sep 2014 From: REality |
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Nov 19 2017, 05:50 PM
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Senior Member
1,229 posts Joined: Jul 2011 |
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Nov 19 2017, 05:57 PM
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Senior Member
1,478 posts Joined: Jan 2009 From: Hurr Durr Herp Derp Land |
QUOTE(Ronald K. @ Nov 18 2017, 05:59 PM) https://forum.lowyat.net/index.php?showtopi...post&p=86916324 are you ambank banker?Feel free to contact me for more details if you're interested to take up ASB financing with Ambank. Thanks ya. UGPM |
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Nov 19 2017, 05:57 PM
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Senior Member
1,478 posts Joined: Jan 2009 From: Hurr Durr Herp Derp Land |
QUOTE(veera77 @ Nov 19 2017, 01:26 PM) Malaysian Q3 GDP increased and Ringgit strengthening...BNM hand must be itchy now to increase OPR/BLR Adoii..I'm currently thinking about taking ASB financing. if anyone planning "Take loan to invest ASNB"...just be prepared for the possibility of 0.25% increase in loan interest.. OPR/BLR incooming pulak..aduh |
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Nov 19 2017, 06:12 PM
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Senior Member
1,229 posts Joined: Jul 2011 |
if ASx divided pun naik 0.25%...then no impact...
due to GE14 most probably in Mac/April...i think ASM have potential to get higher dividend let see how is EPF 2017 dividend first in Feb 2018... QUOTE(vanpersie91 @ Nov 19 2017, 05:57 PM) This post has been edited by veera77: Nov 19 2017, 06:12 PM |
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Nov 19 2017, 09:51 PM
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Junior Member
101 posts Joined: Aug 2017 |
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Nov 20 2017, 10:37 AM
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Junior Member
86 posts Joined: Jun 2012 |
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Nov 20 2017, 11:01 AM
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All Stars
48,443 posts Joined: Sep 2014 From: REality |
QUOTE(veera77 @ Nov 19 2017, 05:50 PM) based on economic data, most likely...unless hold till GE14 over...like how US Fed did.. Hmm my bet is on ASM since its "so near" to GE date 😅hope MyASNB profit increase and more dividend for 2018 Expect some good rate for that funds... ASW & AS1M is "after" GE.. U know how things done in Bolehland.. After GE, all bad bad up up only 😈😈😴 |
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Nov 20 2017, 01:55 PM
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Senior Member
1,229 posts Joined: Jul 2011 |
possible statement during 2018 dividend announcement:
ASM (before GE) - the fund have performed exra-ordinary supported by country high-growth... AS1M/ASW (after GE) - the fund performed below expectation, due to world economic uncertainty QUOTE(nexona88 @ Nov 20 2017, 11:01 AM) |
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Nov 20 2017, 03:26 PM
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All Stars
48,443 posts Joined: Sep 2014 From: REality |
QUOTE(veera77 @ Nov 20 2017, 01:55 PM) possible statement during 2018 dividend announcement: ASM (before GE) - the fund have performed exra-ordinary supported by country high-growth... AS1M/ASW (after GE) - the fund performed below expectation, due to world economic uncertainty Spot on.. Before the announcement, we already know how the writing style would be.. ASx experts |
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Nov 20 2017, 04:57 PM
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Senior Member
1,367 posts Joined: Jan 2006 From: Kuala Lumpur |
fellow sifus, just want to check, at what point of the day they take the amount of investment we have into records? cause i withdrawn 20k out today, last minute i got the funds transferred to me (a friend), therefore no longer need the funds, so i topped up at 4.50pm... is it still considered as 20k, or the amount is 20k lower at 4.50pm? not sure how, but lines to ASNB at banks closes at 4pm, but manage to snap funds at 4.50pm
no idea why, somehow manage to topup hmm This post has been edited by raptar_eric: Nov 20 2017, 05:18 PM |
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Nov 20 2017, 05:25 PM
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All Stars
17,499 posts Joined: Feb 2006 From: KL |
QUOTE(raptar_eric @ Nov 20 2017, 04:57 PM) fellow sifus, just want to check, at what point of the day they take the amount of investment we have into records? cause i withdrawn 20k out today, last minute i got the funds transferred to me (a friend), therefore no longer need the funds, so i topped up at 4.50pm... is it still considered as 20k, or the amount is 20k lower at 4.50pm? not sure how, but lines to ASNB at banks closes at 4pm, but manage to snap funds at 4.50pm lowest amount of the month. but unsure whether same day counts or not.no idea why, somehow manage to topup hmm |
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Nov 20 2017, 05:27 PM
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Senior Member
1,367 posts Joined: Jan 2006 From: Kuala Lumpur |
QUOTE(alexanderclz @ Nov 20 2017, 05:25 PM) ya bro, i know lowest average of the mth, but now that i withdrawn 20k, and topped up again on the same day, not sure considered or not.. if they take into consideration, wasted my 20k effort lor for a moment my balls shrunk just now, after key in TAC in maybank, page error.. luckily 5 secs later get SMS saying topup successful |
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Nov 20 2017, 05:42 PM
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All Stars
17,499 posts Joined: Feb 2006 From: KL |
QUOTE(raptar_eric @ Nov 20 2017, 05:27 PM) ya bro, i know lowest average of the mth, but now that i withdrawn 20k, and topped up again on the same day, not sure considered or not.. if they take into consideration, wasted my 20k effort lor nope. not lowest average, rather the lowest amount of the month.for a moment my balls shrunk just now, after key in TAC in maybank, page error.. luckily 5 secs later get SMS saying topup successful |
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Nov 20 2017, 06:19 PM
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Senior Member
1,229 posts Joined: Jul 2011 |
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Nov 20 2017, 06:36 PM
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Senior Member
1,229 posts Joined: Jul 2011 |
since its a monthly lowest balance...most probable scenario is your Nov17 lowest balance will be less 20k (so you will loss Nov17 dividend for that 20k...approx. RM100)
but if ASNB don't consider intra-day transaction, instead just looking at end of business day balance...then you won't lose that RM100.. just a guess only QUOTE(raptar_eric @ Nov 20 2017, 04:57 PM) fellow sifus, just want to check, at what point of the day they take the amount of investment we have into records? cause i withdrawn 20k out today, last minute i got the funds transferred to me (a friend), therefore no longer need the funds, so i topped up at 4.50pm... is it still considered as 20k, or the amount is 20k lower at 4.50pm? not sure how, but lines to ASNB at banks closes at 4pm, but manage to snap funds at 4.50pm no idea why, somehow manage to topup hmm |
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Nov 20 2017, 06:47 PM
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All Stars
10,820 posts Joined: Jan 2010 From: KL/PJ |
QUOTE(veera77 @ Nov 19 2017, 06:12 PM) if ASx divided pun naik 0.25%...then no impact... hope epf 2017 can get more than 6%, then Asx might be higher than epf due to GE14 most probably in Mac/April...i think ASM have potential to get higher dividend let see how is EPF 2017 dividend first in Feb 2018... |
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Nov 20 2017, 08:32 PM
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Junior Member
558 posts Joined: Jul 2017 |
Guys I've read earlier that 1st Dec is a public holiday.
So will the 2nd Dec be considered the first day of the month to top up and earn interest for the month of Dec? Thks. |
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