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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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coolguy99
post Apr 6 2025, 08:10 AM

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QUOTE(ableze_joepardy @ Apr 4 2025, 09:51 PM)
looking for 2nd card to cater for utilities (500-800 per month).

currently got cimb petronas infinite for petrol, grocs & dining.
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Check out Maybank Ikhwan Amex? You can get 8% cashback for paying utility bills like Unifi through lazada.
coolguy99
post May 7 2025, 10:54 AM

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QUOTE(HouLeiiShytt @ May 7 2025, 10:51 AM)
Hi Sifus, requesting for credit card recommendation, preferably Air Miles, currently looking at Alliance VI and HLB VI

1. Annual Income: RM120K and above

2. Free Lifetime Annual Fee: Good to have. If not, best to have waivable conditions.

3. Card required for: From high to low - Insurance, Utilities (Telco, Unifi), Physical F&B, Petrol thru Setel, e-commerce, Overseas spending

4. Existing credit cards (if any): MBB FC Barcelona Visa Signature, PIBB Visa Platinum, CIMB eCredit Card

5. Interested in CC from: Any

6. Others: Prefer Air Miles, Cash back also acceptable
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For Insurance Payment, you can look at Affin Duo. This is one of the very very few cards that still gives cashback for insurance payments today.

Get the MBB 2 Card Amex for weekend cash back and make your utility payments through Lazada.

For overseas spending you can consider Ambank Enrich Visa, if you are worried about the annual fee, suggest you go for the Platinum card instead of Infinite.
coolguy99
post Oct 3 2025, 09:38 AM

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QUOTE(!@#$%^ @ Oct 1 2025, 04:40 PM)
contemplating between

Bank Islam Visa Infinite Credit Card-i
Muamalat EON Visa Infinite-i

though would probably get both eventually
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Wondering why isn't there any thread discussing these cards in the forum? Is there one but I missed it?
coolguy99
post Oct 3 2025, 10:32 AM

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QUOTE(ideaplus @ Sep 19 2025, 02:33 PM)
May consider this new Muamalat EON Visa Infinite-i Look nice
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Has anyone applied for this card yet? How is the application process? Does it requires you to go to the branch?
coolguy99
post Oct 13 2025, 09:37 AM

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QUOTE(sam5251888 @ Oct 11 2025, 06:35 PM)
1. Annual Income: RM100K to RM120K

2. Free Lifetime Annual Fee: Preferred or easy waiver.

3. Card required for: Overseas and dining spending. Overseas Lounge access. Cash Back preferred but points/airmiles also okay.

4. Existing credit cards (if any): Maybank 2 Gold, Maybank Ikhwan Amex, Bank Rakyat Explorer, SC Journey (recently canceled as could meet 60k annual spend).

5. Interested in CC from: AmBank Enrich Platinum, HLB Visa Infinite, CIMB PETRONAS Visa Infinite, Alliance Visa Infinite.

Looking for situ's help on which is best card to go for and if any that i might have missed.
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HLB Visa Infinite best for dining spend.
coolguy99
post Nov 28 2025, 08:21 AM

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Initially I wanted to apply for the card, but after reading through the previous post. I think I skip for now. Hopefully they will enhance the overall application process in the future.

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