Legal fees are standardised.

Disbursements are not.

Disbursement of the legal fee / loan fee if applicable.

MOT when project VP ( assuming under con )

Loan stamp duty ( Upon signing loan agreement )

That's about it.

Since developers paying, I'm sure the fees quoted is jacked up

But basically for both, 6.5k sounds okay.

You just said free SPA / Loan legal fees?

Means the legal is not free lor?

Coz it's already disbursed in your loan.

Usually loan officer will ask whether you need to finance the legal fees or not into the loan one. If not by default they won't just finance it in.

You, of course.

Unless developer willing to bare.

Only SHC I know that covering the loan stamp duty for their property.

No calculations.

They are free to charge what they want.

Request for a tax invoice and post here.

Can somewhat guide you.

Yeah, ask for details before you sign anything.

Looks rather reasonable boss.

Maybe can haggle another 50-100 more but tough luck.

SPA usually no need pay disbursement. You can try to haggle.

Developer only cover the legal fees.

The disburse pls don't count stamp duty. It's not actually disbursement per say as the amount are payable to relevant bodies and fixed.

They only earn from the other disbursements above.

1. Land search fees to find out the detail of your property from the land office.

2. To search the developer, proprietor or similar. It's a requirement for bank loan and spa.

You can't do business with a bankrupt.

Can share the sample invoice? Only then can tell.

But I would say 3,5k for both is okay d la.

Gurantors don't work much nowadays.

Usually need a 2nd name to qualify for the 80% if your name alone is not enough.