Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
43 Pages « < 30 31 32 33 34 > » Bottom

Outline · [ Standard ] · Linear+

 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

views
     
Ramjade
post Jan 14 2018, 10:07 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(yvonne2016 @ Jan 14 2018, 10:01 PM)
Better calculate your gain again before
You redeem your ASG units,
Maybe you can wait longer, till end of March,
for declaration of ASG dividend
,2 more months to go,...
*
ASG dividends is useless It's exit right pocket, enter right pocket.

When the a UT gives dividend, the amount of unit increases = the price of the unit price drops hence canceling both out. Hence they have no consequences. Don't get fool by them and agents always advertising high 7% "divisends". These goes for normal unit trust like public mutual.

silverwave sell now while bursa is on bull run.

This post has been edited by Ramjade: Jan 14 2018, 10:24 PM
Ramjade
post Jan 17 2018, 03:52 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(FunnyNinja @ Jan 17 2018, 03:46 PM)
is that possible to check what is the available unit in ASN?
*
No. You have to blindly tembak how much you think you can get.
Ramjade
post Jan 17 2018, 05:13 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(FunnyNinja @ Jan 17 2018, 05:06 PM)
Ok thank you bro, btw want to ask. If i managed to open the account at the branch for AS1M only, can i open acc for the AS1M and ASW2020 via online?

Topup unit can be done via myasnb portal only or like mbb can be done as well? What is the difference?

The unit can be withdraw/sell in anytime without any penalty/charges?
*
No you still need to go back and to branch and open account. Once open account, you can topup online already.

Topup via MyASNB = free
Topup via mbb = Rm1.06 per try regardless successful or not.

Can sell anytime but need to know how to play the game or else you won't get anything.
Ramjade
post Jan 17 2018, 06:17 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(FunnyNinja @ Jan 17 2018, 06:07 PM)
Ok cool, hm... Im new to the game, can share some info about the withdrawal part? smile.gif

1 more thing, the interest pay out yearly, right?
*
Lowest amount of the month will be used for calculations.

Yes. Again based in the lowest amount. Should you withdraw everything, you don't get anything. If you want to withdraw, always keep the min of RM100.
Ramjade
post Jan 17 2018, 08:25 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(FunnyNinja @ Jan 17 2018, 06:19 PM)
Hm...not really understand the lowest amount of the month part sad.gif

If withdraw all the money from the acc, can get back full amount but no interest, right?
*
This blog explains it in detail.
http://invest-made-easy.blogspot.com/2013/...era-asb_28.html

Why should you burn your dividends? Let's say you already keep inside for 11 months, by removing everything, you don't even earn a sen.
Ramjade
post Jan 18 2018, 11:46 AM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(yklooi @ Jan 18 2018, 08:40 AM)
ALL ASNB branches will sure have this 100 units available to anyone walking to open and buy this ASNB FP funds?
or need to take the chances on the availability the 100 units, thus the chances of not able to open the a/c??
*
Not confirm. But if you got time to wait it out, they will entertain your request to open account.

What I am saying is some branch let you open with 0 unit inside. Depending on branch.

QUOTE(kenny79 @ Jan 18 2018, 10:03 AM)
If asnb account is more recommend go to asnb counter easy to transition... By the way the extra unit u may purchased online app ... Not sure which app name ...
*
Forget counter at banks. They are useless. Always tell you don't have. The site to topup is MyAsnb

QUOTE(frostfrench @ Jan 18 2018, 10:25 AM)
u meant 5 units=RM5 for non-bumi?
*
RMXX,X X biggrin.gif

Ramjade
post Jan 19 2018, 03:41 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(stormaker @ Jan 19 2018, 02:58 PM)
-For ASW, ASM and AS1M, any charges for opening account, account maintenance / annual fee, withdrawal, top up ... etc if perform at ASNB branch /online ?

-For withdrawal, can I withdraw to MBB or RHB bank account online instead of goto the ASNB branch during working hours ?

-Withdrawal can be done at MBB or RHB branch ?

-ASW > ASM > AS1M, am i correct ? Or they are equally good ?

Thanks !
*
No fees for opening/maintenance/buying or selling via banks/Myasnb.

Yes. Can withdraw from banks. If you got account with the banks, you can do unlimited withdrawal.

All are most of them the same.
Ramjade
post Jan 22 2018, 02:33 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(baldi91 @ Jan 22 2018, 01:57 PM)
Hello all~

Just a quick questions. Is there any kind of indication whrther or not any given ASx fund will perform? Or we can only guess and hope for the best?
*
Yes. Based on how the first fund result. Usually will follow the first fund result.

QUOTE(filage @ Jan 22 2018, 02:23 PM)
Now top-up have capcha means cannot try many times already?
User will tired out typing capcha.
*
Who says? You still can spam capatcha. Only take slightly longer time.
Ramjade
post Jan 22 2018, 04:21 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(elea88 @ Jan 22 2018, 02:46 PM)
thank you for the annual report link.

in other words.. if Malaysia stock market crash.. in a particular year..how u think will be the returns?

i am looking at the list of counters that is in the annual report.
*
6% min for now. Could be lower if they cannot sustain the payout as what some people are saying whistling.gif
Ramjade
post Jan 23 2018, 12:02 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(frostfrench @ Jan 23 2018, 10:35 AM)
my brother is asking me, should he put his money in ASB or EPF? he self contribute in EPF.

I told him, put in ASB, go tikam tikam in AS1M and 2020

Am I correct?
*
EPF. Max out your income ta relief. ASB doesn't give income tax relief.

After max OUT, then can consider ASB.
Ramjade
post Jan 26 2018, 05:17 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(kovin @ Jan 26 2018, 05:11 PM)
Just to share my experience.
few years back, I walk in MBB as that time FD is having promo,
sitdown and talk to finance advisor,
here is my hard earn $ of 120K, please advise me how should I invest,

FA introduced me:
Takaful UT
ASG
and of course FD
All equally split

here goes my learning curve and few Ks of education fee.
*
Wow. Money gone just like that. Thank God I never listen to anyone that try to sell me things.
Ramjade
post Jan 26 2018, 05:23 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(kovin @ Jan 26 2018, 05:21 PM)
appreciate all abang & kakak here,
just feel like light at the end of the tunnel, after I found you all here!!!!
*
My sifus have always been financial bloggers.
Ramjade
post Jan 26 2018, 07:56 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(rwb911 @ Jan 26 2018, 07:40 PM)
Good day,

I am a newbie in both investing and LYN forums so if this is the wrong place or breaches any rules, I'm sorry and I hope you can let me know where I can post this.

I would like to ask a question smile.gif Next Monday, there will be additional allocation of AS1M for Indians and I fit this group. I'm still studying but have money pooled over from my work that I plan to invest in here. I will be investing for the medium-long term and this won't be my only investment definitely.

I would like to know if this is a good ASNB fund to invest in for my specific goals? Let me know if there's anything else I should know too.

Once again, apologies for any mistakes and thank you!
*
All fixed price amanah saham gives more or less the same returns. Stick with fixed price fund and avoid the variable price funds
Ramjade
post Jan 26 2018, 09:14 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(rwb911 @ Jan 26 2018, 09:10 PM)
Definitely! I will be going to the bank first thing Monday morning them. Thanks Nexona.

And I agree with you veera! It's always good to invest.

Next stop - I've got to bug the guys over at the PRS thread pulak  biggrin.gif
*
PRS nothing to bug. Put in max Rm3k one way ticket. Asal got income tax relief, put in money. Once tax relief ended in 2021, no need topup already. If extended only topup.
Ramjade
post Jan 27 2018, 09:48 AM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(rwb911 @ Jan 27 2018, 08:52 AM)
Good morning and thanks to the both of you!

And yes, that is the goal. I'm looking to grab the youth incentive so before I invest I'll be looking for pointers on what are good funds to invest in.
*
Youth incentive valid for 2017-2018 only. First 165k youth only. (Rm165m allocation)

This post has been edited by Ramjade: Jan 27 2018, 09:48 AM
Ramjade
post Jan 27 2018, 11:08 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(kkk8787 @ Jan 27 2018, 10:58 PM)
Question. Since asnb so difficult to get units. Can i put extra into epf. Example i tell epf i gog 100k extra want to deposit into epf account and treat it as asnb can?
*
EPF max only RM60k/year. Also EPF you cannot withdraw in case you find something nice to invest in. ASNB can withdraw anytime.
Ramjade
post Jan 31 2018, 03:15 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(FunnyNinja @ Jan 31 2018, 03:12 PM)
I thought AS1M/ASW are public? Still got quota? For malay, chinese and indian?
*
ASW2020, AS1M memang got quota. Only ASM got no quota. Open for all.
Ramjade
post Feb 1 2018, 10:35 AM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(lifebalance @ Feb 1 2018, 10:13 AM)
nexona88 bro, got so any ASB fund, which 1 to choose from ? non-malay here
*
Non malay got only 3 choices (ASW2020, ASM, AS1M)
Ramjade
post Feb 2 2018, 02:21 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(nbafans99 @ Feb 2 2018, 02:06 PM)
may i know how's the process of pay out for interest? Direct transfer to bank account?
*
Additional of units to existing units.

This post has been edited by Ramjade: Feb 2 2018, 02:21 PM
Ramjade
post Feb 2 2018, 04:25 PM

20k VIP Club
*********
All Stars
24,385 posts

Joined: Feb 2011


QUOTE(kjlow88 @ Feb 2 2018, 04:20 PM)
The portal are far more easy for top-up, dont have to drive around, just sit and click click. But much more problem to those who doesn't use computer.
I think they would open back to normal to top-up at counter, so they can settle the old folk problems. Btw, how long ago the portal start official ?
*
Normal counter is still open. Only is wasting time and money as you can get more units online vs via counter.

Long long time. I think already 2 years already.

43 Pages « < 30 31 32 33 34 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.3760sec    0.89    7 queries    GZIP Disabled
Time is now: 13th December 2025 - 11:02 PM