Is the price standardized or depends on lawyer? Including snp n stamping

This post has been edited by silent_stalker: Jan 10 2017, 12:24 AM

Legal fees are standardised.

Disbursements are not.

Ok, lets say developer offer "free legal fees and snp".

Besides the 10% d/p, is there any other thing we need to pay?

Disbursement of the legal fee / loan fee if applicable.

MOT when project VP ( assuming under con )

Loan stamp duty ( Upon signing loan agreement )

That's about it.

For 350k property, is rm6500 considered normal for all of the above ( excluding MOT)?

Since developers paying, I'm sure the fees quoted is jacked up

But basically for both, 6.5k sounds okay.

No, that amount is for me to pay, not developer. Is it normal?

You just said free SPA / Loan legal fees?

Yes. Thats whats bothering me actually. I didnt notice about this thing earlier. But 1 of my property is about to vp, so I checked back all the docs, in loan offer got state legal fees - rm6500 ( whichever is lower) , which means its added to my home loan.

But 1st I thought, maybe its just there but not actually disbursed by bank since it states "whichever lower". But I looked back at full disbursed amount by bank, the total amount did include that rm6500.

Now I pening. Need ask bank, lawyer or dev about this. Or is that normal?

Hi ts, parking to learn..

Means the legal is not free lor?

Coz it's already disbursed in your loan.

Usually loan officer will ask whether you need to finance the legal fees or not into the loan one. If not by default they won't just finance it in.

there is 2 legal fees,
1 for SPA
1 for loan agreement

check with developer is both free or SPA legal fee only

ask bank lor, whether the legal fee is already claimed by lawyer or off set in ur loan?

Got two types of charges. One is fees/duty that need to pay to the respective authorities. This type of fees won't change from lawyer to lawyer.

The second fee that will have discount is on the lawyers own services fee. Because competition is stiff between law firms, some willing to offer up to 30% discount (do take note this is illegal to give discount). Another thing to pay attention is the miscellaneous charges like phone calls, photocopy paper, transportation those can all be waived.

This is based on my experience recently I bought a property and now in progress of sorting out the legal side

i assume that they have quoted you for loan legal fees, loan disbursement fees, and spa disbursements fees. only spa legal fees are free in this case. try to ask for an official quotation in black and white to know the head and tail on what they are charging.

Just to check on loan stamp duty.

This is paid to who?
Developer, bank or lawyer?

amount is like 0.5% of the total loan I think.

You, of course.

Unless developer willing to bare.

Only SHC I know that covering the loan stamp duty for their property.

Hello all,


May I know any calculation method for the "disbursement fees" for property price 400k ??
My lawyer still not yet reply me about disbursement fees. (Developer side only bear for S&P and loan agreement legal fees, disbursement is under me, buyer)

No calculations.

They are free to charge what they want.

Request for a tax invoice and post here.

Can somewhat guide you.

Already request my lawyer to send me quotation of disbursement fees.

Next week will sign S&P, developer said usually need pay disbursement fees after sign S&P. (within 1 week)

So your suggestion is get quotation of disbursement fees 1st and nego with lawyer before sign S&P??

Yeah, ask for details before you sign anything.

Here's my quotation for disbursement fees quote by lawyer.

Disbursement fees ~RM3k for new property price RM 410k.

Reasonable?? (Note: developer pay for SPA & loan agreement legal fees)

This post has been edited by patrickthissen: Feb 8 2017, 06:28 PM

If I read correctly.

1. Disbursement legal for SPA = RM292
2. Disbursement legal & Stamp duty for loan agreement = RM2789.10


Yup if already included stamp duty for loan agreement then I would say this is cheap. I kena disbursement for loan agreement only at RM1100 for 270k loan. Lol.

But I'm also not sure. Maybe others can comment.

Besides that, does anyone what does these items means?
1) Land Search Fee
2) ROC Search Fee

Looks rather reasonable boss.

Maybe can haggle another 50-100 more but tough luck.

SPA usually no need pay disbursement. You can try to haggle.

Developer only cover the legal fees.

The disburse pls don't count stamp duty. It's not actually disbursement per say as the amount are payable to relevant bodies and fixed.

They only earn from the other disbursements above.

1. Land search fees to find out the detail of your property from the land office.

2. To search the developer, proprietor or similar. It's a requirement for bank loan and spa.

You can't do business with a bankrupt.

Thanks AskarPerang & chiahau for the valuable feedback

Im purchased a first property at price 125k and the lawyer charge me 3.5k for the total cost legal fee during sign SNP and loan agreement. Is it normal for the range of price for legal fee for that price of property? As i know in the legal fee, the stamp duty already excluded since this property is my 1st property. So, that fee already got discount. Please anyone kindly advise and sharing with me on this matter. Thank

Im purchased a first property at price 125k and the lawyer charge me 3.5k for the total cost legal fee during sign SNP and loan agreement. Is it normal for the range of price for legal fee for that price of property? As i know in the legal fee, the stamp duty already excluded since this property is my 1st property. So, that fee already got discount. Please anyone kindly advise and sharing with me on this matter. Thank

Can share the sample invoice? Only then can tell.

But I would say 3,5k for both is okay d la.

I don't have that invoice lor.. i checked it during the sign of S&P but few thing that subsidy given for first home buyer already exclude in the list.

May i ask something.. For deed of agreement and attorney for first home buyer, is need to pay or developer will cover it?

If this is subsale the cost will be much higher

Hi TS, i just put a DP on a 480K house. Developer said all spa, legal and stampduty cover for developer side.

I was told that i only need pay to bank legal, stamp annd etc.( Bank side )

How much am i looking at to pay? Or is it included with the loan amount cos now waiting loan approval and as far i know now, mrta is already included in the loan.

Depending on banks. Some bank able to include in the legal fees inside your loan amount.

Stamp duty for loan agreement is 0.5% out of the amount you loan.

Thanks for the reply. Should my loan needed a 2nd name to support but i do not have any, am i able to get my dad to be a guarantor or needed him to be as part of the loan taker? Cos i will be taking only 80% loan and this is my 2nd home and worry DSR would be high.

Gurantors don't work much nowadays.

Usually need a 2nd name to qualify for the 80% if your name alone is not enough.

hi all. just asking. if the condo purchased is still master title, then when it comes to s&p, it will go under DOA is it? or s&p also which is the 1%? pening la. or is it the DOA is the s&p for master titile? i mean condo without strata title. tq tq tq

SNP is between Seller and Buyer with individual or master title.

DOA is between the borrower (buyer) and bank.

This post has been edited by mini orchard: Oct 17 2019, 02:34 PM

for those sub-sales... normally what the discount given from the lawyer?

i believe the fees is all the same, the difference is how much discount given..