I just noticed that the PBB Visa Signature rebate has been capped lower. I think I used to get RM60 max rebate. But in my recent statement I only got RM38 rebate.

During lunch time I dine out with my colleagues and being the most senior, I usually pay first and my colleagues will reimburse me later for their meals. Lets say the total bill comes to RM102.20 and there's 5 person, so average per person is RM20.44. But I'll just collect RM20 from them only. Last time the rebate would help offset these loose change that I don't collect. But now the cap is so low, not enough to cover.

Is there any good cards out there that can help me?

Sorry. Perhaps my motivation was not clear. I'm looking for a credit card with best cashback benefits.

Little overview of myself:

1. Annual Income: ~RM80,000

2. Free Lifetime Annual Fee: Preferably or can be waived.

3. Card required for: Day-to-day expenses, such as Maxis, petrol, TNB, pharmacy, groceries, retail, online shopping

4. Existing credit cards (if any): CIMB Cashback Credit Card, Maybank2Card Platinum

5. Interested in CC from:
HSBC Amanah MPower Platinum Credit Card-i or Standard Chartered JustOne Platinum MasterCard - but can't decide between the two. Average credit card bill is between RM1,000-2,000 per month.

Hope the info suffice.

Thanks. I will try the Barcelona card..

Sorry I don't get what u mean, KV is what?

I am from Penang... so,, need go back apply.

I tried the M2U.. seems like not allow me submit.. not sure i missed out anything or not.. I will call SC directly..
What's the contact number for the SC for apply this card? please advice.

Hi! I did some research for this few.

For MBB ikhwan MC [5% rebate on petrol and groceries on Friday and Saturday, capped at maximum of RM50.00 per customer per month (Principal and Supplementary Cardmember)],

quite favourable but the CB for MBB Petronas Ikhwan MC [ 8% Cash Back on weekends (Saturday and Sunday) and 1% Cash Back on weekdays (Monday to Friday) for every PETRONAS spend. (capped at RM 50 per month)] seems better but it only focus on petrol. hmmm Can I apply both?

For CIMB Cash Rebate Plat. MC, 2% Cash Rebate for statement balance below RM3,000. Cash rebate is capped at RM30 per month per card. Pretty low % CB

For Alliance You:nique, need spend at least RM2001 only got 3%. I dont think I will spend this much after factoring my main expenses on petrol and groceries which I will use MBB. I will only need another for insurance auto biling, prepaid reload, dining(maybe) which cost maybe MAX RM1k per month. If possible, any higher % CB?

Anyway, can please explain a bit the choice of the selection and how to optimise it? Thanks!
Personally, from the benefits, I will focus more on CB. Sorry if my I send out unclear details previously.

P/s: Newbie to CC

HI! If i pledge RM5000 how much credit card limit can I get? Thanks

Kena rejected by personal loan and Credit card

I have zero commitment.. i want tro build credit history.. thanks

please.be gentle on me yo bro.. as i have said on the last part of my post.. i want to build credit history.. if youll ask me to get a car loan.. i aint ready yet brah..

PS. read twice it wont hurt. thanks

what is the best CC for cash back?
-annual income say 60k maybe
-mainly use for online purchase,shopping,dining,entertainment
means maybe with more or unlimited cap..
cheap or free annual fee
less interest
or any other things that can be consider
i dont really interested in the point system as for me redeemed item mostly not interesting and can be found cheaper online << or should i rethink :-)

Okay, I just collected the Maybank Ikhwan Gold on my own.
Upon opening the envelop, the Maybank Zing TnG card are not inside.

Because I check their website whereby mentioning Free Maybank Zing TnG card.
Is this normal nowadays?

Thanks

I applied through their online application form, didn't see any tick for applying zing card.

May I know does zing card need government charge too? If need, then I better don't apply lo~ 

Thanks

in ringgitplus, if apply visa it say it comes with master and vice versa...thats why i ask

Sorry, new to credit cards.
The annual income thing is before or after epf?

I love Maybank cards because when I want to get electronics stuffs, I can always opt for instalment plans if I want to. However I don't really fancy paying double SST for another AMEX card I don't use. Any other cards with annual fee waived with a lot of online partners?

may i know what is board rate?

then bonus not included? because my bonus quite high, around 7.5 months of my basic salary last year, but if EA form then got show

Looking for a card with unlimited cashback similar to PBB VI

Will prefer more than 0.3% CB as offered by PBB VI

had been using m2u gold card (visa and amex) for 3 years.
found out i should go for mbb fc visa + m2u amex only instead.

but i wan to get the platinum card this time instead (salary increased, so wan increase my limit also)

can i apply m2u platinum first > apply mbb fc visa (got gold /plat version also?) > cancel m2u visa only??

I dont mind sticking to a single petrol brand. BHP is out as we do not have BHP here lol.

I guess i will go with MBB Islamic Petronas. Can non malay apply?