same same... no diff. put one better la. don't waste time on trying opening new one

i used to have only ASW2020 like u (opened during launching)..
But later opened other two as advised by ASNB staff to increase chances to get unit (this is before zaman MyASNB)...
With MyASNB nowadays, one or three doesn’t matter much..unless u plan to put really big amount (6 digits)..

On dividend, ASW2020 always lead other two funds..due to more matured fund..

Only advance to hv 3 ASx is 3x dividend...Only if this really matter for u..

This post has been edited by veera77: Nov 16 2017, 09:43 PM

Oh I see. Luckily I asked. I planned to go for
alliance bank haha

But the 3x dividend per year, how you calculate?

If I have MYR 600, I throw all to ASW with interest of 3% on dividend.



Is it the same amount of dividend I earned , If I throw MYR200 to each fixed funds and they all have the same 3%?
Sorry, I can't tell you are advising me seriously or ... 😅


I see. Thank you so much on the opinions. I am still confused on 3x dividends.

Dividend date:
ASW2020 - 1sept
AS1M - 1 oct
ASM - 1april

If u have rm30,000...and put rm10,000 in each ASx. Let say dividend is 6% for all ASx

1sept..u get RM600 fr ASW
1oct...u get RM600 fr AS1M
1april..u get RM600 fr ASM

But if u put all 30k in ASW, then u get RM1,800 on 1sept every year.


I see. Thank you so much on the opinions. I am still confused on 3x dividends.

[/quote]

This post has been edited by veera77: Nov 17 2017, 01:28 PM

I am serious...

if you have the time to try open. do it.

if you think its troublesome, focus on one.

its the same afterall.

Today ASM can’t get big big..only small small only

[quote=veera77,Nov 16 2017, 11:09 PM]
Dividend date:
ASW2020 - 1sept
AS1M - 1 oct
ASM - 1april

If u have rm30,000...and put rm10,000 in each ASx. Let say dividend is 6% for all ASx

1sept..u get RM600 fr ASW
1oct...u get RM600 fr AS1M
1april..u get RM600 fr ASM

But if u put all 30k in ASW, then u get RM1,800 on 1sept every year.
I see. Thank you so much on the opinions. I am still confused on 3x dividends.

[/quote]

[/quote]


[quote=Ancient-XinG-,Nov 17 2017, 01:12 PM]
I am serious...

if you have the time to try open. do it.

if you think its troublesome, focus on one.

its the same afterall.

[/quote]
Totally understand. Thank you so much

SO in a nutshell, the more mature the fund, the higher yield it has, hence ASW -> ASM -> AS1M.

Am I right?

Thanks guys! Managed to open and deposit RM100 ASW today.

for 2017, all 3 funds paid 6% dividend so the yield is basically the same for 2017. I personally split my money equally into 2 portion based on their dividend payout. 50% in ASM and 50% in ASW+AS1M. That way I get roughly same amount of dividend in March and Sept/Oct

This post has been edited by savvyaunty: Nov 17 2017, 04:00 PM

May I ask how can I invest ASM or AS1M in myASNB since it only has "Additional Investment" for ASW ?

I see. Thank you so much for your willingness to share it with me.


I think you need to open the other 2 accounts separately in order for you to be able to invest into ASM or AS1M. Since you just opened ASW, hence you can only invest into ASW for now.

Correct me if I am wrong.

I use slightly different strategy...i add into fund which nearest dividend date..as of now ASM (till 1 mac)...then from April onwards till Sept, i split 50-50 for ASW+AS1M, but my first priority always ASW as its much difficult to get and better performance.

Just to share

This post has been edited by veera77: Nov 17 2017, 05:20 PM

what is latest promo rate for ASB financing?

last I heard Maybank got promo 4.8% effective rate for ASB financing from 50k to 200k.

Now still got ke?

U only have ASW account... So only that can top up for now 😂

Other 2, go open at branch.. Later the 2 also would be listed on MyASNB..

[quote=MasBoleh!,Nov 17 2017, 03:52 PM]

[/quote]
Totally understand. Thank you so much

SO in a nutshell, the more mature the fund, the higher yield it has, hence ASW -> ASM -> AS1M.

Am I right?

[/quote]

not necessary. Its depend on the market and the dividend date.

If so ngam that Q1 Q2 perform well, ASW will slight up abit.

If Q3 Q4 Q1 bad, ASM baseline 6% only.

Not really...
The dividend difference between the funds is actually not wide.. Its almost same...

Only difference is mature funds have stronger financial & demand from unit holders / people.. Thus u see ASW is the hardest to get units 😀😀

https://forum.lowyat.net/index.php?showtopi...post&p=86916324

Feel free to contact me for more details if you're interested to take up ASB financing with Ambank. Thanks ya.

ambank 4.75
cimb & mbb 4.8

[quote=Ancient-XinG-,Nov 18 2017, 07:24 AM]
Totally understand. Thank you so much

SO in a nutshell, the more mature the fund, the higher yield it has, hence ASW -> ASM -> AS1M.

Am I right?

[/quote]

not necessary. Its depend on the market and the dividend date.

If so ngam that Q1 Q2 perform well, ASW will slight up abit.

If Q3 Q4 Q1 bad, ASM baseline 6% only.

[/quote]


[quote=nexona88,Nov 18 2017, 08:07 AM]
Not really...
The dividend difference between the funds is actually not wide.. Its almost same...

Only difference is mature funds have stronger financial & demand from unit holders / people.. Thus u see ASW is the hardest to get units 😀😀

[/quote]
thank you so much.. i still have a lot to learn from you all

No problems..

Btw MasBoleh! u really failed in multi quote reply..
Don't do if u not sure how 😴😴